Once you figure out a way to claim your cat as an deduction on your taxes, you can get her a credit card.

Time to start taking advantage of your cats good credit and do a Cat-o-rama.

Just took a look at a couple of my accounts online and see that Amex appears to require a SSN for an authorized user, but Chase does not.

I'll have to start watching the bonus points for AUs offers - with two dogs and a cat they could clean up. I am afraid my German Shepherd might take it to far though - she already watches too much TV. No telling what she will buy if she turns on the home shopping network while I'm not home.

Do you realize when they "caved" they just pulled your credit report using your name/address and on that report it listed your social security number? They wanted you to provide it to make sure they pulled the correct report (and it really was you), in the end, they still have your social security number.

[QUOTE=mahasamatman;9619328#4 is definitely not required. I have never signed the back of a credit card. I always write "SEE ID" on it with a big Sharpie. The only place that won't accept it that way is in person at the Post Office.[/QUOTE]

They will not accept it because your card is now VOID. 99% of places are just not as well trained in credit card acceptance. If your card is not signed it is not valid, SEE ID is not your signature, hence, the card is invalid.

A Cats good life
 

About two years ago there was a client who chartered a plane to transport her cat to New York from the Bahamas. The Cat had the entire plane to itself, had an expensive catered meal, drank Fiji water and had a custom "cat nap" pillow integrated into one of the captain chairs. The client then requested that the trip be "flight followed", meaning that someone called the client every 20minutes to say how the cat was "feeling". This was a house cat, nothing special! With or without a credit card, this cat is living a better life than most of us:cool:

See, that's the problem with cats today. They need to learn some fiscal responsibilities. They go out with their cat friends and paint the town red. Reports said that online spending are way up and I suspect that is due to many of these irresponsible, privilege cats.

Until now I thought my cat was special: a few years ago when a credit card company (don't remember which one) was offering extra miles for each additional card member, I actually had a credit card issued in the cats name. Since then, the credit card offers have poured in. Recently he was preapproved for a $25,000 line of credit. The absence of a SSN was a stumbling block to gettng that card approved however.

Isn't "pre-approved" just marketing crap for "we randomly pulled your address and will post-decline you when necessary"?

HTB.

Of course, one of the downsides of Baxter having credit cards is that he is now the recipient of telemarketer offers. It really is freaky to answer the phone and have someone ask to speak to your dog. Sadly telling the caller that Bax is a canine seems to only encourge further calls because they think I'm just jerking them around.

Yes, "pre-approved" means you are allowed to apply. There is no promise of actual "approval".

I thought that as long as Baxter's financial situation had not changed from the time of the pre-approval and now, that credit card companies were required to accept the app. Not true?

Not true. If you look at any of those offers it will usually say "You are pre-approved to apply." If you read the fine print it will say there is a chance you will be denied, offered less, etc.

From what I have seen the offers are based on your credit score to some degree. Last year I was receiveing all kinds of prime 0%, platinum/titanium, etc. offers. I did an AOR and my reported balance jumped and credit score dropped. Now I am seeing offers for secured cards, 7.9% instead of 0% and other less than spectacular offers.

I'm guessing the authorized user felines do actually have credit scores which trigger preapproved offers. I know that a bank pulled my credit one time with a fake SSN I used at a hockey game to get some freebie. My address was correct since they were checking ID, so that was enough for them to hit me with the inquiry.

I find this thread particularly fascinating since I have a turtle who might also qualify for a card. Sure, he's a bit slow, but I'm willing to help him with his application. His name is Turtle, so not having a last name could possibly mess things up.

You'll have to put Baxter on the federal do-not-call list.

You wouldn't have to do that for a cat, since they don't come when you call them anyway.

:D

I didn't realize I should envy Baxter until now. He even has his own phone number? What a loving home! Don't tell me you give him an iPhone already! :D:D

Your pets' phone number situation has presented me with another good idea for putting Grand Central to use.