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should i get local currency for my trip? CPH and GOT

should i get local currency for my trip? CPH and GOT

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Old Sep 6, 18, 8:42 am
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should i get local currency for my trip? CPH and GOT

I am spending one night in Copenhagen and two nights in Gothenburg should i get local currency before i go???

What would you guys do? Thanks
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Old Sep 6, 18, 8:48 am
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In Sweden you can pay with credit card everywhere, any amount. In Denmark also in most places cards are accepted but they add an extra fee (in addition to the fees you card issuer imposes for foreign currency transactions) to each transaction.

I never cared about those extra 1% - 2% transaction fee in Denmark and never felt the need to take out DKK. Haven’t had hands on SEK in the last 10 years well...

just make sure to have a MasterCard or VISA as a backup of your primary card is an AMEX. AMEX is widely accepted but not everywhere.
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Old Sep 6, 18, 9:12 am
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Originally Posted by fassy View Post
In Denmark also in most places cards are accepted but they add an extra fee
Those fees are banned from January '18.
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Old Sep 6, 18, 9:17 am
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Exchange rates on cash purchases here in the US are never great and most now ship it from a central treasury to you or your bank branch and charge a shipping fee as well.

While people on FT sometimes whine about exchange rates on CC transactions, the reality is that the rate is typically not particularly bad (presuming that you have a CC from a "real" card issuer) and you will find that inevitably, if you have cash, you wind up with some when you are back in the US. Nothing you can really do with it other than save it for the next trip and unless there will be one, that left over cash is part of the exchange rate.
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Old Sep 6, 18, 9:54 am
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Originally Posted by Marschel View Post
Those fees are banned from January '18.
oh, really? Good to know... never cared about the fee anyway. Handling local cash was more a burden than paying the fee.
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Old Sep 7, 18, 3:56 am
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I have some swedish and danish krone (local currencies) that I bring when I travel there (about once a year). I haven't had a single cash transaction there the last three years, so I think I'll dump my cash the next time over.

Bank/credit cards are easy and practical to use in Scandinavia :-).
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Old Sep 7, 18, 9:15 am
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You won't need cash but I found Amex to not be widely accepted in Scandinavia.

There were maybe 2 few instances where I paid with cash in Norway (local buses) but with your limited time in CPH and GOT, I doubt you'd need it.
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Old Sep 7, 18, 8:02 pm
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As the others have already mentioned you will generally fine without any cash as long as you have a MC or Visa. There are many places that do not accept Amex. Some few exceptions where cash might actually be needed is a separate cloakroom at a nightclub or a hot dog stand on the street. However, even most of these take cards.
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Old Sep 9, 18, 8:44 am
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Originally Posted by Marschel View Post
Those fees are banned from January '18.
I was just in Denmark in June, and those fees are still around for foreign-issued credit/debit cards - just not for Danish cards.
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Old Sep 9, 18, 10:27 am
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Originally Posted by feysul View Post
I am spending one night in Copenhagen and two nights in Gothenburg should i get local currency before i go???

What would you guys do? Thanks
If I needed to get cash, I would get it on arrival. In Sweden lots of places refuse to accept cash and only take cards or mobile system payments. While there are some places in Sweden that refuse to take cards for transactions of less than say 50 SEK, those places can mostly be avoided pretty easily and substituted with purchases made at places that do take cards or even used with cards if adding in a pack of gum or something to hit the 50/100 SEK requirement.

The main reason for a foreign tourist to have cash on hand in Sweden is because sometimes foreign card transactions don't work and/or don't get accepted (in part or in full) for some reason or another.

In Denmark, I'm far more likely to need and use cash than in Sweden.
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Old Sep 13, 18, 8:30 am
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Originally Posted by Guillou View Post
As the others have already mentioned you will generally fine without any cash as long as you have a MC or Visa. There are many places that do not accept Amex. Some few exceptions where cash might actually be needed is a separate cloakroom at a nightclub or a hot dog stand on the street. However, even most of these take cards.
Hot dog stands in Denmark tend to take cards In the unlikely case that you hit a place that does not take them just move on to the next one. Bus drivers only take cash, so either install a ticket app, or route yourself to buy tickets in machines (for instance in the airport and at train stations).
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Old Dec 2, 18, 5:13 pm
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Originally Posted by FlyingJoy View Post
I was just in Denmark in June, and those fees are still around for foreign-issued credit/debit cards - just not for Danish cards.
The fees were banned in January 2018 provided that you use a personal credit/debit card issued in an EU/EEA country. The fees may still be charged if you use a corporate card or a card from the rest of the world.

Note that a few shops in Denmark only take the local Dankort debit card, but this has been getting uncommon in recent years. I last had this problem at a restaurant in Struer in July. For these transactions you will have to use cash as foreign cards won't work.
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Old Dec 2, 18, 9:51 pm
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On my trip to Stockholm a few years ago I got way too much SEK -- didn't realize how wide spread credit cards are used (most of my visits are to smaller German cities and I never use credit cards outside of hotels and maybe train stations.)

Tried to burn some at some cafes only to be told "sorry, no cash, only charge"

Going back next February and maybe I'll get US$ 100 worth -- maybe less -- only because I am old school and like to have some cash in my pocket
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Old Dec 4, 18, 6:32 am
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Originally Posted by TheMadBrewer View Post
On my trip to Stockholm a few years ago I got way too much SEK -- didn't realize how wide spread credit cards are used (most of my visits are to smaller German cities and I never use credit cards outside of hotels and maybe train stations.)

Tried to burn some at some cafes only to be told "sorry, no cash, only charge"

Going back next February and maybe I'll get US$ 100 worth -- maybe less -- only because I am old school and like to have some cash in my pocket
Too many “kontantfri” places in Sweden. It means cash-free, and it doesn’t go down well with me as I still think cash is king.
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Old Dec 5, 18, 11:00 pm
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Originally Posted by Some person View Post
The fees were banned in January 2018 provided that you use a personal credit/debit card issued in an EU/EEA country. The fees may still be charged if you use a corporate card or a card from the rest of the world.
Yes, to clarify for others following this thread, my cards and I are from outside the EU and EEA. As such, I got hit with the fees.
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