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Search: Posts Made By: bobfather
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Feb 10, 16, 5:08 am
Replies: 209
Views: 76,020
Posted By bobfather

I got shut down in 2013 for pushing about 36k a...

I got shut down in 2013 for pushing about 36k a month through a 5% card for about 6 months. Just a warning - Citi has a long memory, and even 3 years later I can't get approved for new cards or...
Sep 28, 15, 3:12 pm
Replies: 329
Views: 64,064
Posted By bobfather

Like viag8 above, I got my annual fee waived in...

Like viag8 above, I got my annual fee waived in June or July on the Red card. Accepted an upgrade via the website to the Silver card in August, and now they want to charge me an annual fee on October...
Jul 16, 13, 10:27 am
Replies: 407
Views: 120,484
Posted By bobfather

Crappy card issuer makes cards even crappier,...

Crappy card issuer makes cards even crappier, news at 11!
Jul 12, 13, 11:58 am
Replies: 3,114
Views: 561,087
Posted By bobfather

There are no such things as Amex Debit cards,...

There are no such things as Amex Debit cards, thus point-of-sale terminals are automatically configured to run any and all Amex cards as credit cards.

In short, no you cannot use an Amex anything...
Jul 12, 13, 7:27 am
Replies: 347
Views: 54,596
Posted By bobfather

I placed my order yesterday around the same time...

I placed my order yesterday around the same time I last commented in the thread.

A couple hours later I got a call from OD asking me to verify that I did order some gift cards. I said yeah, and...
Jul 11, 13, 2:06 pm
Replies: 347
Views: 54,596
Posted By bobfather

It was really foolish of you to post that screen...

It was really foolish of you to post that screen shot while your own order was still in process, but information wants to be free.
Jul 8, 13, 2:35 pm
Replies: 14
Views: 1,805
Posted By bobfather

If you peruse the OMax store policy, they reserve...

If you peruse the OMax store policy, they reserve the right to take down info for gift card transactions > $2000. Nothing to worry about. I'd bet the reports go straight into a box in a warehouse...
Jun 6, 13, 11:22 am
Replies: 1,956
Views: 349,264
Posted By bobfather

One person on another board has. I cannot recall...

One person on another board has. I cannot recall what it said.
Jun 1, 13, 6:31 am
Replies: 1,956
Views: 349,264
Posted By bobfather

1. Money isn't laundered using credit cards. If...

1. Money isn't laundered using credit cards. If you can spend dirty money using a credit card, your money is already laundered.

2. Nobody has any clue who has been heavy hitting this card. I was...
May 31, 13, 2:56 pm
Replies: 33
Views: 7,231
Posted By bobfather

The deals will be back just in time for everyone...

The deals will be back just in time for everyone blacklisted by Citi to be forgotten about!
May 26, 13, 8:03 pm
Replies: 1,956
Views: 349,264
Posted By bobfather

Citi got me too! Latest statement on my 5% EDP...

Citi got me too! Latest statement on my 5% EDP Preferred cut on Thursday, and sometime over the weekend all 3 of my Citi card accounts were closed.

Trying to view TYP balances is broken from the...
May 15, 13, 3:11 pm
Replies: 1,956
Views: 349,264
Posted By bobfather

If you take one thing from reading this thread: ...

If you take one thing from reading this thread:

6 digit sums of TYP need to be liquidated immediately, just in case.
May 15, 13, 3:06 pm
Replies: 3,278
Views: 2,073,195
Posted By bobfather

They will gladly assess fees that bring the...

They will gladly assess fees that bring the balance into the negative.

Whether they will come to collect those fees is anyone's question.
May 14, 13, 2:43 pm
Replies: 3,278
Views: 2,073,195
Posted By bobfather

I suspect nobody knows yet, since when the cards...

I suspect nobody knows yet, since when the cards WERE usable many people were using them a lot.

I would guess that the cards would incur the fee at 90 days. If your account was ever monitored and...
May 9, 13, 11:01 am
Replies: 1,423
Views: 502,374
Posted By bobfather

Your bank doesn't care unless they start seeing...

Your bank doesn't care unless they start seeing you dropping off thousands each day, or ten thousand+ on the same day.

To make life even easier for yourself, open an account with a bank that has...
May 1, 13, 12:24 pm
Replies: 1,956
Views: 349,264
Posted By bobfather

I only know of one person undergoing adverse...

I only know of one person undergoing adverse action. Was the correspondence posted here, or privately?

As an update to my previous saga of redeeming 155,000 TYP for loan checks and getting an...
Apr 30, 13, 8:35 am
Replies: 1,170
Views: 166,226
Posted By bobfather

Texas area Krogers. No 4x promotion currently....

Texas area Krogers. No 4x promotion currently. Bought 2k in PP US Bank cards and got 2000 fuel points valid through end of May.
Apr 26, 13, 10:46 am
Replies: 257
Views: 62,469
Posted By bobfather

They definitely don't send directly to the loan...

They definitely don't send directly to the loan originator. In fact, you specify the bank you want the loan made out to.

But yes, it was a big surprise to see that they've done it this way. In the...
Apr 26, 13, 10:12 am
Replies: 257
Views: 62,469
Posted By bobfather

So uh, I called in to TY hotline to redeem for a...

So uh, I called in to TY hotline to redeem for a $1550 student loan check. The confirmation email Citi sent says they will be sending me 31 x $50 checks. If it really turns out to be 31 checks...
Apr 25, 13, 5:26 pm
Replies: 3,278
Views: 2,073,195
Posted By bobfather

Huh, interesting. I don't recall reading about...

Huh, interesting. I don't recall reading about the $2500 CA limit before. That could be why people are getting their accounts cancelled, maybe?
Apr 25, 13, 12:45 pm
Replies: 523
Views: 74,202
Posted By bobfather

Eh, I value UR points at least 2x vs TYP, so even...

Eh, I value UR points at least 2x vs TYP, so even $10 in fees for every $500 would still be a "win".

Nevermind that TYP can't be transferred to any airline partners, no matter how valuable they...
Apr 25, 13, 11:04 am
Replies: 523
Views: 74,202
Posted By bobfather

I would pay $10 for a $500 variable card...

I would pay $10 for a $500 variable card available from Staples/OD/OMax. Are you listening Metabank/US Bank/Bancorp?
Apr 24, 13, 11:52 am
Replies: 4,358
Views: 2,468,997
Posted By bobfather

Here's some more anecdotes: US Bank Visa...

Here's some more anecdotes:

US Bank Visa variable load card: works for Walmart MO - must call the number on back of card to set PIN prior to use

OneVanilla variable load card: can use...
Apr 23, 13, 11:17 am
Replies: 35
Views: 5,362
Posted By bobfather

Huge red flag at accounting time when they see...

Huge red flag at accounting time when they see tons of charges from the same credit card for customer drinks.

Speak to your manager and clear it first. If it's a corporate restaurant you may get...
Apr 23, 13, 8:14 am
Replies: 8
Views: 1,774
Posted By bobfather

Spend some time to search for the info. You'll...

Spend some time to search for the info. You'll come out more informed than if someone just spoon feeds you the information.
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