What Credit Card do you guys use for non-chain stay?
 

So... I have the usual suspect hotel cards, Marriott and Hilton Amexs, as I don't credit enough spend to other chains to justify holding, say, an IHG card.

However.... When outside of the major chains, what cards do you guys carry and use?

​​​​​​I'm thinking small independent hotels here. (including internationally) and/or the major casino operators. (Vegas conferences... No choice there.) I usually just credit to cash back or my airline card.

Not just for non-chain stays, but also for chains where I don't carry the hotel card (such as WyndhamRewards and Best Western), I virtually always use my Citi TYP Premier card, which earns 3x on "the broadest definition of travel" including hotels and gas. And it only carries a $95 annual fee (after the first year). It has about a dozen airline transfer partners (mostly foreign ones).

Chase Sapphire Reserve is another option at 3 UR rewards points for hotel charges.

I use a Costco card, 3x on travel and 3x on restaurants worldwide. The $120 annual fee pays for itself, so I count it as a no-fee credit card.

CSR unless using Amex Centurion Travel booking in which case Amex.

Chase Sapphire Preferred (CSP.)

I make virtually all of my spending on the BA Fermium Amex card - great for miles (if you travel BA)

I book non-chain hotels through hotels.com/venture and use the CapitalOne VentureOne card - I get a free night after 10 paid via hotels.com WelcomeRewards + 10 points per $ spent from CapitalOne - that's roughly 20% rewards rate, better than any chain/credit card reward....