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Search: Posts Made By: shinypenny01
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Apr 3, 17, 8:29 am
Replies: 1,012
Views: 710,227
Posted By shinypenny01

99% sure, but just to check so I don't do...

99% sure, but just to check so I don't do something stupid.

Myself and my wife both have a plat. We can add all $400 to one registry (for ease of redemption) and it shouldn't be a problem, right?
Oct 30, 16, 4:43 pm
Replies: 4,336
Views: 1,038,693
Posted By shinypenny01

Auto approved for my 3rd (or 4th, not sure, don't...

Auto approved for my 3rd (or 4th, not sure, don't have my spreadsheet handy).

Just wanted a data point for those that were worried by reports of denials for holding the card previously.
Jun 10, 16, 9:01 am
Replies: 715
Views: 197,084
Posted By shinypenny01

Are there any BA links with 50k and a waived...

Are there any BA links with 50k and a waived annual fee floating around? I don't think that the $15k spend is on the cards for me.
Jun 1, 16, 6:17 pm
Replies: 1,753
Views: 422,826
Posted By shinypenny01

Applied 20-30 days ago, denied, today was the...

Applied 20-30 days ago, denied, today was the first recon call.

I was approved despite being at 20+/24, and despite my credit report being flooded with AU cards (their words). 780 FICO, no chase...
Oct 21, 15, 7:45 am
Replies: 1,379
Views: 326,816
Posted By shinypenny01

Citi Hhonors Reserve. Minimal spend post...

Citi Hhonors Reserve.

Minimal spend post initial bonus. Offered 5k points for $1,500 spend in 3 months. After annual fee posted in month 13.

With the standard 3 points per purchase, that's...
Oct 21, 15, 7:42 am
Replies: 1,568
Views: 33,323
Posted By shinypenny01

Anyone have data points on how long you can let...

Anyone have data points on how long you can let the annual fee sit for before cancelling the reserve card? They charged my AF the day before the statement posted, and I got offered 5k points for...
Aug 26, 15, 6:51 am
Replies: 4,336
Views: 1,038,693
Posted By shinypenny01

As of Jan 2014 it was not coded as travel. I...

As of Jan 2014 it was not coded as travel. I don't know if there has been a change, but seen as it's based on merchant codes it seems unlikely.

VRBO seems to classify as rental/real estate rather...
Aug 26, 15, 6:44 am
Replies: 12
Views: 1,907
Posted By shinypenny01

I second this. I took a similar approach near the...

I second this. I took a similar approach near the beginning of this year. Since then been auto approved for 4 cards, recon once. Barclays BOA and Chase all willing to extend me more credit. Still yet...
Aug 25, 15, 6:35 am
Replies: 4,336
Views: 1,038,693
Posted By shinypenny01

Has anyone successfully churned this card since...

Has anyone successfully churned this card since the big changes went into effect? I'm not sure if it's still possible. There was talk of applicants getting messages saying they were identified as a...
Aug 24, 15, 11:52 am
Replies: 4,479
Views: 1,105,041
Posted By shinypenny01

There are three different Chase South West...

There are three different Chase South West Products. You cannot get the bonus on the exact same product twice in a 24 month span.

For your 25k card, message Chase, ask if they'll match the 50k...
Jul 29, 15, 1:05 pm
Replies: 318
Views: 86,654
Posted By shinypenny01

IMO it's fine if you're combining hard pulls. I...

IMO it's fine if you're combining hard pulls. I wouldn't want to see more than 4 experian pulls though personally.
Forum: MilesBuzz
Jul 20, 15, 9:33 am
Replies: 19
Views: 15,420
Posted By shinypenny01

Spoke to BoA about the 1099 language. Constantly...

Spoke to BoA about the 1099 language. Constantly bounced from CSR to CSR. Eventually failed to resolve but escalated.

Manager called me back, and told me that the 1099 would be generated on...
Jul 16, 15, 1:05 pm
Replies: 60
Views: 25,948
Posted By shinypenny01

Is Philadelphia unique in this respect?

Is Philadelphia unique in this respect?
Jul 16, 15, 1:04 pm
Replies: 60
Views: 25,948
Posted By shinypenny01

Are you sure some of those banks are not pulling...

Are you sure some of those banks are not pulling both? Chase and Citi both pull TU and EX where I live. Amex and BOA pull only EX, Barclays pull only TU. Have you checked EX, or did you just see the...
Jul 13, 15, 5:13 pm
Replies: 2,137
Views: 661,997
Posted By shinypenny01

Landing page for 70k + night waived AF is down....

Landing page for 70k + night waived AF is down. Application link appears to be working. It may not be long for this world for those interested.
Jul 6, 15, 11:51 am
Replies: 318
Views: 86,654
Posted By shinypenny01

UR transfers direct to South West do not count...

UR transfers direct to South West do not count for the companion pass. Transferring through hotels can count, but you lose a lot of miles on the way. You need another South West card unless you plan...
Jul 1, 15, 10:18 am
Replies: 780
Views: 330,074
Posted By shinypenny01

Did you get 2x auto approval? Were they...

Did you get 2x auto approval? Were they simultaneous apps in incognito? Did you have to go through recon?

I got first auto approved, second pending. Called recon, said the process took a while,...
Jul 1, 15, 8:14 am
Replies: 780
Views: 330,074
Posted By shinypenny01

Just wanted to confirm a few things that I had...

Just wanted to confirm a few things that I had trouble finding when looking for info before applying.

This card is very churnable, I got two by applying on the same day.

Applying on the same...
Jun 30, 15, 3:28 pm
Replies: 1,640
Views: 257,916
Posted By shinypenny01

Are there any datapoints of people actually being...

Are there any datapoints of people actually being declined based on the 18 month wording? I'm wondering whether Citi is actually enforcing two different application standards for the same card at the...
Jun 16, 15, 10:26 am
Replies: 171
Views: 52,216
Posted By shinypenny01

It doesn't matter how good a customer you are to...

It doesn't matter how good a customer you are to BOA, Alaska are the ones that shut you down, you didn't mention the CCs being closed.



You are not entitled to a FF account. If they feel you...
Jun 12, 15, 11:42 am
Replies: 780
Views: 330,074
Posted By shinypenny01

Got going on two venture cards recently. I was...

Got going on two venture cards recently. I was impressed by how broad their travel definition is. So far I have been able to see available for redemptions:

Airbnb
AA award booking fees
Taxi...
May 11, 15, 11:52 am
Replies: 780
Views: 330,074
Posted By shinypenny01

Does anyone know if airbnb codes as travel for...

Does anyone know if airbnb codes as travel for the Venture card?
May 1, 15, 12:42 pm
Replies: 650
Views: 155,575
Posted By shinypenny01

The 50k is public on Barclay's site now. $5k...

The 50k is public on Barclay's site now.

$5k spend, $79 AF not waived, companion pass included.
Apr 2, 15, 8:13 am
Replies: 780
Views: 330,074
Posted By shinypenny01

Does anyone know if purchases made as part of the...

Does anyone know if purchases made as part of the min spend ($3k) can be the travel purchases that you redeem the miles against? I understand that there is a 90 day window in which to redeem, but it...
Mar 21, 15, 3:54 pm
Replies: 2,717
Views: 475,285
Posted By shinypenny01

Anyone know if it's safe to cancel a US Airways...

Anyone know if it's safe to cancel a US Airways card when a companion reservation is currently booked? Will cancelling the card mess with the reservation?
Showing results 1 to 25 of 68
 

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