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Search: Posts Made By: richarddd
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May 3, 21, 9:46 am
Replies: 644
Views: 47,180
Posted By richarddd

A; 2,040 miles B: 10,120 miles Plus the...

A; 2,040 miles
B: 10,120 miles

Plus the usual worthless coupons, etc.
Apr 30, 21, 9:04 am
Replies: 329
Views: 60,702
Posted By richarddd

I'm keeping my reserve, mainly for Hyatt. The...

I'm keeping my reserve, mainly for Hyatt. The points are a lot more valuable to me for transfer than 1.5 cents. My only issue is whether I could use the points now and there will be enough time to...
Apr 28, 21, 6:34 pm
Replies: 265
Views: 18,111
Posted By richarddd

We're attempting to book award travel, which I...

We're attempting to book award travel, which I have not done for many years. Is my understanding correct that I can make unlimited changes to award travel even after it is ticketed (and change legs...
Apr 28, 21, 12:20 pm
Replies: 924
Views: 189,813
Posted By richarddd

How long to transfer points to another member and to AA?

How long should it take to transfer points to another member? I spoke to a CSR who transferred the points and said they should show up immediately (just log out and back in), but that so far no...
Apr 28, 21, 3:31 am
Replies: 644
Views: 47,180
Posted By richarddd

Your sarcasm detector needs tuning.

Your sarcasm detector needs tuning.
Apr 24, 21, 7:31 am
Replies: 23
Views: 1,255
Posted By richarddd

For the IRS, earned income is generally employee...

For the IRS, earned income is generally employee compensation and self-employment income. Neither RMDs nor capital gains would count.
Apr 23, 21, 11:35 am
Replies: 23
Views: 1,255
Posted By richarddd

Yes. The harder question is whether you could...

Yes. The harder question is whether you could reasonably expect to withdraw 4% even if history has been lower. In my secure messages to Chase I usually specify 3% as an example. Sometimes they've...
Apr 23, 21, 10:37 am
Replies: 23
Views: 1,255
Posted By richarddd

I've had the naïve hope that the people who...

I've had the naïve hope that the people who answer Chase secure message questions would check when they are not sure of an answer, but experience has disabused me of that notion. I've had much more...
Apr 23, 21, 9:29 am
Replies: 23
Views: 1,255
Posted By richarddd

What if I'm not sure how much to withdraw? ...

What if I'm not sure how much to withdraw?

I've actually asked this a number times by secure message. Answers have been wildly inconsistent.

I agree with you that cash flow is the better...
Apr 23, 21, 8:58 am
Replies: 23
Views: 1,255
Posted By richarddd

Chase does not really define income, it just says...

Chase does not really define income, it just says "what you reasonably expect to earn" and lists some examples of sources.

Can I reasonably expect to earn the IRS RMD amount from my portfolio,...
Apr 23, 21, 7:20 am
Replies: 23
Views: 1,255
Posted By richarddd

I've sometimes wondered if the increase in value...

I've sometimes wondered if the increase in value of investments counts as income (for example, see Income - Wikipedia (https://en.wikipedia.org/wiki/Income#Full_and_Haig%E2%80%93Simons_income)) or if...
Apr 23, 21, 5:24 am
Replies: 26
Views: 1,885
Posted By richarddd

Also, there's no system in place to verify...

Also, there's no system in place to verify vaccines in the US, at least not at the federal level. The CDC paper cards are easy to forge.
Apr 23, 21, 4:09 am
Replies: 644
Views: 47,180
Posted By richarddd

Car rental rates appear to be very high these...

Car rental rates appear to be very high these days. The companies sold cars because they needed the cash and because people weren't renting due to the pandemic. Now they are having trouble buying...
Apr 19, 21, 9:37 am
Replies: 644
Views: 47,180
Posted By richarddd

This morning was a low point for us too. It's the...

This morning was a low point for us too. It's the first day so far with no winnings.
Apr 16, 21, 5:10 pm
Replies: 3,106
Views: 345,340
Posted By richarddd

What seems odd is that Hyatt T&Cs refer to...

What seems odd is that Hyatt T&Cs refer to participating properties, which this clearly is, but this hotel has a few rooms not listed on the Hyatt site. That's what prompted my question. Terms &...
Apr 16, 21, 4:42 pm
Replies: 3,106
Views: 345,340
Posted By richarddd

We are considering the Grand Hôtel du Palais...

We are considering the Grand Hôtel du Palais Royal in Paris, which is a SLH. The Hyatt web site does not list the top suites that are available on the hotel's web site. (Palais Royale and Panoramic),...
Apr 16, 21, 9:05 am
Replies: 48
Views: 6,746
Posted By richarddd

It did not ask me the card number, just the...

It did not ask me the card number, just the security code. The same procedure each of the three times. YMMV.

I haven't had a problem since I posted yesterday, about 19 hours ago, but who knows...
Apr 16, 21, 7:09 am
Replies: 48
Views: 6,746
Posted By richarddd

You would have to know the security code. It...

You would have to know the security code. It asked for the code, had me agree to T&Cs, then sent a six digit number by text or email to verify.
Apr 15, 21, 2:20 pm
Replies: 48
Views: 6,746
Posted By richarddd

Removed and re-added for the third time. This is...

Removed and re-added for the third time. This is getting tiresome.
Apr 15, 21, 11:09 am
Replies: 48
Views: 6,746
Posted By richarddd

deleted twitter test

deleted twitter test
Apr 15, 21, 10:51 am
Replies: 48
Views: 6,746
Posted By richarddd

The Amex twitter accounts says they are...

The Amex twitter accounts says they are investigating: Hi. We apologize for any inconvenience. Our technical team is investigating the issue. Please be assured your Card continues to work as normal....
Apr 15, 21, 9:43 am
Replies: 48
Views: 6,746
Posted By richarddd

Unless I'm missing something, it's only Amex...

Unless I'm missing something, it's only Amex cards. The one MC seemed to be caused by updating the Google Pay app.

If someone has sufficient account information, I'd think they'd do something...
Apr 15, 21, 9:12 am
Replies: 48
Views: 6,746
Posted By richarddd

The card was removed again and I added it back...

The card was removed again and I added it back again.
Apr 15, 21, 6:59 am
Replies: 48
Views: 6,746
Posted By richarddd

It's reassuring that I'm not the only one. I just...

It's reassuring that I'm not the only one. I just called Amex, who put me on hold for a few minutes, then said they had no idea, but thought it could be a glitch at their end.
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