Search: Posts Made By: holyPockets
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Aug 22, 19, 3:40 pm
Replies: 10
Views: 1,184
Posted By holyPockets

I just did this arithmetic recently for U.S....

I just did this arithmetic recently for U.S. stays, and it wasn't pretty. I only looked at Marriott, Hilton, and Hyatt. My conclusion was that I was better off just paying for Marriott and Hilton...
Aug 16, 19, 10:26 am
Replies: 125
Views: 31,755
Posted By holyPockets

I don't like how the new ones are issued as...

I don't like how the new ones are issued as Mastercards. I think one can still request(?) the Visa variant so it can be used at Costco.
Aug 16, 19, 10:22 am
Replies: 125
Views: 31,755
Posted By holyPockets

The Cash Rewards online category can be a little...

The Cash Rewards online category can be a little wonky, but I've found that I've had more improperly earned 3x purchases than proper ones that have failed to earn 3x. The main cause of failures has...
Aug 15, 19, 3:17 pm
Replies: 125
Views: 31,755
Posted By holyPockets

Three things have to happen for you to be...

Three things have to happen for you to be credited properly for 3x ONLINE transactions: (1) In the Activity tab the Online Transaction flag must read Y; (2) the MCC of the transaction mustn't be...
Aug 12, 19, 12:14 pm
Replies: 75
Views: 9,202
Posted By holyPockets

I tried to initiate an Office 365 subscription...

I tried to initiate an Office 365 subscription using a Microsoft gift card purchased through Dell.com. At the payment page, the Microsoft Account Balance is grayed out and not applicable to the...
Jul 4, 19, 7:04 pm
Replies: 3,221
Views: 619,518
Posted By holyPockets

"Only the following types of non-ticket purchases...

"Only the following types of non-ticket purchases qualify for this offer: airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees;...
Jun 27, 19, 1:17 pm
Replies: 20
Views: 4,028
Posted By holyPockets

I don't know exactly how these co-branded cards...

I don't know exactly how these co-branded cards work, but somebody nerfed the 40% points bonus for spending at least $25K / year on the Explorer card. That was a nice incentive to keep the card in...
Jun 4, 19, 4:09 pm
Replies: 1,545
Views: 165,401
Posted By holyPockets

https://cimg0.ibsrv.net/gimg/www.flyertalk.com-vbu...

https://cimg0.ibsrv.net/gimg/www.flyertalk.com-vbulletin/856x389/untitled_3aec142615bce9079bbfa33ecb9df295814b115f.png
Jun 1, 19, 10:24 am
Replies: 224
Views: 80,077
Posted By holyPockets

At least navigate to the Airline Incidental...

At least navigate to the Airline Incidental Statement Credit graphic and see if the credit is reflected there. If not, there's a problem.
...
May 19, 19, 11:48 am
Replies: 27
Views: 2,281
Posted By holyPockets

Not to nitpick but it's actually 6% on streaming,...

Not to nitpick but it's actually 6% on streaming, so $1.80 cash back per month :)

And, yes, it's pretty tough to beat the BofA card suite if you're willing to satisfy the $100k requirement for...
Apr 25, 19, 2:38 pm
Replies: 412
Views: 55,961
Posted By holyPockets

Thank you for this data point. I am fake Citi...

Thank you for this data point. I am fake Citi Priority (signed up for CP and then downgraded) and just received notice of AF increase from $350 to $495. I was unsure if this applied to ACTUAL Citi...
Apr 9, 19, 9:27 pm
Replies: 1,784
Views: 529,067
Posted By holyPockets

My data points are from late 2017- early 2018....

My data points are from late 2017- early 2018. Both Apple.com and iTunes subscription charges registered as online shopping and 3x earn.
Mar 17, 19, 2:36 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

I don't know if the BGR was converted to the...

I don't know if the BGR was converted to the Business Gold, but if it was, you'll have to select an airline. From the Biz Gold Benefit Terms…

"Card Member must select a qualifying airline at...
Feb 22, 19, 3:03 pm
Replies: 3,221
Views: 619,518
Posted By holyPockets

I can confirm that my letter on Ritz-Carlton...

I can confirm that my letter on Ritz-Carlton stationary contained the following….

"…you will receive a new Ritz-Carlton Credit Card when your current card expires."

For me that's 4 more years...
Feb 13, 19, 1:46 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

You should call Amex (assuming you haven't...

You should call Amex (assuming you haven't already). Something is definitely wrong.
Feb 12, 19, 1:45 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

The newest concern for me is with the 35% rebate...

The newest concern for me is with the 35% rebate turnaround time. Initially, it was very quick. Then it increased to 31-32 days. Now data points are starting to show up thread of 6 to 10 weeks...
Feb 9, 19, 1:58 pm
Replies: 1,545
Views: 165,401
Posted By holyPockets

Not an Amex apologist here but one should really...

Not an Amex apologist here but one should really consider that even if 1/3 of one's restaurant spending only earns 1x, the number of points earned would be identical to the Chase CSR. In all...
Feb 8, 19, 11:49 am
Replies: 125
Views: 31,755
Posted By holyPockets

I don't know about retirement accounts but a...

I don't know about retirement accounts but a joint brokerage account does confer Preferred Rewards status to both spouses, making P1+P2 doable.
Jan 26, 19, 1:16 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

I'm glad it worked out for you. Your datapoint...

I'm glad it worked out for you. Your datapoint scared me, to be honest. To your Amex rep's defense, the T&Cs do state that the rebate will take between 6 to 10 weeks. If that ever becomes the new...
Jan 26, 19, 8:30 am
Replies: 1,025
Views: 168,562
Posted By holyPockets

I bought a ticket on 12/5/18 using PWP and the...

I bought a ticket on 12/5/18 using PWP and the 35% rebate posted 32 days later (1/6/19). Hopefully, your CS (as usual) was not correct.
Jan 20, 19, 10:39 am
Replies: 1,025
Views: 168,562
Posted By holyPockets

Here's my quick arithmetic: -1,000,000MR...

Here's my quick arithmetic:
-1,000,000MR (converted to $) + 55,000MR (5.5x earned with Biz Plat) = 945,000MR (net used).
$10,000 ÷ 945,000 = 1.058˘ per MR pt

You don't get to double-count the...
Dec 24, 18, 6:09 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

Since this thread got a bump, I guess I'll update...

Since this thread got a bump, I guess I'll update some information. My personal Plat purchase of United Airlines tickets through Amex Travel posted with "PwP…" in front of the purchase and indicated...
Dec 19, 18, 7:41 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

My last pay-with-points transaction was on 8/25...

My last pay-with-points transaction was on 8/25 with reimbursement from redeemed MR points posting the same day. Upon statement closing on 9/12 the pending points reflected the 4x net multiplier of...
Dec 19, 18, 12:50 pm
Replies: 1,025
Views: 168,562
Posted By holyPockets

Uh, oh. I used my personal Plat as the card to...

Uh, oh. I used my personal Plat as the card to facilitate the pay-with-points transaction and I didn't earn a net of 4x MR points. Looks like Amex may have finally closed that loophole. $1,800 Amex...
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