Search: Posts Made By: zorbachs
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Jul 22, 19, 2:23 pm
Replies: 249
Views: 80,518
Posted By zorbachs

No way $100k will get you there unless you're a...

No way $100k will get you there unless you're a celebrity and Amex wants the exposure. Since I doubt you are, you just need to keep upping your spending until you get to a level they like and then...
Jul 11, 19, 3:09 pm
Replies: 6
Views: 1,331
Posted By zorbachs

Oh, absolutely. There is a reason why they seem...

Oh, absolutely. There is a reason why they seem to refuse to add a dining bonus to the Platinum card. I know if they did, I would drop the Gold in a heartbeat.
Jul 11, 19, 3:06 pm
Replies: 418
Views: 48,852
Posted By zorbachs

I rarely used this, but I do hate to see all the...

I rarely used this, but I do hate to see all the features going away for the Platinum card. I hope they have plans to add some enhancements to it in the future. We've lost Marriott lounge access, PP...
Jul 10, 19, 2:01 pm
Replies: 2,055
Views: 788,854
Posted By zorbachs

What a disaster. I know some years I spend my...

What a disaster. I know some years I spend my credit organically (lounge guest fees, in flight drinks, seat upgrades), but other years, I just cash them out on gift cards to use in the future.
...
Jun 11, 19, 1:57 pm
Replies: 62
Views: 18,379
Posted By zorbachs

I think whatever they do with the green card, it...

I think whatever they do with the green card, it will be a higher multiple than 2x gas. I could see 4x gas and something else, but I doubt it will be 4x travel since they seem to want the Platinum...
May 20, 19, 3:22 pm
Replies: 27
Views: 2,277
Posted By zorbachs

Right. But the average consumer is unlikely to be...

Right. But the average consumer is unlikely to be applying for a business card, despite how easy they are to get with Amex.
May 20, 19, 3:15 pm
Replies: 2,241
Views: 630,077
Posted By zorbachs

It seems like the more you use the card, the less...

It seems like the more you use the card, the less likely you will get a retention. I tried to get one for my Platinum 2 years ago. The rep said I had spent $70,000 on the card and used lounges pretty...
May 20, 19, 3:13 pm
Replies: 54
Views: 5,783
Posted By zorbachs

I use it for gas. The only downside is that you...

I use it for gas. The only downside is that you can only cash out your cash back once a year. I use the BofA duo (cash rewards and premium rewards) if I want to focus on cash back, which I may start...
May 20, 19, 3:10 pm
Replies: 27
Views: 2,277
Posted By zorbachs

Yeah agreed. I'm actually surprised they didn't...

Yeah agreed. I'm actually surprised they didn't add a dining component if they are targeting millennials, which seems to be sort of what they were going for by adding streaming and ride sharing. Amex...
May 20, 19, 12:50 pm
Replies: 125
Views: 31,652
Posted By zorbachs

I don't believe Apple Pay qualifies unless it is...

I don't believe Apple Pay qualifies unless it is used to make an online purchase. Simply using it in-store will not trigger the bonus.
May 20, 19, 8:32 am
Replies: 27
Views: 2,277
Posted By zorbachs

Did you ask? From my experience, you have to call...

Did you ask? From my experience, you have to call in to get a retention offer. They won't do it online.

The way I see it is, I will use the BCP if Amex offers me $250 back to upgrade, but...
May 20, 19, 8:30 am
Replies: 54
Views: 5,783
Posted By zorbachs

The coding issue seems to mainly be with Square...

The coding issue seems to mainly be with Square or Clover terminals. The only few places I noticed did not code properly use those terminals, and Amex should fix that in time. Even with that, 4x on...
May 19, 19, 5:00 pm
Replies: 54
Views: 5,783
Posted By zorbachs

i really have not had an issue with coding aside...

i really have not had an issue with coding aside from maybe 1-2 places a month. So for me, having dining give me 4x points over 2x is excellent for me. The old PRG was a fairly useless card because...
May 19, 19, 3:49 pm
Replies: 27
Views: 2,277
Posted By zorbachs

Sort of a meh upgrade. If they had added dining...

Sort of a meh upgrade. If they had added dining or something, it would be more appealing. I’ll use the card for this year because AMEX offered me $250 back to upgrade, but after this year, I’ll...
May 19, 19, 3:46 pm
Replies: 54
Views: 5,783
Posted By zorbachs

I like what AMEX is doing honestly. They’ve...

I like what AMEX is doing honestly. They’ve enhanced the Gold and BCP, and they’ve given you incentives to use the cards instead of just getting the bonus and putting them away. Chase hasn’t made any...
Apr 26, 19, 10:50 am
Replies: 441
Views: 109,238
Posted By zorbachs

Yeah I had someone use my number fraudulently and...

Yeah I had someone use my number fraudulently and got a replacement about a year ago, and it is darker and thicker now. When I first got the card, it was shinier and thinner. Doubt they'll remove the...
Apr 24, 19, 3:14 pm
Replies: 125
Views: 31,652
Posted By zorbachs

Strangely, paying my yard bill online triggered...

Strangely, paying my yard bill online triggered online shopping. It coded as "home improvement."
Apr 21, 19, 4:57 pm
Replies: 62
Views: 18,379
Posted By zorbachs

There would be no reason to not get this card if...

There would be no reason to not get this card if it does include Amazon Prime, and you use Amazon, but you have to believe if it does include Amazon Prime, the AF will certainly be increased from the...
Apr 19, 19, 1:24 pm
Replies: 1,747
Views: 445,772
Posted By zorbachs

Yeah, I don't think you can get retention 2 years...

Yeah, I don't think you can get retention 2 years in a row. I received the same 7500 point retention last year, and I am not even going to bother asking for one this year. That said, I think I can...
Apr 17, 19, 9:24 am
Replies: 125
Views: 31,652
Posted By zorbachs

Great, thanks for the answers. I ended up using...

Great, thanks for the answers. I ended up using the premium rewards card instead.
Apr 15, 19, 7:09 am
Replies: 125
Views: 31,652
Posted By zorbachs

I'm sure this is a no, but does anyone know if...

I'm sure this is a no, but does anyone know if paying taxes online counts as "online shopping?"
Mar 6, 19, 7:35 am
Replies: 125
Views: 31,652
Posted By zorbachs

Is there any way at all to see if you're close to...

Is there any way at all to see if you're close to the $2500 limit for bonus category? I use this card for online shopping/Costco/groceries for 5.25% and 3.5% back, but I am pretty sure I am nearing...
Mar 6, 19, 7:33 am
Replies: 3
Views: 1,308
Posted By zorbachs

I get more than enough value from the Premium...

I get more than enough value from the Premium card to pay the fee. Last year alone, I cashed out almost $1400 in cash back along with the $100 airline credit. It's more than worth the $95 if you're a...
Mar 6, 19, 7:29 am
Replies: 523
Views: 79,823
Posted By zorbachs

My AF will post next month, so I need to decide...

My AF will post next month, so I need to decide quickly, but yes, I just see no real reason to keep this card. I'd be better off using one of the slots for a Hilton card if I need a hotel credit...
Mar 5, 19, 2:20 pm
Replies: 523
Views: 79,823
Posted By zorbachs

I received that offer too. I just don't think...

I received that offer too. I just don't think I'll spend much more than $25,000 on the card between now and the end of the year, let alone $100,000.
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