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Search: Posts Made By: pallhedge
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Today, 7:57 am
Replies: 103
Views: 36,760
Posted By pallhedge

There's a lot more factors to consider: how long...

There's a lot more factors to consider: how long is your relationship with Chase, how long is your credit history in general, and what is your available credit to income ratio with Chase. If your...
Today, 7:50 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

I see nothing in your history that would be...

I see nothing in your history that would be concerning, assuming you do nothing between now and April.
Feb 20, 19, 7:14 am
Replies: 7
Views: 458
Posted By pallhedge

You meant Delta for the 2nd United reference.

You meant Delta for the 2nd United reference.
Feb 20, 19, 7:11 am
Replies: 901
Views: 223,277
Posted By pallhedge

What did the hotel say when you called them to...

What did the hotel say when you called them to cancel?
Feb 18, 19, 7:58 am
Replies: 956
Views: 267,763
Posted By pallhedge

Yes, if you've had the Freedom Unlimited for at...

Yes, if you've had the Freedom Unlimited for at least a year and there's a minimum of $5k credit limit. It will not count as a new card.

These are pretty specific questions for something that...
Feb 16, 19, 8:10 am
Replies: 27
Views: 3,374
Posted By pallhedge

It's consensus opinion that Amex Platinum's...

It's consensus opinion that Amex Platinum's travel insurance benefits are not very good--certainly not relative to its competitors like Citi Prestige and Chase Sapphire Reserve. I suspect that once...
Feb 15, 19, 8:39 am
Replies: 901
Views: 223,277
Posted By pallhedge

Unless the same medical condition precluded you...

Unless the same medical condition precluded you from traveling for an entire year, I don't see a reason that would be covered.
Feb 15, 19, 8:32 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

Congrats! Check your wife's UR page next Tuesday...

Congrats! Check your wife's UR page next Tuesday evening. You should see the 20k under "points on next statement". If not, check again the following Tuesday. Once they appear as pending there, she'll...
Feb 14, 19, 9:51 am
Replies: 917
Views: 218,701
Posted By pallhedge

Nope. Fire away! For the Chase Ink...

Nope. Fire away!

For the Chase Ink Preferred, you would get a 2nd bonus.
Feb 14, 19, 6:58 am
Replies: 917
Views: 218,701
Posted By pallhedge

Have you received a CIP bonus in the last 24...

Have you received a CIP bonus in the last 24 months? If so, use the paper app. If not, it doesn't matter.

The Legal Business Name of a sole proprietor is the name that appears on your Social...
Feb 14, 19, 6:50 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

Yes. The 24 month language is near the end of the...

Yes. The 24 month language is near the end of the application, just above the submit button.
Feb 12, 19, 3:42 pm
Replies: 2,476
Views: 466,560
Posted By pallhedge

It depends on the bank. For Chase, it's the...

It depends on the bank. For Chase, it's the original account opening date.
Feb 12, 19, 7:00 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

We don't know this to be true based on OP's...

We don't know this to be true based on OP's comments. Dad's account could be >24 months old.
Feb 11, 19, 8:10 am
Replies: 1,009
Views: 170,489
Posted By pallhedge

1. Confirmed. You are correct. 2. You would get...

1. Confirmed. You are correct.
2. You would get 3x except for the $300 that triggers the travel credit (which gets 0 points). So your example of a $4,000 plane ticket would yield $3700 x 3 = 11,100...
Feb 11, 19, 8:04 am
Replies: 1,677
Views: 338,145
Posted By pallhedge

There's no difference to you with the current...

There's no difference to you with the current available offers. There's no reason not to use a referral link right now.
Feb 6, 19, 11:19 am
Replies: 1,095
Views: 304,361
Posted By pallhedge

Mia, how much of the fee waiver (if any) do you...

Mia, how much of the fee waiver (if any) do you think was financed by Ameriprise? My opinion is that this was a good deal for Amex: new signups, no MR welcome bonuses, and a portion of the first...
Feb 6, 19, 9:45 am
Replies: 1,095
Views: 304,361
Posted By pallhedge

Oh, it's clearly overdue... and that's coming...

Oh, it's clearly overdue... and that's coming from someone who has the card.

It's not going to move the needle on crowded lounges though. Everyone I've personally introduced to this card,...
Feb 6, 19, 6:43 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

Why suffer 2 hard pulls for the same card? Just...

Why suffer 2 hard pulls for the same card? Just apply for another card with a juicy signup bonus.
Feb 5, 19, 6:31 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

Not advisable as this will cost a hard pull with...

Not advisable as this will cost a hard pull with Chase.

If your plan is to get, say, 8 Chase cards over the next 2 years, then the 3 month wait time is suggested. If your plan is only 2 Chase...
Feb 5, 19, 6:23 am
Replies: 1,095
Views: 304,361
Posted By pallhedge

The benefits are the same as regular plat AUs,...

The benefits are the same as regular plat AUs, just no fee for the first year. Your summary is correct.

Either chat or call in works.
Feb 4, 19, 4:41 pm
Replies: 33
Views: 2,109
Posted By pallhedge

We're in the Chase Ink thread. So the Ink...

We're in the Chase Ink thread. So the Ink Preferred is the only card I was referring... ;) to. The other cards, particularly Marriott, are a discussion for a different thread.

Let me repeat my...
Feb 4, 19, 6:52 am
Replies: 2,476
Views: 466,560
Posted By pallhedge

I suggest you wait one more day. If you are...

I suggest you wait one more day. If you are approved on March 1, your first annual fee will post that night, before you even receive the card. If you wait until March 2, your first annual fee won't...
Feb 3, 19, 2:15 pm
Replies: 33
Views: 2,109
Posted By pallhedge

100k is valued for tax purposes as $1000, but in...

100k is valued for tax purposes as $1000, but in reality, they're worth much more than that, at least to me. Despite the 1099s, I still wouldn't call the value of refarrals "marginal".
Feb 2, 19, 8:33 am
Replies: 2,474
Views: 705,267
Posted By pallhedge

How many new cards in the last 6/12/24 months?...

How many new cards in the last 6/12/24 months? Chase and non-Chase?
Feb 2, 19, 8:13 am
Replies: 1,677
Views: 338,145
Posted By pallhedge

100k bonus referral points per year for Ink...

100k bonus referral points per year for Ink Preferred. I plan on keeping mine open specifically for referral bonuses.
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