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Cancelling Credit Cards

Cancelling Credit Cards

Old Aug 22, 03, 9:39 pm
  #1  
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Join Date: Nov 2002
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Cancelling Credit Cards

I know this has been discussed before, but I've never gotten a definitive answer.

I got a BA Visa card and 10K miles. The annual fee was listed as $75, but it won't be billed until the end of the year. Can I assume this means that the card is free the first year?

If this is so, does that mean I can cancel the card before the year is up and owe nothing?

I am setting up other people to sign up for the card strictly to get the bonus. I want to be able to tell them that they can cancel the card after a couple of months and they will owe nothing andthat they won't come after them and reclaim the miles.

Is all this true?
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Old Aug 22, 03, 9:55 pm
  #2  
 
Join Date: Jun 2000
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Moved to the Visa/MC forum for appropriate response.
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