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Jan 31, 15, 11:53 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Of 37,288 lending teams on Kiva, the Flyertalk...

Of 37,288 lending teams on Kiva, the Flyertalk team is number 39 in amount loaned. Our 487 members have lent $1,117,825 in 22,647 loans. in size we rank 92nd. As for number of loans made, we rank...
Jul 6, 13, 12:54 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Good for you. Hope you joined the FlyerTalk team...

Good for you. Hope you joined the FlyerTalk team and attributed your loans to it.
Mar 7, 13, 6:10 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

No limit. DO NOT CHURN. If you want to...

No limit.

DO NOT CHURN. If you want to re-lend, leave the funds with Kiva and re-lend them. If you withdraw, leave the funds with PayPal and draw on them.

If you churn -- take the money and...
Feb 7, 13, 6:38 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

With over 1200 loans, I have had two partially...

With over 1200 loans, I have had two partially repaid loans default. My default rate is just 0.16% meaning my payback has been 99.84%.

Kiva's delinquency rate is 2.48%. Mine is slightly higher but...
Jan 24, 13, 6:18 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Offers to make two Kiva loans for every Zidisha...

Offers to make two Kiva loans for every Zidisha loan would seem a great benefit to kiva. Both are non-profit micro finance sites. Kiva does not have a large following here. Zidisha's following is...
Jan 22, 13, 3:43 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

And you inspire us. I make a habit of donating...

And you inspire us. I make a habit of donating the equivalent of one loan a month to Kiva. I encourage everyone to donate something to help fund its operations.
Jan 15, 13, 5:52 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Flyertalk is in the top ten common interest teams...

Flyertalk is in the top ten common interest teams again this month. Way to go.
Jan 1, 13, 7:31 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Sad indeed. My wife and I gave good friends a...

Sad indeed. My wife and I gave good friends a Kiva gift card for the second year. In return, instead of their customary bottle of wine they gave a hive of honey bees in our honor. We found that sweet.
Dec 2, 12, 8:55 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Team is in the top 10 for December. Congrats.

Team is in the top 10 for December. Congrats.
Nov 24, 12, 1:44 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

The Louisville Cardinals beat Missouri 84 - 61...

The Louisville Cardinals beat Missouri 84 - 61 and play Duke tonight for the Battle 4 Atlantis championship. If they win, I pledge $100 in new money loans before month end.

If anyone joins in a...
Nov 18, 12, 8:56 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Repayments are great fun. I cannot wait to see...

Repayments are great fun. I cannot wait to see what comes in each month. The bulk of my repayments are in on the 15th but some dribble in over the next few days.

If you can afford it, I recommend...
Nov 18, 12, 8:53 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Actually as I watch the thread grow, I am...

Actually as I watch the thread grow, I am changing my mind. The Kiva defenders now have another forum to spread the word.

Now Kiva is not all goodness. To reach so many areas it relies on field...
Nov 17, 12, 1:07 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Suggest urging closure of that thread. FT ought...

Suggest urging closure of that thread. FT ought not be used to post misinformation while admitting that no effort was made to investigate the facts.

I believe in free speech and many of us post...
Nov 10, 12, 2:27 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Oops. I was talking about donations but said loan...

Oops. I was talking about donations but said loan before. I corrected it in the quote above. As pointed out, only donations are deductible for United States tax purposes. So keep donating. And for...
Nov 3, 12, 12:03 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Kiva is a great way to do a lot of good with very...

Kiva is a great way to do a lot of good with very few dollars. BUT it exists not based on loans made but on dollars donated. Say thank you for giving us the opportunity to make this a better world by...
Sep 16, 12, 8:24 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Help here -- http://www.kiva.org/lend/460939. ...

Help here -- http://www.kiva.org/lend/460939.

Narzikul has just two days left to raise $425. He is a chauffeur from Tajikistan and needs money to repair his car. The final monthly payment is...
Aug 28, 12, 3:22 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Explain. You mean charging interest and fees?...

Explain. You mean charging interest and fees? Fact is without them these organizations could not exist. Cost of funds is not zero even though we get no interest. And the administrative costs of...
Jul 21, 12, 7:10 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Congrats on reaching the Kiva average. :cool:...

Congrats on reaching the Kiva average. :cool: Keep at it and it will not be too long before you reach the FT average.

Averages are just that. Our individual goals should be to do what we can do...
Jul 16, 12, 12:27 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

I'm at around 82% on repayments and expect to get...

I'm at around 82% on repayments and expect to get close to 100% by mid-week.
Jul 6, 12, 7:20 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Please help Moses --...

Please help Moses -- http://www.kiva.org/lend/434198. Just $200 needed and 5 hours to go. This is an 8 month loan in Uganda to buy bags of dry cocoa to sell. Thanks.
Jul 5, 12, 12:54 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Good news Bad news I loaned Wilber $25. I...

Good news Bad news

I loaned Wilber $25. I credited it to KivaKY1230.

But you guys called Wilbur to my attention so I owe you a credit. just had promised KivaKY1230 my next loan.

The name of...
Jun 16, 12, 7:53 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Repayments trickled in very slowly in the morning...

Repayments trickled in very slowly in the morning of the 15th then picked up as the day progressed. I ended the day at 102% of the estimated repayments. So far I have invested $150 in making the...
Jun 9, 12, 6:15 pm
Replies: 1,324
Views: 265,949
Posted By KyRoamer

Neat but scary. It says I have $181.47...

Neat but scary. It says I have $181.47 delinquent, a 2.0% delinquency rate. measured against my dollars outstanding, this calculation is correct. Interesting.

Most of my delinquencies are minor....
Jun 9, 12, 10:36 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

My lending pattern is similar to yours. Where did...

My lending pattern is similar to yours. Where did you find the Amount in Arrears?
Jun 3, 12, 8:07 am
Replies: 1,324
Views: 265,949
Posted By KyRoamer

I have done that but am doing it less now. It...

I have done that but am doing it less now. It really isn't fair to PayPal. PayPal is donating its services to Kiva, all at no charge whatsoever. To saddle it with extra costs just so that we get...
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