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Jan 20, 20, 1:17 pm
Replies: 175
Views: 71,582
Posted By trikotret

You should still earn points is if you were in...

You should still earn points is if you were in the us.
Jan 20, 20, 1:11 pm
Replies: 175
Views: 71,582
Posted By trikotret

Why would you use this card outside the US?...

Why would you use this card outside the US? There's a foreign fee for each charge. I used BofA travel card outside country with waived foreign fees and still earned points as if I used card in the US
Jan 19, 20, 12:36 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

Can you transfer us Bank business cards rewards...

Can you transfer us Bank business cards rewards to us Altitude reserve? BofA and Chase both allow combining points between personal and business cards.
Jan 19, 20, 10:50 am
Replies: 1,110
Views: 333,039
Posted By trikotret

I'm a heavy spender and I already spent 4500...

I'm a heavy spender and I already spent 4500 before my first statement. They are all legit purchases between mobile puchases and chip. Let's hope they don't get spooked.
Jan 18, 20, 11:51 pm
Replies: 7
Views: 1,507
Posted By trikotret

BofA shuffles credit line between credit cards...

BofA shuffles credit line between credit cards when you apply for new card. It happened to me. They didn't even send me a letter stating that taking some credit from an old card for new card. I just...
Jan 18, 20, 12:36 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

Plus if people start using Apple pay more or...

Plus if people start using Apple pay more or other mobile payment providers, it'll probably reduce fraud in cards since mobile payment has a uses virtual numbers.
Jan 17, 20, 11:15 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

The minute they nerf the mobile pay category, I...

The minute they nerf the mobile pay category, I will drop this card. The main reason I got this card cause my family uses Apple pay heavily.
Jan 17, 20, 4:38 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

Just made my first payment from iOS app. The...

Just made my first payment from iOS app. The pending payment not even showing in app. 🤷🏻.♂️
Jan 17, 20, 2:17 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

I got plenty of limit. I just don't like keeping...

I got plenty of limit. I just don't like keeping a large balance before statement
Jan 17, 20, 10:46 am
Replies: 1,110
Views: 333,039
Posted By trikotret

Does us Bank get spooked if you pay off your...

Does us Bank get spooked if you pay off your balance before your first statement? I heard they are very picky for other things but not sure about this.
Jan 16, 20, 5:32 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

Per above poster, if you have enough points to...

Per above poster, if you have enough points to cover travel charges, you can use it at a 1.5 rate.
Jan 16, 20, 10:58 am
Replies: 1,110
Views: 333,039
Posted By trikotret

That's what others in here wrote. I personally...

That's what others in here wrote. I personally haven't redeemed yet since I just got card. So you're saying if you charge $500 for hotel, you'll get a text to redeem if you only have 34k points?
Jan 14, 20, 4:19 pm
Replies: 4
Views: 657
Posted By trikotret

Try tweeting them. Maybe you'll get someone to...

Try tweeting them. Maybe you'll get someone to help
Jan 14, 20, 1:40 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

You have to enough to equal 1%. Let's say a...

You have to enough to equal 1%. Let's say a ticket is $700, you would need 70k points to get the text and then you'll be able to use 46k towards the 700 ticket. No idea why it's setup like that....
Jan 14, 20, 11:57 am
Replies: 1,110
Views: 333,039
Posted By trikotret

Do you have enough points? 79k for hotel and 87k...

Do you have enough points? 79k for hotel and 87k for flight. In reality, you'll less points of it triggered the RTR. But you would need to have 1% equal in points to get text.
Jan 14, 20, 10:40 am
Replies: 4
Views: 657
Posted By trikotret

Did they send you a warning letter that it's...

Did they send you a warning letter that it's being closed? Usually Banks close inactive Accounts.
Jan 12, 20, 1:45 pm
Replies: 546
Views: 140,839
Posted By trikotret

Isn't the CSR refresh supposed to start today?...

Isn't the CSR refresh supposed to start today? The fee still showing 450 on Chase site
Jan 12, 20, 10:41 am
Replies: 1,110
Views: 333,039
Posted By trikotret

So in order to be considered as a travel category...

So in order to be considered as a travel category for this card, you have to use it directly with airlines, hotels and car rentals? If you book with Expedia you'll only earn 1x?
Jan 10, 20, 2:47 pm
Replies: 108
Views: 14,099
Posted By trikotret

I'll never use door dash. Their reputation keeps...

I'll never use door dash. Their reputation keeps getting worse and worse thanks to their drivers. I usually use GrubHub with Amex and I pick up from restaurant. I already downgraded my CSR to freedom...
Jan 10, 20, 2:37 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

Do third party sites like Expedia trigger the...

Do third party sites like Expedia trigger the text? Or you have to book directly to airlines and hotels
Jan 10, 20, 2:28 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

I guess I'm used to CSR and Amex showing...

I guess I'm used to CSR and Amex showing categories. I'll have to get used to USB.
Jan 10, 20, 12:41 pm
Replies: 1,110
Views: 333,039
Posted By trikotret

Does USB break down the categories on the...

Does USB break down the categories on the statement? I got some Apple pay charges and other reg charges but they all on one page. It doesn't separate the categories.
Jan 10, 20, 11:46 am
Replies: 1,110
Views: 333,039
Posted By trikotret

I don't think they'll do ban increase. Their card...

I don't think they'll do ban increase. Their card is exclusive to their customers base. Plus this card is a cash back card you can't transfer points to airlines or hotels. It's basically cash back...
Jan 9, 20, 11:37 am
Replies: 1,110
Views: 333,039
Posted By trikotret

Real time text

I have question on this section. Do you choose only travel categories to redeem your points this way? Default on their site was for all categories. It makes feel like they want you to use your points...
Jan 9, 20, 11:35 am
Replies: 1,110
Views: 333,039
Posted By trikotret

Are you sure you met the spend? Does it show you...

Are you sure you met the spend? Does it show you anywhere on their site that you met it? Chase tracks your spend and it was easy to track it. I'm not sure how USB is since I just got the card...
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