Search: Posts Made By: RewardTraveler
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Feb 14, 13, 9:42 am
Replies: 72
Views: 39,897
Posted By RewardTraveler

Capital One miles are basically cash back, 1 mile...

Capital One miles are basically cash back, 1 mile = 1 cent. You can't transfer them into another program. They can be used to offset travel charges you put on the card or redeemed for various GCs....
Aug 17, 12, 11:42 am
Replies: 754
Views: 174,964
Posted By RewardTraveler

Nick's is basically a restaurant that happens to...

Nick's is basically a restaurant that happens to be located at the Kea Lani. Ko will probably be your best bet. It just went through a pretty extensive renovation and re-opened earlier this year. ...
Aug 3, 12, 5:04 pm
Replies: 25
Views: 1,790
Posted By RewardTraveler

But if you're going to offer 0% financing as the...

But if you're going to offer 0% financing as the OP indicates, one would think that those with the best credit would be the ones receiving the 0%. I'm not disagreeing that their financing is a...
Aug 3, 12, 4:30 pm
Replies: 25
Views: 1,790
Posted By RewardTraveler

Why are there only two options? Earlier you...

Why are there only two options? Earlier you indicated that you were considering paying off the balance in the next month or two, that would be option #3.

The amount of money you "save" is really...
Aug 1, 12, 11:38 am
Replies: 895
Views: 171,232
Posted By RewardTraveler

It seems like this would be an ideal offer for...

It seems like this would be an ideal offer for you and your wife. The two cards will yield 70k miles (plus 2k in spend), which puts you only 8k short of the flight. Repeat for your wife. Worst...
Aug 1, 12, 8:29 am
Replies: 2,690
Views: 632,300
Posted By RewardTraveler

Yeah, I received points from the Marriott Visa...

Yeah, I received points from the Marriott Visa earlier this year. The points posted within days of my first statement, I wouldn't expect them before it closes, but no need to worry.

My Lounge...
Jul 31, 12, 3:01 pm
Replies: 2,690
Views: 632,300
Posted By RewardTraveler

70k points are now in my account...

70k points are now in my account...
Jul 27, 12, 8:48 am
Replies: 15
Views: 1,622
Posted By RewardTraveler

For an official answer he should talk to his...

For an official answer he should talk to his accountant about it. However, I can't imagine the method of paying for expenses would really matter. If you get a loan from a bank and they pay the...
Jul 26, 12, 5:10 pm
Replies: 30
Views: 2,460
Posted By RewardTraveler

The 3 year was just for an example. I think...

The 3 year was just for an example. I think you're right, though, it looks like they keep their fuel hedges within a year.



Customers aren't always willing to accept a price increase, even if...
Jul 26, 12, 11:43 am
Replies: 30
Views: 2,460
Posted By RewardTraveler

Right, but in the US if you designate your hedge...

Right, but in the US if you designate your hedge appropriately (Delta has opted not to do this for their fuel hedges) you are allowed to hold the MTM gain/loss (for the next 2.75 years) on your...
Jul 26, 12, 11:35 am
Replies: 2,690
Views: 632,300
Posted By RewardTraveler

When I called in to get mine approved the Chase...

When I called in to get mine approved the Chase rep told me they are required to personally review every application before it can be approved. Now is that exactly true? Probably not, but I think...
Jul 25, 12, 4:26 pm
Replies: 30
Views: 2,460
Posted By RewardTraveler

Delta had that option, but they chose not to...

Delta had that option, but they chose not to designate their fuel hedges as hedges from an accounting standpoint. If they would have designated them, the P&L impact would have been held on the...
Jul 25, 12, 2:18 pm
Replies: 30
Views: 2,460
Posted By RewardTraveler

It depends on how Delta accounts for its hedges. ...

It depends on how Delta accounts for its hedges. Accounting rules allow a company to hold MTM hedging gains/losses outside of net income until the hedged item is realized in the company's results. ...
Jul 25, 12, 1:52 pm
Replies: 52
Views: 8,790
Posted By RewardTraveler

You should have pushed back. The promotion...

You should have pushed back. The promotion details were as follows:

Spend $100, Save $10 on select items. Discount applied at checkout. Discount excludes clearance items. May not be applied to...
Jul 25, 12, 1:27 pm
Replies: 30
Views: 2,460
Posted By RewardTraveler

Unfortunately, it isn't that simple. If it was...

Unfortunately, it isn't that simple. If it was truly a hedge of jet fuel then their lower jet fuel expense would have offset the loss on the hedge.

Just because they're buying a refinery doesn't...
Jul 24, 12, 10:44 pm
Replies: 26
Views: 12,171
Posted By RewardTraveler

Thank you for the clarification. I was trying to...

Thank you for the clarification. I was trying to help quickly without doing the research and as I said...



However, the OP's original question was applying for a business card 60 days after a...
Jul 24, 12, 2:13 pm
Replies: 52
Views: 8,790
Posted By RewardTraveler

If it's not too late to cancel your order, split...

If it's not too late to cancel your order, split it into two orders and get it for $184.16.
Jul 24, 12, 12:56 pm
Replies: 26
Views: 12,171
Posted By RewardTraveler

And that's different from my advice how? ...

And that's different from my advice how? Certainly much more detail, but the point is the same.
Jul 24, 12, 8:18 am
Replies: 26
Views: 12,171
Posted By RewardTraveler

Care to elaborate? I took the following from...

Care to elaborate? I took the following from post #2...

There are two different application timeframes that are important in this offer. Citi only allows 2 applications for ANY Citi card within a...
Jul 23, 12, 4:47 pm
Replies: 26
Views: 12,171
Posted By RewardTraveler

To apply for two citi cards you need to do it...

To apply for two citi cards you need to do it same day and preferably back to back. If not, you'll be stuck waiting the 60 (business)/90 (personal) days you mentioned in your post.
Jul 19, 12, 8:46 am
Replies: 895
Views: 171,232
Posted By RewardTraveler

Yes, with the caveat that FIA handles both cards...

Yes, with the caveat that FIA handles both cards and they know you applied for both. As long as you can provide a good reason why you need both, though, they will generally let you in on both.


...
Jul 19, 12, 8:27 am
Replies: 2,913
Views: 847,320
Posted By RewardTraveler

I'm surprised they didn't promise more since Citi...

I'm surprised they didn't promise more since Citi would be the one picking up the tab! :D
Forum: MilesBuzz
Jul 18, 12, 1:13 pm
Replies: 5
Views: 1,443
Posted By RewardTraveler

I think profitability is a more appropriate...

I think profitability is a more appropriate measure than ROI. There probably isn't much of a capital base for FF programs so the "investment" piece of the equation will be minimal.

For...
Jul 17, 12, 11:48 am
Replies: 2,690
Views: 632,300
Posted By RewardTraveler

Another data point... As a current Marriott...

Another data point...

As a current Marriott Premier cardholder, I applied 8 days ago and was not instantly approved. After calling the reconsideration line they were happy to approve me (split...
Jul 17, 12, 11:41 am
Replies: 233
Views: 34,034
Posted By RewardTraveler

It really depends. Long-term, CC churning can be...

It really depends. Long-term, CC churning can be a good thing (lower utilization, thicker credit file, responsible use of credit, etc.). However, in the short term it could hurt or help your credit...
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