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Search: Posts Made By: pallhedge
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Today, 6:36 am
Replies: 16
Views: 1,018
Posted By pallhedge

I wouldn't factor this fee into the equation. The...

I wouldn't factor this fee into the equation. The only reason to have a CSR AU is if the AU needs their own Priority Pass membership. Effectively purchasing a separate PP membership is a lifestyle...
Today, 6:13 am
Replies: 441
Views: 105,110
Posted By pallhedge

The waived annual fee for first year offer is...

The waived annual fee for first year offer is only available in branch.
Yesterday, 6:11 am
Replies: 441
Views: 105,110
Posted By pallhedge

The bad news is there is no reconsideration...

The bad news is there is no reconsideration possible on a 48 month denial because Chase doesn't pull your credit. There's a lot of good news though.

Chase doesn't pull your credit if you're not...
Yesterday, 5:56 am
Replies: 343
Views: 69,107
Posted By pallhedge

As you've since found out, it's not tied to your...

As you've since found out, it's not tied to your AF. It resets after your first closing date after your cardmember anniversary date. In your situation, your credit resets in June though your AF is in...
May 9, 21, 7:32 am
Replies: 568
Views: 95,618
Posted By pallhedge

You're good now, as long as you don't currently...

You're good now, as long as you don't currently hold any Sapphire card.
May 7, 21, 10:21 am
Replies: 427
Views: 171,174
Posted By pallhedge

No. I don't know what instilled so much fear in...

No. I don't know what instilled so much fear in OP. That said, I can envision chronic disputes leading to Chase ending its relationship with a customer, but not purchase protection.
May 7, 21, 10:16 am
Replies: 343
Views: 69,107
Posted By pallhedge

You get $300 per year and on a certain date, it...

You get $300 per year and on a certain date, it resets so you can use the next $300 for the following year. If you didn't get any credit on your grocery purchases, that almost certainly means you've...
May 7, 21, 7:05 am
May 7, 21, 7:02 am
Replies: 343
Views: 69,107
Posted By pallhedge

I'm not sure I understand your question. Are you...

I'm not sure I understand your question. Are you referring to the $300 travel credit? On what date did it reset?
May 7, 21, 6:56 am
Replies: 337
Views: 61,612
Posted By pallhedge

By requesting a CL increase, you would incur...

By requesting a CL increase, you would incur another hard pull and it's very unlikely to be successful so soon after opening the account. Even if you were successful, there's no way Chase would...
May 6, 21, 7:07 am
Replies: 752
Views: 169,364
Posted By pallhedge

No, it's not possible. You need to purchase your...

No, it's not possible. You need to purchase your flight directly with United with the card, or use United MileagePlus Miles for the flight and pay for the taxes/fees with the card. Those are the only...
May 6, 21, 7:02 am
Replies: 568
Views: 95,618
Posted By pallhedge

It used to be that if Chase pulled Experian for...

It used to be that if Chase pulled Experian for your next application, May 1 would be fine. This is because EXP used to provide card opening dates as MM/YYYY, so Chase assumed the 1st of the month....
May 6, 21, 6:56 am
Replies: 337
Views: 61,612
Posted By pallhedge

It's a bad idea. Chase has been known to close...

It's a bad idea. Chase has been known to close one of the 2 cards opened on the same day after the fact. This is often true of 2 personal cards, however 1 personal and 1 biz might escape that wrath....
May 5, 21, 6:41 am
Replies: 337
Views: 61,612
Posted By pallhedge

No. Chase has a soft rule for all business card...

No. Chase has a soft rule for all business card applications. You cannot have applied for any other Chase card in the last 30 days. tiger101 failed that test AND was 5/24 AND applied for 2 Chase...
Apr 30, 21, 6:45 am
Replies: 198
Views: 90,588
Posted By pallhedge

Your assumption is correct, at least as it...

Your assumption is correct, at least as it relates to Sapphire cards. The Sapphire twosome seems to be an outlier as each Freedom card can refer to either Freedom, and each Ink card can refer to all...
Apr 25, 21, 6:47 pm
Replies: 198
Views: 90,588
Posted By pallhedge

She just needs to click that link, which leads to...

She just needs to click that link, which leads to a CSP application.
Apr 20, 21, 7:02 am
Replies: 332
Views: 62,348
Posted By pallhedge

You asked specifically about the CSR and my...

You asked specifically about the CSR and my answer was based on that specific card. It was not a blanket statement.
Apr 16, 21, 1:43 pm
Replies: 332
Views: 62,348
Posted By pallhedge

No. The app will be declined without a hard pull.

No. The app will be declined without a hard pull.
Apr 9, 21, 6:49 am
Replies: 198
Views: 90,588
Posted By pallhedge

If you wife will be under 5/24 in mid May, she...

If you wife will be under 5/24 in mid May, she can apply in mid May.
Apr 8, 21, 7:21 am
Replies: 1,280
Views: 370,802
Posted By pallhedge

You're generalizing my reply to you too much....

You're generalizing my reply to you too much. When you're denied for Sapphire ineligibility (which is specifically what happened to your wife), there's no hard pull. In all other cases there's a hard...
Apr 7, 21, 7:18 am
Replies: 198
Views: 90,588
Posted By pallhedge

No. Just because the link will be active for 6...

No. Just because the link will be active for 6 months does not mean that the offer that the link leads to can't change at any time.
Apr 7, 21, 7:09 am
Replies: 1,280
Views: 370,802
Posted By pallhedge

1 - Yes, 4 days 2 - Yes. 30 days. I'm pretty...

1 - Yes, 4 days
2 - Yes. 30 days. I'm pretty sure the credit line will be locked during that period.
3 - No impact. There wasn't even a hard pull.
4 - No impact. Ink cards are not in the Sapphire...
Apr 5, 21, 7:09 am
Replies: 1,280
Views: 370,802
Posted By pallhedge

The CSR didn't exist until August 2016. Just...

The CSR didn't exist until August 2016. Just making sure you have your 48 month timing correct.
Apr 2, 21, 1:53 pm
Apr 2, 21, 7:51 am
Replies: 1,280
Views: 370,802
Posted By pallhedge

1. With many Chase cards, there's a 30 day...

1. With many Chase cards, there's a 30 day cooling off period where you can change your mind after cancelling and have the card reopened. My guess is this is why you need to wait so long after...
Showing results 1 to 25 of 1000
 

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