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Search: Posts Made By: PLin
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Jan 19, 19, 5:18 am
Replies: 198
Views: 79,490
Posted By PLin

Thereís a difference between the Online...

Thereís a difference between the Online Transaction flag and the Merchant Category Code. Most of the transactions I mentioned were considered online transactions, but the MCC just happened to be in...
Jan 18, 19, 5:32 am
Replies: 198
Views: 79,490
Posted By PLin

I was finally prompted to choose a category for...

I was finally prompted to choose a category for both of my Cash Rewards cards this morning. I chose online shopping, but after taking a closer look at the exclusions, I think many transactions wonít...
Dec 30, 18, 5:54 pm
Replies: 198
Views: 79,490
Posted By PLin

I just paid the daycare bill for my son using...

I just paid the daycare bill for my son using their online payment website using my BoA Premium Rewards card, and the Online Transaction flag was N, which is not a good sign that Iíll be able earn 3%...
May 13, 18, 11:29 am
Replies: 1,175
Views: 354,991
Posted By PLin

You can book travel at the 1.5x rate on their...

You can book travel at the 1.5x rate on their portal or by redeeming via Real-Time Mobile Rewards after making a purchase. However, from what Iíve read, Airbnb doesnít seem to trigger the Real-Time...
Apr 23, 18, 7:06 pm
Replies: 1,175
Views: 354,991
Posted By PLin

I haven't tried personally, but I read on another...

I haven't tried personally, but I read on another site that Real-Time Mobile Rewards does work with Uber and Uber Eats purchases to redeem your points at 1.5x.
Apr 20, 18, 8:21 pm
Replies: 24
Views: 3,534
Posted By PLin

I'm paperless for all of my BoA credit cards, and...

I'm paperless for all of my BoA credit cards, and when the statement closes, I always get an email notifying me that there's a new statement, and the email even contains the balance and minimum due,...
Apr 13, 18, 3:26 pm
Replies: 1,175
Views: 354,991
Posted By PLin

I'm loving this card now that you can redeem by...

I'm loving this card now that you can redeem by text, since US Bank's travel site sucks. I banked about 150,000 points during the first year, between the signup bonus and all of my 3x Apple Pay and...
Apr 12, 18, 2:27 pm
Replies: 448
Views: 135,176
Posted By PLin

No, itís still 75% bonus on business cards for...

No, itís still 75% bonus on business cards for Platinum Honors, but the 75% is calculated based on the purchase amount (1.5 + .75 = 2.25) compared to the consumer card where you receive a 75% bonus...
Mar 14, 18, 2:21 pm
Replies: 1,175
Views: 354,991
Posted By PLin

I believe you can only redeem against the last...

I believe you can only redeem against the last text message, which is a bit concerning, because if you buy plane tickets for multiple passengers, because sometimes I've seen those come through as...
Mar 10, 18, 12:03 pm
Replies: 1,175
Views: 354,991
Posted By PLin

I booked a trip on Lufthansa a few months ago,...

I booked a trip on Lufthansa a few months ago, and I called last night to make a date change to my return trip, which required me to pay a change fee as well as a change in fare for the 4 passengers...
Mar 5, 18, 7:42 am
Replies: 1,175
Views: 354,991
Posted By PLin

Usually youíre charged the currency of the...

Usually youíre charged the currency of the departure country. Maybe international airlines will work if you depart from a US city, and the transaction is in US Dollars.
Mar 3, 18, 2:44 pm
Replies: 1,175
Views: 354,991
Posted By PLin

Which airline was it, and what was the departure...

Which airline was it, and what was the departure airport?
Feb 27, 18, 8:29 am
Replies: 1,175
Views: 354,991
Posted By PLin

If you go to the Real-Time Rewards Preferences...

If you go to the Real-Time Rewards Preferences and click on the link to view examples of Airlines, British Airways and Emirates are listed, so International airlines should be included. Maybe you...
Feb 25, 18, 6:34 pm
Replies: 1,175
Views: 354,991
Posted By PLin

Ah, I see that on the website now. I was only...

Ah, I see that on the website now. I was only reading the fine print on the mailer. I wonder how they decided on those dollar amounts. At least there isn't a minimum for airfare, which is how I...
Feb 25, 18, 4:06 pm
Replies: 1,175
Views: 354,991
Posted By PLin

The fine print specifically says "Minimum...

The fine print specifically says "Minimum purchase amount for Car Rental is preset at $250.00. Minimum purchase amount for Lodging is preset at $500.00." I'm hoping that "preset" implies that you...
Feb 25, 18, 8:46 am
Replies: 1,175
Views: 354,991
Posted By PLin

Got a mailer a few days ago that you can now...

Got a mailer a few days ago that you can now redeem points towards travel purchases using Real-Time Mobile Rewards. I never utilized Real-Time Mobile Rewards, because you were basically only getting...
Feb 17, 18, 7:10 pm
Replies: 1,175
Views: 354,991
Posted By PLin

I see now that youíre right. That really is...

I see now that youíre right. That really is stingy of them. Regardless, I plan on applying for a CSR before my next international trip, so I wonít need the membership that comes with the Altitude...
Feb 14, 18, 8:38 pm
Replies: 1,175
Views: 354,991
Posted By PLin

I agree that 4 guest passes per year is limited,...

I agree that 4 guest passes per year is limited, but my own experience is that you are not limited to one guest per visit as your post implies. If the lounge allows 4 guests, you could use all of...
Feb 13, 18, 8:30 pm
Replies: 1,175
Views: 354,991
Posted By PLin

Even without manufactured spending, the annual...

Even without manufactured spending, the annual fee for Altitude is really only $75 after the $325 travel credit. Assuming that you use the points to purchase airline tickets or hotel using the US...
Dec 25, 17, 9:26 am
Replies: 1,175
Views: 354,991
Posted By PLin

Ah, that makes sense. In NY, grocery stores...

Ah, that makes sense. In NY, grocery stores aren't allowed to sell wine and spirits. I did use Apple Pay my first month with card at the local liquor store and spent hundreds of dollars buying a...
Dec 24, 17, 10:13 pm
Replies: 1,175
Views: 354,991
Posted By PLin

Yes, I mentioned in my post that I spent almost...

Yes, I mentioned in my post that I spent almost $7k the first month booking Airbnb using Apple Pay. If I had to guess, it's your $609 grocery store bill. Are you feeding 10 kids? That's $44 a day...
Dec 24, 17, 9:02 am
Replies: 1,175
Views: 354,991
Posted By PLin

I've had the card since May, and every single...

I've had the card since May, and every single dollar I've put on the card has been for either travel or mobile wallet spend and qualified for the 3x points. In the first month alone, I used Apple...
Nov 6, 17, 7:38 pm
Replies: 302
Views: 161,320
Posted By PLin

Sorry, I meant 11/6.

Sorry, I meant 11/6.
Nov 5, 17, 3:26 pm
Replies: 302
Views: 161,320
Posted By PLin

After reading that many people were reimbursed...

After reading that many people were reimbursed after purchasing a $100 AA eGift card, I finally bit the bullet and tried my luck. I purchased it on 10/29, and it posted on 10/31. Today is exactly a...
Oct 23, 17, 2:54 pm
Replies: 754
Views: 117,909
Posted By PLin

I was in a bit of a hurry to leave, since the...

I was in a bit of a hurry to leave, since the wife and kids were waiting. And I didn't have enough cash with me in case he didn't want to re-process it in CHF.




Thanks for the tip. I will...
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