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Search: Posts Made By: techboyds
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Jun 10, 19, 2:18 pm
Replies: 2,443
Views: 671,377
Posted By techboyds

Been a while since I've logged in (and might not...

Been a while since I've logged in (and might not again for a while, so sorry if I don't reply), but I was using this thread as a resource today so I thought I'd add my experience...

Called in...
Jan 25, 13, 8:17 pm
Replies: 231
Views: 28,061
Posted By techboyds

My wife's account had 10 miles after a recent...

My wife's account had 10 miles after a recent redemption, it's now listed as negative 4990. I'm wondering if they're going to try to charge us, or just leave it negative.
Nov 20, 12, 8:13 pm
Replies: 18
Views: 2,801
Posted By techboyds

I don't think anybody's answered the question, so...

I don't think anybody's answered the question, so yes it is possible. I removed my wife from a few cards several years ago, but it was because we were playing the 0% balance transfer game and I...
Nov 17, 12, 7:33 pm
Replies: 436
Views: 71,108
Posted By techboyds

That's not surprising... over the years here in...

That's not surprising... over the years here in the Washington D.C. metropolitan area I've seen Chase pull Experian and I've seen them pull Equifax, and there doesn't seem to be a pattern. I think...
Mar 7, 12, 8:44 pm
Replies: 71
Views: 58,066
Posted By techboyds

annualcreditreport.com will let you pull a report...

annualcreditreport.com will let you pull a report once a year for free from each of the big 3 (experian, equifax, transunion).

You could also have gotten your experian report for free online. If...
Mar 6, 12, 4:57 pm
Replies: 71
Views: 58,066
Posted By techboyds

I agree, especially if three other applications...

I agree, especially if three other applications with different issuers were declined.

I'd recommend checking the credit report to see if everything is in order. The FCRA allows for free checks of...
Dec 1, 11, 5:31 am
Replies: 5
Views: 1,105
Posted By techboyds

Call again. "Customer Service Roulette" can often...

Call again. "Customer Service Roulette" can often yield the desired results with a little patience.
Jun 24, 11, 6:10 pm
Replies: 207
Views: 135,957
Posted By techboyds

You don't need to link anything. When you want to...

You don't need to link anything. When you want to make the transfer, it asks you for the account number and first/last name. Then it sends the points over.

I have sent points to my CO account from...
Feb 7, 11, 10:35 am
Replies: 79
Views: 20,296
Posted By techboyds

For the vast majority of people, that's the case....

For the vast majority of people, that's the case.

There's actually an extremely long thread on FatWallet covering the shared agony as group by group, almost everybody (including me, it was a sad...
Dec 3, 10, 5:35 am
Replies: 21
Views: 11,434
Posted By techboyds

When we had a railpass, my wife and I sat in...

When we had a railpass, my wife and I sat in first class (because it's covered in the cost of the pass we were using).

When we don't have one (which is usually), we don't pay for it. It never...
Nov 23, 10, 1:18 pm
Replies: 3,556
Views: 487,036
Posted By techboyds

I suppose it's possible that you were bitten by...

I suppose it's possible that you were bitten by currency conversion or something, but I don't know.

What I do know is that I wouldn't poke the hornet's nest over $10, and even if there was no...
Nov 22, 10, 10:05 am
Replies: 3,556
Views: 487,036
Posted By techboyds

There's been some discussion in the thread, but...

There's been some discussion in the thread, but the upshot is that it would be unwise to do so, because Expedia includes language that voids the voucher if the hotel is canceled.

It seems an...
Oct 11, 10, 7:31 pm
Replies: 4
Views: 995
Posted By techboyds

Can't you do the linkage more or less...

Can't you do the linkage more or less instantaneously anyway? Why worry about it now, instead of just waiting until you have a need for something?
Forum: MilesBuzz
Oct 11, 10, 7:29 pm
Replies: 31
Views: 4,259
Posted By techboyds

The terms on the Bank of America cards say the...

The terms on the Bank of America cards say the same thing.
Sep 25, 10, 1:22 pm
Replies: 4
Views: 1,458
Posted By techboyds

The flip side of this, of course, is that the...

The flip side of this, of course, is that the card drops off the report at just the time it will really help your average age of accounts.

Unless there's an annual fee, why close the card? What...
Forum: MilesBuzz
Sep 7, 10, 9:36 pm
Replies: 583
Views: 98,775
Posted By techboyds

I wouldn't try it, personally. Many recent...

I wouldn't try it, personally. Many recent reports seem to indicate that Citi is now classifying using a credit card to open an account with them as a cash advance, and more than one person has had...
Forum: MilesBuzz
Aug 28, 10, 2:25 pm
Replies: 12
Views: 2,300
Posted By techboyds

It's not just the CARD act. There are often fewer...

It's not just the CARD act. There are often fewer consumer protections in general, something that is briefly mentioned here (...
Forum: MilesBuzz
Aug 9, 10, 9:52 am
Replies: 16
Views: 2,146
Posted By techboyds

What's likely happening here is that the...

What's likely happening here is that the financing company is giving a kickback to the store, so it's not silly at all to provide that incentive (most people will choose 2 years at 0% over cash...
Forum: MilesBuzz
Aug 8, 10, 7:18 pm
Replies: 40
Views: 4,211
Posted By techboyds

Just be aware that this is not the "official"...

Just be aware that this is not the "official" score used by most banks, i.e. the FICO. CreditKarma, and most of the check-it-yourself credit reports, use what are often called "FAKOs", i.e., their...
Forum: MilesBuzz
Aug 2, 10, 7:31 pm
Replies: 7
Views: 1,820
Posted By techboyds

Hawaiian Airlines miles can be transferred free...

Hawaiian Airlines miles can be transferred free of charge to anyone that is a Hawaiian Airlines credit card holder. The recipient is the only one that needs to have the card.
Jul 31, 10, 11:33 pm
Replies: 836
Views: 116,924
Posted By techboyds

The offer terms are pretty clear that there...

The offer terms are pretty clear that there should only be 30,000 points, so a good guess is that what's happening is that they temporarily have the mechanisms from the old 10,000 point offer running...
Jul 28, 10, 5:36 pm
Replies: 836
Views: 116,924
Posted By techboyds

Well, that might be a case where all else is not...

Well, that might be a case where all else is not equal, right? :)

Like I said, I don't really worry about it (and I'm currently working my way through the AMEX Business Gold 50,000 points for...
Jul 27, 10, 11:39 pm
Replies: 9
Views: 1,391
Posted By techboyds

I understand that this is the way things are done...

I understand that this is the way things are done in practice around here, but I can see why the "mistake" was made. I still have no idea myself why all AMEX cards are discussed in the Membership...
Jul 27, 10, 11:34 pm
Replies: 55
Views: 9,821
Posted By techboyds

I also got my 5,000. The problem I'm facing is...

I also got my 5,000. The problem I'm facing is that without the credit card, that's not enough to get anywhere, and the flights are cheap enough just bought outright that it's not really worth an...
Jul 27, 10, 11:31 pm
Replies: 836
Views: 116,924
Posted By techboyds

There was a short discussion regarding this topic...

There was a short discussion regarding this topic in this very thread, beginning with post 125. The upshot is that the personal card has stronger consumer protections because there are laws that...
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