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Today, 9:11 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

If they take Apple Pay, I have the option of not...

If they take Apple Pay, I have the option of not having my data mined.
Jan 17, 20, 3:34 pm
Replies: 7,820
Views: 653,819
Posted By mikesyr18

If companies want to data mine, they aren't worth...

If companies want to data mine, they aren't worth doing business with. If only more people understood that concept.
Jan 13, 20, 10:56 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

I am glad about that. Maybe they should adopt...

I am glad about that. Maybe they should adopt contactless instead of being resistant.
Jan 12, 20, 8:28 pm
Replies: 7,820
Views: 653,819
Posted By mikesyr18

"No accept Apple Pay?" Uh, I would just turn...

"No accept Apple Pay?" Uh, I would just turn around and go somewhere where the people running the establishment are educated.
Jan 3, 20, 5:41 pm
Replies: 32
Views: 3,933
Posted By mikesyr18

I've only filed one debit card dispute, it was...

I've only filed one debit card dispute, it was with Bank of America back when I had a checking account with them. I ordered some razor blades online... But they didn't show up. Although the charge...
Jan 3, 20, 11:02 am
Replies: 32
Views: 3,933
Posted By mikesyr18

Most people do not pay off their credit card...

Most people do not pay off their credit card balance every month, so for many, using a debit card is actually a much smarter idea. What's even smarter than that is using a debit card from Bank of...
Dec 29, 19, 5:16 pm
Replies: 7,820
Views: 653,819
Posted By mikesyr18

Apple gets a cut of the bank's fees, so the...

Apple gets a cut of the bank's fees, so the merchant wouldn't benefit. Samsung likely does the same thing.

So with that said, that means the question still isn't answered.

The banks and phone...
Dec 29, 19, 4:52 pm
Replies: 31
Views: 2,864
Posted By mikesyr18

Agreed, Jet Blue tickets are cheap and the...

Agreed, Jet Blue tickets are cheap and the service is solid already.

If you want more benefits, fly with American or Delta.
Dec 27, 19, 5:56 pm
Replies: 7,820
Views: 653,819
Posted By mikesyr18

That still doesn't answer the question. What...

That still doesn't answer the question. What benefit does Samsung or the merchant get out of it? How does Samsung get revenue growth from this?

There's already plenty of merchants where "Samsung...
Dec 27, 19, 11:14 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

I don't see the benefit for Samsung by doing such...

I don't see the benefit for Samsung by doing such a thing.. Samsung pay uses NFC as well as MSD, and it's not like someone will switch to a Samsung phone just because they can use MSD contactless at...
Dec 12, 19, 7:30 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

The 360 debit card I received a few months ago is...

The 360 debit card I received a few months ago is the old version but has contactless enabled.
Dec 10, 19, 7:03 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

The costs aren't going down even if fraud numbers...

The costs aren't going down even if fraud numbers are lowered. Kind of a kick back at the merchants for pretending they'd lower costs for everyone after Durbin was passed. Merchants will keep...
Dec 9, 19, 5:04 pm
Replies: 7,820
Views: 653,819
Posted By mikesyr18

To be honest, nobody should care what the NRF...

To be honest, nobody should care what the NRF thinks when it comes to payments.

Visa/Mastercard/Discover/AMEX are all bound by zero liability and eat the costs of credit card fraud. If the four...
Dec 6, 19, 6:45 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

Every time I go to Lowe's, I question why they...

Every time I go to Lowe's, I question why they have these relatively new, large screen readers... But no contactless enabled.
Dec 6, 19, 6:37 am
Replies: 7,820
Views: 653,819
Posted By mikesyr18

Let's hope gas station owners get ripped by fraud...

Let's hope gas station owners get ripped by fraud charge backs... It's the only way they'll listen. Gas station owners are similar to restaurant owners... They cry poverty over everything.

They're...
Dec 3, 19, 6:57 am
Replies: 15
Views: 2,309
Posted By mikesyr18

What exactly makes it more durable? Seems to me...

What exactly makes it more durable? Seems to me like the card will be extremely durable either way. Perhaps getting into the habit of using contactless would be a better solution.
Nov 22, 19, 8:35 pm
Replies: 56
Views: 13,637
Posted By mikesyr18

Because pilots fly the plane. FA's work in the...

Because pilots fly the plane. FA's work in the cabin.

Also, there are plenty of male FA's so don't pull the politically correct garbage -- nobody wants to read it.
Nov 22, 19, 7:47 pm
Replies: 56
Views: 13,637
Posted By mikesyr18

Let's see... Paying customer in first...

Let's see...

Paying customer in first class....

Employee....

The FA should be expected to clean it up.
Nov 20, 19, 8:03 pm
Replies: 21
Views: 5,381
Posted By mikesyr18

I don't miss Citi's stupid customer service reps...

I don't miss Citi's stupid customer service reps one bit. Literally the dumbest group of folks in the industry.
Nov 10, 19, 12:06 pm
Replies: 55
Views: 9,531
Posted By mikesyr18

Because it's easy to get Hyatt redemption values...

Because it's easy to get Hyatt redemption values over 2 cpp. It's not "kool aid" like the person I replied to said.
Nov 6, 19, 7:06 am
Replies: 9
Views: 891
Posted By mikesyr18

Sounds like typical Citi. One rep says one thing,...

Sounds like typical Citi. One rep says one thing, another rep says another thing -- neither probably have a clue about what they're talking about.
Nov 2, 19, 8:56 pm
Replies: 55
Views: 9,531
Posted By mikesyr18

[/size] Hyatt's are worth a minimum of 2 cpp......

[/size]
Hyatt's are worth a minimum of 2 cpp... Properties with a higher points value are not difficult to find. There is no "blogger KoolAid" involved.
Oct 27, 19, 6:54 pm
Replies: 21
Views: 5,381
Posted By mikesyr18

So you pay $495/year just to get 5% back on...

So you pay $495/year just to get 5% back on restaurants?

You either vastly overspend on restaurants each year (which means you're spending way more than just saving some of that and putting into...
Oct 24, 19, 6:50 pm
Replies: 459
Views: 148,392
Posted By mikesyr18

I do like how the travel category isn't...

I do like how the travel category isn't restricted to AMEX travel purchases. Perhaps AMEX will loosen up a little and strip the requirement from the Platinum for hotel purchases, seeing as the...
Oct 24, 19, 6:44 pm
Replies: 4
Views: 2,389
Posted By mikesyr18

So in other words, AMEX put the transfer ratio...

So in other words, AMEX put the transfer ratio where it should be... There's simply no excuse for 250:200 when Citi and Chase offer 1:1.
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