Which CC Miles benefit program?
 

This maybe the wrong forum... But which Credit Card miles benefit program do you guys have? Or recommend?

Delta is the most obvious, but many things wrong, big interest rate, big yearly rate, poor organization of using your free miles. And last, its Amex, many places do not accept them...

Any others you recommend? The only thing I have a good amount of miles already on Delta, So thats why im obligated to go with them.... Unless a way to transfer them to another account....

Thanks!!

Anybody?

Bueller? Bueller? Bueller?

I think you need to read some of the other credit card forums. There are plenty of opinions from the last few years. Absorb those a bit.

And welcome to Flyertalk!

What in the world is wrong with a big interest rate on a miles-earning card?

You should never carry a balance from month to month on a miles-earning card, because the interest (even if not "big")) more than wipes out the value of the miles you earn.

If you are conerned about interest rates because you're going to carry a balance, you need to get the card with lowest interest rate regardless of whether it gives you any miels or not!

It's best to search all the relevant airline and credit card forums but:

- what city and country do you live in? I'm assuming the US given you have Delta miles.
- what airlines other than Delta might you use frequently?
- how important is status to you? Some of the Delta Amex cards give you MQMs towards status
- how important is lounge access? Some credit cards provide you lounge access
- do you want to redeem the miles for mainly domestic travel in your country or for international travel?

A site worth checking out is http://www.freefrequentflyermiles.com/index.htm

Another BIG problem with DL is the recent increase in miles needed for awards. Also, they seem to have reduced award availability. I don't think there is any way to get rid of your DL miles other than by transferring them to NW. Good luck.