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Search: Posts Made By: xov91
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Oct 19, 20, 3:55 pm
Replies: 768
Views: 160,375
Posted By xov91

I used web chat to follow up on last month's...

I used web chat to follow up on last month's missing wireless credit and to ask for a credit for this month since google fi again posted as streaming. The rep was adamant that he could only issue the...
Oct 10, 20, 11:11 am
Replies: 51
Views: 6,463
Posted By xov91

IIRC there is language on the UR shopping portal...

IIRC there is language on the UR shopping portal claiming that purchases have to be made using a chase card but in practice this isn't true. Just the other day, I clicked through to home depot from...
Sep 30, 20, 8:49 am
Replies: 217
Views: 33,837
Posted By xov91

RE CSR grocery purchases - I don't understand why...

RE CSR grocery purchases - I don't understand why you say less than 1.5 cents or why someone up thread said 1.4925 cents. Opportunity cost doesn't affect the direct value of UR redeemed via PYB. It...
Sep 18, 20, 7:27 pm
Replies: 917
Views: 215,542
Posted By xov91

Well yes, for credit history purposes that is...

Well yes, for credit history purposes that is true. However, I was referring to how a new card number affects thankyou card bonus eligibility. DPs indicate that a card number change resets the bonus...
Sep 18, 20, 1:16 pm
Replies: 917
Views: 215,542
Posted By xov91

Ah, that's an astute question. It depends on...

Ah, that's an astute question. It depends on whether your card number changes during the downgrade process. Since you signed up for the prestige some years ago, it will absolutely be safer to first...
Sep 18, 20, 12:04 pm
Replies: 1,159
Views: 335,574
Posted By xov91

If that indeed is the last day for the 80k offer,...

If that indeed is the last day for the 80k offer, you could apply then, presumably be denied, and try to recon once you hit the 48-month mark.
Sep 18, 20, 11:32 am
Replies: 917
Views: 215,542
Posted By xov91

This is a good strategy except that your prestige...

This is a good strategy except that your prestige points will still expire after 60 days due to closing that account. Even if you were to combine thankyou accounts for your prestige and premier, the...
Sep 14, 20, 2:20 pm
Replies: 1,150
Views: 260,596
Posted By xov91

Schwab platinum - 20k points for no spend, which...

Schwab platinum - 20k points for no spend, which I accepted
Sep 12, 20, 8:42 pm
Replies: 126
Views: 27,669
Posted By xov91

The BoA travel rewards seems like a good option...

The BoA travel rewards seems like a good option for you. 2.25% on all purchases when points are used to erase travel charges. No annual fee and no foreign transaction fees. Current bonus of 25k...
Jul 18, 20, 3:12 pm
Replies: 768
Views: 160,375
Posted By xov91

Got the wireless credit for my monthly google fi...

Got the wireless credit for my monthly google fi charge last month. This month, my google fi charge triggered the $9.29 in streaming credit I had remaining for July. My June and July google fi...
Jul 2, 20, 10:24 am
Replies: 217
Views: 33,837
Posted By xov91

Interestingly, some of the language in that...

Interestingly, some of the language in that release makes it sound like PYB will remain beyond 9/30 and even be rolled out to other cards. Obviously, these statements do not lock Chase into anything,...
Jun 26, 20, 9:06 am
Replies: 217
Views: 33,837
Posted By xov91

For home depot the transaction will code as "home...

For home depot the transaction will code as "home depot" if you pay in store. I purchased new doors + install and, separately, new carpet + install at home depot last year, and my statements show...
May 30, 20, 7:25 pm
Replies: 42
Views: 8,388
Posted By xov91

Yes, this right. They clawback MR, not airline...

Yes, this right. They clawback MR, not airline miles or hotel points.
May 30, 20, 4:50 pm
Replies: 42
Views: 8,388
Posted By xov91

The points will eventually be reversed. If they...

The points will eventually be reversed. If they are awarded to your account before the refund occurs, they will be deducted from your pending MR after the refund. Then, you will have MR clawed back...
May 15, 20, 11:40 am
Replies: 768
Views: 160,375
Posted By xov91

Did you receive an email about the new credits...

Did you receive an email about the new credits and if so, did it mention the amex travel credit? Supposedly that language indicates whether one has been targeted. I'm not sure anyone has received...
Apr 25, 20, 10:52 am
Replies: 436
Views: 129,471
Posted By xov91

If you're eligible for TY point sign up bonuses,...

If you're eligible for TY point sign up bonuses, I suggest opening one of those cards and product changing to the costco card after a year. The premier is optimal for this strategy, but the rewards+...
Apr 22, 20, 4:59 pm
Replies: 1,150
Views: 260,596
Posted By xov91

Amex gold $7k spend, open 1 year. No offers...

Amex gold

$7k spend, open 1 year. No offers available. Since we have other cards that cover grocery (wife's BCP, freedom, maybe citi premier) and dining (CSR, maybe citi premier) that we're likely...
Apr 19, 20, 1:53 pm
Replies: 68
Views: 11,527
Posted By xov91

Notice that I didn't mention the Citi hotel...

Notice that I didn't mention the Citi hotel credit. If I'm booking a hotel stay for $500+, I'm definitely not using the Citi portal.

I guess the amex airline credit is not a con in a literal...
Apr 18, 20, 10:34 am
Replies: 68
Views: 11,527
Posted By xov91

Does anyone see a good case for keeping the...

Does anyone see a good case for keeping the premier over the amex gold? I have both at the moment. Fee for my gold card just posted today and my premier's fee will post shortly. I've made good use of...
Mar 12, 20, 2:46 pm
Replies: 729
Views: 277,395
Posted By xov91

Schwab Plat 3/7 charged one-way tickets for...

Schwab Plat
3/7 charged one-way tickets for $93.98 and $58.98
3/12 matching credits posted
Feb 21, 20, 5:47 pm
Replies: 7
Views: 1,301
Posted By xov91

Citi's brokerage is ok but very bare bones. It...

Citi's brokerage is ok but very bare bones. It took around two weeks to open an account and everything had to be done via phone/email. The rep I worked with was very nice/helpful, but as a point of...
Feb 21, 20, 9:16 am
Replies: 234
Views: 101,060
Posted By xov91

Looking back at it again, it does look like...

Looking back at it again, it does look like you're right :). Perhaps, I'm just skeptical MS would forgo the opportunity to extract the usual pound of flesh by offering such a heavy subsidy.
Feb 21, 20, 8:43 am
Replies: 234
Views: 101,060
Posted By xov91

My statements were based on this webpage: ...

My statements were based on this webpage:

https://www.morganstanley.com/wealth-investmentstrategies/ratemonitor

The bank deposit program disclosure you linked seem to confirm the $20mm...
Feb 20, 20, 12:09 pm
Replies: 234
Views: 101,060
Posted By xov91

Based on reading the bank deposit program page, I...

Based on reading the bank deposit program page, I don't think MGPXX is available as a sweep option unless one has $20mm in one's account. If that interpretation is correct, it drastically changes the...
Feb 12, 20, 7:59 am
Replies: 6
Views: 840
Posted By xov91

I canceled my original CSR and maintained...

I canceled my original CSR and maintained national executive elite afterward. However, I ended up upgrading another card to a CSR about 3 months later, so I can't really speak to how long status...
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