Travel Insurance For Award Flights?
Sep 19, 2005, 1:08 am
#1
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Travel Insurance For Award Flights?
Hello folks,
Looking into organising the QBE Annual Frequent Traveller Insurance. I have a QF Award (U) coming up in 3 weeks BNE-SYD-LAX-DFW-AUS-DFW-LAX-BNE with a paid side trip on AA AUS-DFW-MEM-AUS (N)
I also fly SYD-BNE-SYD (N) once a month on average and expect this will continue for a while plus hopefully the odd US trip. Does anyone here have this policy? How's it been working for you? Downsides? Upsides?
TIA
Looking into organising the QBE Annual Frequent Traveller Insurance. I have a QF Award (U) coming up in 3 weeks BNE-SYD-LAX-DFW-AUS-DFW-LAX-BNE with a paid side trip on AA AUS-DFW-MEM-AUS (N)
I also fly SYD-BNE-SYD (N) once a month on average and expect this will continue for a while plus hopefully the odd US trip. Does anyone here have this policy? How's it been working for you? Downsides? Upsides?
TIA
Sep 19, 2005, 1:20 am
#2
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I used it a couple of times some years ago, then stopped when my Amox gold card included insurance. Only had one claim when miss serfty's case went to Zurich rather than Gatwick!
Amex have since seriously downgraded the attached insurance and I am now using an annual policy costing AU$340 with www.travelinsurancedirect.com.au.
It does not refund points per se but makes provision for a pro-rata funds reimbursment in lieu.
Amex have since seriously downgraded the attached insurance and I am now using an annual policy costing AU$340 with www.travelinsurancedirect.com.au.
It does not refund points per se but makes provision for a pro-rata funds reimbursment in lieu.
Last edited by serfty; Sep 19, 2005 at 3:47 am Reason: Amix+
Sep 19, 2005, 2:14 am
#3
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Originally Posted by serfty
Amex since changed there policy and if am now using an annual policy costing AU$340 with www.travelinsurancedirect.com.au.
http://www.travelinsurancedirect.com...p?product_id=4
cover anything the Anz Gold Visa card insurance does not?
Seems identical to me at first glance. And that is effectively "free" per year.
Sep 19, 2005, 3:53 am
#4
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Originally Posted by ozstamps
Ross - does that policy :
http://www.travelinsurancedirect.com...p?product_id=4
cover anything the Anz Gold Visa card insurance does not?
Seems identical to me at first glance. And that is effectively "free" per year.
http://www.travelinsurancedirect.com...p?product_id=4
cover anything the Anz Gold Visa card insurance does not?
Seems identical to me at first glance. And that is effectively "free" per year.
I believe you have to pay at least a $250 component of a Journies' cost using the Gold Visa for a journey to be insured.
Sep 19, 2005, 6:53 am
#5
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$250 toward ANYTHING to do with an overseas trip. I just pay airline taxes with that card.
Travel WITHIN Australia does not need that spend. Nor the free car roadside cover that to me is worth the cost of the card alone.
Travel WITHIN Australia does not need that spend. Nor the free car roadside cover that to me is worth the cost of the card alone.
Sep 19, 2005, 7:04 am
#6
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On that topic, has anyone looked at the insurance on the new Amex Platinum Credit Card
or are you just paying for the free flight with that $395
(FYI I have it on good authority that some ppl who had AMEX Golds under affiliate programs, have been offered Plat for $295)
or are you just paying for the free flight with that $395
(FYI I have it on good authority that some ppl who had AMEX Golds under affiliate programs, have been offered Plat for $295)
Sep 19, 2005, 6:38 pm
#7
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moa999, I'm waiting 
for the offer, maybe I'll just ring up and ask.
Dazer, sorry I can't help you, as I've never taken an award flight before (only ever use points for upgrades). My year round travel insurance is a Corporate policy with Cover-More Insurance Services (underwritten by American Home Assurance Company) - costs me $284 and includes business and leisure travel as well as accompanying family members (Mrs QF WP). Special deal through an Association that I couldn't say no to, when comparing the costs of other annual policies.
I always carry a copy of the policy document in my QFF bag (and their emergency card in my wallet).
for the offer, maybe I'll just ring up and ask.Dazer, sorry I can't help you, as I've never taken an award flight before (only ever use points for upgrades). My year round travel insurance is a Corporate policy with Cover-More Insurance Services (underwritten by American Home Assurance Company) - costs me $284 and includes business and leisure travel as well as accompanying family members (Mrs QF WP). Special deal through an Association that I couldn't say no to, when comparing the costs of other annual policies.
I always carry a copy of the policy document in my QFF bag (and their emergency card in my wallet).
Sep 20, 2005, 1:34 am
#8
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Originally Posted by QF WP
I always carry a copy of the policy document in my QFF bag (and their emergency card in my wallet).
Sep 21, 2005, 8:37 am
#9
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Thanks for the responses folks ^ I'll do a comparision between the QBE and www.travelinsurancedirect.com.au. I have TI with my Westpac Altitude Gold Mastercard and Amex and need to find the T&C's for those cards but IIRC I need to spend $500 on it to get the TI which I never spend on the domestic flights per trip.
Sep 21, 2005, 5:14 pm
#10
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Originally Posted by Dazer
Thanks for the responses folks ^ I'll do a comparision between the QBE and www.travelinsurancedirect.com.au. I have TI with my Westpac Altitude Gold Mastercard and Amex and need to find the T&C's for those cards but IIRC I need to spend $500 on it to get the TI which I never spend on the domestic flights per trip.
Sep 22, 2005, 2:10 am
#11
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Still do not know why anyone here needs to PAY for Ins?
The ANZ Gold VISA crowd are very good.
We hit (and killed) a dingo a few weeks back driving from Broome to Fitzroy Crossing.
Europcar were to charge us $2,750 for the damage.
ANZ Ins covered it and we only paid the excess on the policy of a few $100 - not $2750. All processed quick and easy.
And for travel in Aust NO purchase of any kind on the card is needed.
The ANZ Gold VISA crowd are very good.
We hit (and killed) a dingo a few weeks back driving from Broome to Fitzroy Crossing.
Europcar were to charge us $2,750 for the damage.
ANZ Ins covered it and we only paid the excess on the policy of a few $100 - not $2750. All processed quick and easy.
And for travel in Aust NO purchase of any kind on the card is needed.
Sep 22, 2005, 2:48 am
#12
Join Date: May 2004
Posts: 105
Originally Posted by ozstamps
Still do not know why anyone here needs to PAY for Ins?
The ANZ Gold VISA crowd are very good.
We hit (and killed) a dingo a few weeks back driving from Broome to Fitzroy Crossing.
Europcar were to charge us $2,750 for the damage.
ANZ Ins covered it and we only paid the excess on the policy of a few $100 - not $2750. All processed quick and easy.
And for travel in Aust NO purchase of any kind on the card is needed.
The ANZ Gold VISA crowd are very good.
We hit (and killed) a dingo a few weeks back driving from Broome to Fitzroy Crossing.
Europcar were to charge us $2,750 for the damage.
ANZ Ins covered it and we only paid the excess on the policy of a few $100 - not $2750. All processed quick and easy.
And for travel in Aust NO purchase of any kind on the card is needed.
Sep 22, 2005, 7:43 am
#13
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Hmmm looks like I better look up those T&C's on my Altitude cards when I get home from BNE tomorrow nite (QF 555 if anyone would like to hook up for a HP or two - should be at the BNE QP by 6pm)
cheers all
cheers all
Sep 22, 2005, 10:24 pm
#14
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Please note: This type of insurance is only available with the ANZ Gold Card.
It is not available with the ANZ Frequent Flyer Visa Gold card.
There is more information here: ANZ Credit Cards Insurance Features
It is not available with the ANZ Frequent Flyer Visa Gold card.
There is more information here: ANZ Credit Cards Insurance Features
Last edited by serfty; Sep 22, 2005 at 10:40 pm Reason: +link
Sep 26, 2005, 4:31 am
#15
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Originally Posted by Sydney
I agree. Secondary card holders are free too. Just closed my Citibank Plat and opened ANZ Gold for the "free" Comprehensive Travel & Medical Insurance. It also now has Auto Assist, Warranty Extension and Purchase Security. Pretty good value for money all round I think.
Since they added Auto Assist it is AMAZING value IMHO. I have used that several times already and tossed away my NRMA card which was crap value to me.
The overseas travel coverage part requires you to be mindful of this :
In order for you to receive cover under this Master Policy for your journey,
a minimum of $250 towards the cost of your pre-booked transport costs (airfares and/or cruise) and/or land content (tours, hire cars or other hired transport and accommodation) must be purchased with your “ANZ Gold” card for the journey. This payment must be debited to your account prior to your departure from Australia. We will not respond to any claim until we have received proof of this payment by you.