Search: Posts Made By: Lobachevsky
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Aug 7, 19, 7:26 pm
Replies: 846
Views: 220,786
Posted By Lobachevsky

FYI, there are Visa cards that can't be paid as...

FYI, there are Visa cards that can't be paid as Visa and Mastercards that can't be paid as Mastercards.
Aug 3, 19, 12:29 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

Exactly. And that's how some banks limit CL...

Exactly. And that's how some banks limit CL cycling on credit cards--they don't free up the credit limits for a while after payments post. For some cards I have, the first payment in a month frees...
Aug 3, 19, 9:54 am
Replies: 346
Views: 127,947
Posted By Lobachevsky

I'm baffled by this thread, frankly. I understand...

I'm baffled by this thread, frankly. I understand that most posters are well-meaning and trying to help others, but the absolute certainty of views about various things that are at best guesses and...
Aug 2, 19, 8:33 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

https://vimeo.com/25921512

https://vimeo.com/25921512
Aug 2, 19, 5:06 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

Moi Where did I ever say the banks lose money by...

Moi Where did I ever say the banks lose money by offering rewards cards?

If the banks lose money, why would they raise anyone's credit limit for active spending (which is what many do)?

And,...
Aug 2, 19, 4:29 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

This argument makes no sense. If the bank loses...

This argument makes no sense. If the bank loses on $100,000 in purchases with a 2% card in a month, doesn't it also lose on a $20,000 purchase with a 2% card in a month? The swipe fees are the same...
Aug 2, 19, 1:31 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

And you know the cause is CL cycling how,...

And you know the cause is CL cycling how, exactly? Do you think that if you used a non-rewards card with the same CL cycling you'd be closed down? Banks love to see extensive card use--as long as...
Aug 2, 19, 12:41 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

There's a contract between the cardholder and the...

There's a contract between the cardholder and the card issuer. Notions of "abusing" a card, where that definition is determined randomly, is neither legal nor fair. We're obligated to abide by the...
Aug 2, 19, 12:38 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

A credit line is the amount you can owe on a card...

A credit line is the amount you can owe on a card at a particular time. If you have a $1000 CL and you charge $250, you can still charge $750 more--and if you pay the $250 you owe, you can then...
Aug 2, 19, 9:27 am
Replies: 346
Views: 127,947
Posted By Lobachevsky

Cycling your CL x times also doesn't violate any...

Cycling your CL x times also doesn't violate any terms.
Aug 1, 19, 12:15 pm
Replies: 346
Views: 127,947
Posted By Lobachevsky

Tell me what rule was broken, please. The...

Tell me what rule was broken, please.

The fact that Discover says certain purchases don't earn rewards doesn't mean that you're breaking any rules by buying them. It's not our fault that Discover...
Jul 20, 19, 11:34 am
Replies: 923
Views: 164,840
Posted By Lobachevsky

Is it really so hard to post a question that can...

Is it really so hard to post a question that can be understood by most of us? Is there a point in being so cryptic here?
Jul 18, 19, 11:38 am
Replies: 632
Views: 201,226
Posted By Lobachevsky

Those fees are the maximum fees that can be...

Those fees are the maximum fees that can be charged. We have no idea what WM actually pays to process an unregulated debit card, and we have no idea of the arrangements Simon.com has made either.
...
Jul 15, 19, 2:50 pm
Replies: 923
Views: 164,840
Posted By Lobachevsky

Am I the only one wondering what that "new...

Am I the only one wondering what that "new payment option" is or what the "obvious choice" is?
Jul 13, 19, 3:41 pm
Replies: 846
Views: 220,786
Posted By Lobachevsky

When you use the app for non-MG BPs (through...

When you use the app for non-MG BPs (through CheckFree) can you do just as many BPs as you can do manually? I ask because in the past the limits were put in regardless of whether the payee was...
Jul 13, 19, 9:40 am
Replies: 1,730
Views: 526,548
Posted By Lobachevsky

I'm in the same boat. The MG reps are clueless. ...

I'm in the same boat. The MG reps are clueless. I also tried using a passport but with a different address--that still didn't work. I suspect the banning is by name/DOB plus maybe other factors. ...
Jul 4, 19, 9:40 am
Replies: 1,730
Views: 526,548
Posted By Lobachevsky

In my area, WM charges 88 cents for a money...

In my area, WM charges 88 cents for a money order. MG transactions aren't done with credit cards--they're debit or cash only.
Jun 23, 19, 11:59 am
Replies: 20
Views: 5,247
Posted By Lobachevsky

Nice catch! No, the manager put it up more...

Nice catch!

No, the manager put it up more than two years ago and no one bothered to take it down...
Jun 16, 19, 12:06 am
Replies: 1,021
Views: 238,276
Posted By Lobachevsky

Welcome to the board. Sorry to hear of the...

Welcome to the board.

Sorry to hear of the problem, but posting the details here won't get it resolved.

Call the number on the back of your card for help.
Jun 12, 19, 3:57 pm
Replies: 1,730
Views: 526,548
Posted By Lobachevsky

There's a reason you don't buy $999.12 instead...

There's a reason you don't buy $999.12 instead of $999.00?
May 31, 19, 12:15 am
Replies: 770
Views: 171,139
Posted By Lobachevsky

It can't.

It can't.
May 21, 19, 11:32 am
Replies: 7
Views: 15,254
Posted By Lobachevsky

Prepaid MasterCards and Visa cards are debit...

Prepaid MasterCards and Visa cards are debit cards and do have a PIN that can be used for debit-based transactions (like bill payments and money orders at SOME places). AmEx prepaid cards are not...
Feb 12, 17, 9:49 am
Replies: 1,387
Views: 298,644
Posted By Lobachevsky

The fee for money orders ($3.20) can be paid by a...

The fee for money orders ($3.20) can be paid by a charge card; the face value of the money order cannot ($2K). The Simon cards work fine as charge cards; but when used for debit, they're still...
Dec 26, 16, 11:47 am
Replies: 15
Views: 2,672
Posted By Lobachevsky

I doubt I'm the only one who doesn't understand...

I doubt I'm the only one who doesn't understand what you're asking. Can you be more specific? If you still have a money order, it wasn't cashed/deposited so it has the full balance you put on it...
Dec 26, 16, 11:42 am
Replies: 617
Views: 188,294
Posted By Lobachevsky

It's happened to me several times--the funds were...

It's happened to me several times--the funds were refunded to the card used within 24 hours. No need to panic yet; wait a while.
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