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Search: Posts Made By: tmiw
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Today, 6:39 pm
Replies: 49
Views: 13,294
Posted By tmiw

Speaking of restaurants, though, I'm running into...

Speaking of restaurants, though, I'm running into more and more that have chip readers built into their POS systems (and configured so that PIN is disabled/signature line always prints). While...
Today, 6:33 pm
Replies: 51
Views: 2,276
Posted By tmiw

I mean, the 1% for non-Apple Pay purchases is...

I mean, the 1% for non-Apple Pay purchases is pretty poor for a cash back card. Something like Citi DC or Fidelity's card would be better for someone from the general public, even if it takes a...
Today, 6:25 pm
Replies: 51
Views: 2,276
Posted By tmiw

They exist here but they're definitely way less...

They exist here but they're definitely way less common (and will likely continue to be for some time to come). I'd disagree on the "not needing" part, however, especially if/when mobile wallets...
Today, 6:23 pm
Replies: 198
Views: 43,042
Posted By tmiw

I researched further and it looks like it was...

I researched further and it looks like it was just speculation on some journalist's part: https://londonist.com/london/transport/state-of-the-oyster-card. Still, I could see it happening far in the...
Today, 3:19 pm
Replies: 5,898
Views: 364,015
Posted By tmiw

Yep it does. ^ Also, at Fulton Center...

Yep it does. ^

Also, at Fulton Center station in NYC (from reddit):

https://cimg2.ibsrv.net/gimg/www.flyertalk.com-vbulletin/1500x2000/w9qh1dua0jo21_6a47caca1a20d4a024065e0f7cb28339f46b5486.jpg
Today, 2:01 pm
Replies: 51
Views: 2,276
Posted By tmiw

For me, it's 50/50 whether a place I'm at accepts...

For me, it's 50/50 whether a place I'm at accepts contactless. I also eat out more than I should, so it's very possible it would be significantly more otherwise.

Also, I actually do see people...
Today, 1:57 pm
Replies: 198
Views: 43,042
Posted By tmiw

Isn't TfL trying to deprecate use of Oyster? I...

Isn't TfL trying to deprecate use of Oyster? I imagine at some point in the future (whenever that is), Americans will either have contactless cards or be forced to use Apple Pay and the like.
Today, 1:13 pm
Replies: 4,954
Views: 339,220
Posted By tmiw

I suppose that is a possibility. I'll have to see...

I suppose that is a possibility. I'll have to see next time.
Today, 12:18 pm
Replies: 5,898
Views: 364,015
Posted By tmiw

BTW, any idea who built this hardware for...

BTW, any idea who built this hardware for T-Mobile (or did they do it all in-house)? https://www.tmonews.com/2019/03/t-mobile-gopoint-mobile-point-sale-system-businesses/
Today, 12:17 pm
Replies: 491
Views: 78,367
Posted By tmiw

Last time I went to the UK the differences...

Last time I went to the UK the differences between all of them weren't big enough to justify using one network over another. YMMV though, especially since others have experienced differences as much...
Today, 12:15 pm
Replies: 5,898
Views: 364,015
Posted By tmiw

Not sure about that. Then again, Chase did start...

Not sure about that. Then again, Chase did start offering it, so others might feel they need to copy them.



I think Capital One 360 is still contact-only.
Today, 12:11 pm
Replies: 51
Views: 2,276
Posted By tmiw

Honestly, if we can't have 100% customer-facing...

Honestly, if we can't have 100% customer-facing (or at least customer-using) terminals in the US, then not having PAN, etc. on the card itself is the next best thing. Although I guess someone could...
Yesterday, 11:07 pm
Replies: 5,898
Views: 364,015
Posted By tmiw

Yeah, it's updated here too. It's missing some of...

Yeah, it's updated here too. It's missing some of the very recent activations, however (such as Applebee's).



Speaking of this, I've only found two 76 stations in my area with upgraded card...
Yesterday, 2:25 pm
Replies: 51
Views: 2,276
Posted By tmiw

Most stuff I've heard claims that contactless...

Most stuff I've heard claims that contactless payment usage in the US (regardless of form) is below 1%. I'm not sure there's much market share to erode.
Yesterday, 12:13 pm
Replies: 51
Views: 2,276
Posted By tmiw

Considering how many banks and credit unions in...

Considering how many banks and credit unions in the US signed on with Apple, I'm not sure they feel threatened. In fact, I think banks in the US weren't going to bother with contactless payment at...
Yesterday, 11:55 am
Replies: 51
Views: 2,276
Posted By tmiw

Actually, one of the justifications for the US...

Actually, one of the justifications for the US doing chip and signature rather than chip and PIN is the supposedly low lost/stolen fraud rate (which is what stuff like PIN and biometrics would...
Yesterday, 11:50 am
Replies: 51
Views: 2,276
Posted By tmiw

I feel like a no-AF card actually made out of...

I feel like a no-AF card actually made out of titanium would be unrealistic, but who knows?
Yesterday, 11:39 am
Replies: 5,898
Views: 364,015
Posted By tmiw

Apple announced just now that Apple Pay support...

Apple announced just now that Apple Pay support will be available on Portland, Chicago and NYC's transit systems later this year. I get that they were talking about having the actual transit cards in...
Yesterday, 11:36 am
Replies: 51
Views: 2,276
Posted By tmiw

During today's presentation, Apple announced that...

During today's presentation, Apple announced that their new card gives 2% cash back when using it with Apple Pay and 3% for Apple purchases. The cash back also apparently gets added to your Apple Pay...
Mar 24, 19, 4:42 pm
Replies: 4,954
Views: 339,220
Posted By tmiw

I inserted my card at the local mall's parking...

I inserted my card at the local mall's parking kiosk today and apparently it didn't use EMV. I don't know if it was that particular kiosk or if all of them at the mall are like that. Perhaps it's the...
Mar 24, 19, 4:30 pm
Replies: 5,898
Views: 364,015
Posted By tmiw

I wonder how common that kind of fraud actually...

I wonder how common that kind of fraud actually is, though. I suspect it's not that common but I don't know for sure.

Also, I'd expect US transactions to rank high risk-wise even without QC...
Mar 24, 19, 3:57 pm
Replies: 39
Views: 3,359
Posted By tmiw

A lot of restaurants in airports are actually run...

A lot of restaurants in airports are actually run by the same few companies (for instance, HMSHost and SSP America), so there might be some contractual complications involved. It's possible all of...
Mar 23, 19, 10:20 pm
Replies: 5,898
Views: 364,015
Posted By tmiw

Outside of Quick Chip, under what circumstances...

Outside of Quick Chip, under what circumstances would those two be different during the authorization phase? The chip wouldn't come into play at all if the amount is adjusted later due to...
Mar 23, 19, 10:11 pm
Replies: 4,954
Views: 339,220
Posted By tmiw

Found an interesting article about POS...

Found an interesting article about POS integration costs (https://reformingretail.com/index.php/2018/11/27/ncrs-perfect-example-for-how-not-to-run-a-pos-partner-program/). Apparently NCR's is the...
Forum: TravelBuzz
Mar 23, 19, 6:48 pm
Replies: 12
Views: 647
Posted By tmiw

Considering that there have been fires because of...

Considering that there have been fires because of lithium batteries, wouldn't they need to get the phone back by whatever means (even including putting the aircraft out of service and taking it...
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