FF Card w/ No Transfer Fee & 0% Interest?
 

I have an offer from Delta for an AMEX like this but was looking for a non-AMEX card. CO, UA, and DL are preferred. Annual fee not a problem because I would cancel after one year, but no fee is better. Thanks, you guys are great.

Any help?

I have a Discover card that gave me 0% interest until May, but did charge $50 "transfer" fee for writing the check. Discover earns me 1% back on all charges, but no airline miles.

I assume you are talking about a 0% transfer offer that earns miles on the transfer. (Otherwise, a mileage card is the last thing you'd want, because your mileage-earning spending would effectively trash your 0% teaser money.)

I think one of the home-grown-points cards has an offer like this. (Maybe the one tied in with Orbitz?) Something like up to 5,000 points/miles with a transfer, and six months or so of 0% teaser.

Is your objective to start running some serious 0% teaser money in the market, or is your objective to start earning a lot of FF miles? Or are you just looking for someplace to park some debt for a few months? Don't necessarily try to get it all with 1 card - you'll likely find your optimal terms/perks in 2 or 3 separate cards (and all but the mileage card should be fee-free).

My main objective is to dump off a little balance to a no interest card without a transfer fee and gain some mile while I'm at it.

I have gotten offers in the past for 0% balance transfers (for 6 months) on the Midwest Airlines credit card. You get 2,500 miles for first purchase / balance transfer and up to 5,000 additional miles for a balance transfer in the first 30 days (1 mile for each $ transferred). I think there is a balance transfer fee and a limit of $20,000 on balance transfers.

Card is offered by Jupiter Bank.

I believe Midwest Airline miles can be used on American Airlines. However, the miles cannot be combined for award travel.

The Citibank AAdvantage Card; many threads about the 6 month deferral of annual fee - unsure if this is still happening. Point is, I called to see if any "special" rates were available they offered a 0% apr on balance transfers with no transaction fee. A great deal!!! Had the card for only 3 months when they offered this.

http://www.midwestairlines.com/frequ...mastercard.asp

Here ya go: $5000 free money for 6 months. 12,500 total miles for $69. Hope you have a use for YX...

The fine print says that the balance transfer should earn you both bonuses - 5000 and 7500. Sometimes banks interpret "first purchase" bonuses to be exactly that - a "purchase". If that ends up being the case, you have to go buy a Coke or something and pay a buck a month in finance charges. In the grand scheme of things, it doesn't really change the offer much - $75 for 12,500 miles and six months of free money is still a great deal - if you have a use for YX.

To ExitRow's point: you can earn YX miles on AA flights and redeem YX miles for select AA awards. (You can redeem for most common awards, but you don't have access to the entire AA/OW award chart with YX miles.)

I like YX and have 7700 miles on them right now. I might sign up for this card as a simple, quick way to get to 20,000 (the companion award level).

pinniped -- Good find!

That appears to be a better deal than I was being offered in a mailing (except for the annual fee - I thought my solicitation was for a $0-annual-fee card).

I'm not an expert on this, but I think you can launder Midwest Miles through the Amtrak program into UA and CO miles in 5,000 mile increments. This may be a way to top off points in one of these programs.

[This message has been edited by ExitRowAisle (edited Feb 06, 2004).]

You want BOTH no interest AND no transfer fee AND miles? Two of those three is hard enough, typically only through a few smaller airlines, like Midwest that someone else already posted and Frontier:

http://www.frontierairlines.com/mastercard/

and the transfer fee is limited to $50 max in the latter case (btw, the Frontier card is also from Juniper, who also does Best Western similarly, so it seems like almost all these offers where you earn miles on balance transfers come from Juniper). But I don't know of anyone who gives miles with a no-transaction-fee balance transfer and then makes it 0% on top of that. The banks have to make money SOMEHOW, don't they http://www.flyertalk.com/forum/smile.gif ?