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Search: Posts Made By: pallhedge
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Yesterday, 6:57 am
Replies: 302
Views: 65,800
Posted By pallhedge

The process of combining points is done...

The process of combining points is done electronically. There are no eyebrows involved to raise.
Yesterday, 6:55 am
Replies: 83
Views: 14,235
Posted By pallhedge

I haven't seen enough data points to discern a...

I haven't seen enough data points to discern a pattern other than that it involves escalation from a front line rep to a manager for approval.

Your physical CSP card will function as a CSR and...
May 30, 20, 1:39 pm
Replies: 2
Views: 233
Posted By pallhedge

I can't imagine it would be considered a vehicle...

I can't imagine it would be considered a vehicle or vehicle-related.
May 29, 20, 7:21 am
Replies: 1,405
Views: 620,333
Posted By pallhedge

The Ultimate Rewards dashboard page tells you how...

The Ultimate Rewards dashboard page tells you how much Travel Credit you have remaining and when it resets (month/year).
May 29, 20, 7:19 am
Replies: 21
Views: 1,851
Posted By pallhedge

At this point, any answer that anyone could give...

At this point, any answer that anyone could give you would be pure speculation. Wait until there are verifiable data points before trying your plan.
May 29, 20, 7:16 am
Replies: 83
Views: 14,235
Posted By pallhedge

In most circumstances, you cannot move credit...

In most circumstances, you cannot move credit from a Chase business card to a Chase personal card.
May 29, 20, 7:13 am
Replies: 119
Views: 14,143
Posted By pallhedge

Perhaps I'm missing something, but is it really...

Perhaps I'm missing something, but is it really that much of a hardship for you to go to a grocery store, just one time, to take advantage of this opportunity? What purpose does looking at last...
May 23, 20, 6:54 am
Replies: 1,060
Views: 216,210
Posted By pallhedge

Whatever you read was incorrect. The $60 DoorDash...

Whatever you read was incorrect. The $60 DoorDash credit works just like the CSR travel credit. You get the credit at the same time the corresponding charge posts.
May 22, 20, 3:33 pm
Replies: 83
Views: 14,235
Posted By pallhedge

Thanks for clarifying, mia. This is correct as...

Thanks for clarifying, mia. This is correct as far as I know. The cancellation policy is clear since it is a written policy. The downgrade policy is based on crowdsourced information and it has...
May 22, 20, 1:26 pm
Replies: 83
Views: 14,235
Posted By pallhedge

Someone a while back posted on Reddit a Secure...

Someone a while back posted on Reddit a Secure Message conversation with Chase that had the number in it, and there were some, but very few, ensuing data points. The 40 days is from June 1, so I...
May 21, 20, 7:27 am
Replies: 83
Views: 14,235
Posted By pallhedge

It's definitely not 30 days from 23 May as you...

It's definitely not 30 days from 23 May as you will not have even been charged your annual fee yet. If you assume 30 days from 1 June, you will certainly be covered, though I think it's even longer...
May 16, 20, 7:36 am
Replies: 1,027
Views: 299,118
Posted By pallhedge

Sorry, this is just not true. Chase's Visa...

Sorry, this is just not true. Chase's Visa Signature cards require a minimum credit limit of 5k at approval. You can lower limits with Chase down to $500 after the fact. You might lose the Signature...
May 15, 20, 7:31 am
Replies: 1,027
Views: 299,118
Posted By pallhedge

Is your credit limit at least $5k on that card?...

Is your credit limit at least $5k on that card? Any lower and it can't be product changed.
May 14, 20, 7:40 am
Replies: 1,291
Views: 387,130
Posted By pallhedge

Chase signup bonuses post when your statement...

Chase signup bonuses post when your statement posts.
May 12, 20, 8:05 am
Replies: 154
Views: 22,988
Posted By pallhedge

Chase recently began to crack down on...

Chase recently began to crack down on self-referrals. No referral bonus points are being awarded.
May 9, 20, 7:19 am
Replies: 45
Views: 10,309
Posted By pallhedge

For starters, I'm not sure which card you're...

For starters, I'm not sure which card you're asking about. The no-annual-fee Ink Cash gets 5x UR on cell phone bills but does NOT have the insurance benefit. Ink Preferred gets 3x UR on cell phone...
May 9, 20, 7:14 am
Replies: 154
Views: 22,988
Posted By pallhedge

No. All Chase cards have been subject to the 5/24...

No. All Chase cards have been subject to the 5/24 rule for quite some time now.
May 8, 20, 7:24 am
Replies: 83
Views: 14,235
Posted By pallhedge

Not if you cancel, but if you call to product...

Not if you cancel, but if you call to product change to Ink Cash, you will receive a pro-rated refund.
May 5, 20, 7:05 am
Replies: 1,405
Views: 620,333
Posted By pallhedge

It's still true. The timing has gotten tighter...

It's still true. The timing has gotten tighter over the years, but it still works.
May 5, 20, 7:03 am
Replies: 3,549
Views: 877,126
Posted By pallhedge

Visa Infinite discontinued that benefit, not...

Visa Infinite discontinued that benefit, not Chase.
May 5, 20, 7:01 am
Replies: 119
Views: 48,616
Posted By pallhedge

IMO, you will find out in 4-5 days that this got...

IMO, you will find out in 4-5 days that this got you nowhere. Banks don't "waive" annual fees, they provide statement credits (or points/miles) to offset it. Just call, the hold times are not awful.
May 2, 20, 7:58 am
Replies: 1,291
Views: 387,130
Posted By pallhedge

It doesn't matter. You can even apply for a new...

It doesn't matter. You can even apply for a new Ink prior to canceling your old one. Keep in mind, Chase is not approving many business credit card applications right now, particularly if you don't...
Apr 30, 20, 7:29 am
Replies: 83
Views: 14,235
Posted By pallhedge

Just call back and proceed with the downgrade....

Just call back and proceed with the downgrade. The pro-rated refund will happen automatically within a few days. Sadly, some phone reps don't even know this.
Apr 30, 20, 7:25 am
Replies: 154
Views: 22,988
Posted By pallhedge

AFAIK, Chase is extending for those who were...

AFAIK, Chase is extending for those who were blindsided by the world suddenly shutting down. Anyone who applied in April did so with their eyes wide open. I haven't heard any extensions for those...
Apr 29, 20, 2:27 pm
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