Do car dealers allow use of credit card ?
Jan 8, 2011, 1:11 pm
#46
Join Date: Sep 2009
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Wow, with the fees they paid on that either they lost money or you overpaid.
Jan 9, 2011, 11:39 am
#48
Join Date: Jul 2010
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I was able to put half of my purchase onto my card but that only came after a lot of back and forth and arguing with the dealership (thankfully I made sure that we had already settled on a price before I got into this, otherwise I'm sure they would have tried to build it into the price of the car)
Jan 9, 2011, 5:30 pm
#50
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If you preorder the car, you will be paying to the factory/company and not to the dealer. They may try the $2000 limit, but if you push it and explain it is being paid to the factory and not them and they loose nothing and gain a sell, they will usually do it (and not charge you much over invoice)
Jan 9, 2011, 7:28 pm
#51
Join Date: Jun 2001
Location: Arlington, Tx, USA
Posts: 268
If you preorder the car, you will be paying to the factory/company and not to the dealer. They may try the $2000 limit, but if you push it and explain it is being paid to the factory and not them and they loose nothing and gain a sell, they will usually do it (and not charge you much over invoice)
Jan 10, 2011, 7:40 am
#52
Join Date: Mar 2004
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As an employee of an Auto company, I can attest that Morgan is 100% correct. Auto manufacturers do not sell to individuals, only to Dealerships, who are the manufacturer's retailers.
Jan 10, 2011, 10:00 pm
#54
Join Date: Feb 2010
Posts: 134
Well .....
I paid full amount on a credit card. It is amazing what they will do once you start to walk out of the dealership. But you must be serious about it and not just want it. It must be a deal breaker for you.
Just my 23,000 points worth.
CanuckOnFire
Just my 23,000 points worth.
CanuckOnFire
Last edited by CanuckOnFire; Jan 11, 2011 at 12:12 am
Jan 11, 2011, 5:50 am
#55
Join Date: Jun 2004
Programs: aa co
Posts: 209
Everybody here talks about how the dealer "allows" them to charge a certain amount.
As previous posters mention, the merchant agreement states they must take whatever amount you desire, as long as you have the credit.
If they won't, call your bank and report the dealer. They could lose their agreement with MC/V/AMEX if they don't accept your purchase.
This also applies to that corner store that says $10 minimum charge to CC's.
This is the bottom line.
As previous posters mention, the merchant agreement states they must take whatever amount you desire, as long as you have the credit.
If they won't, call your bank and report the dealer. They could lose their agreement with MC/V/AMEX if they don't accept your purchase.
This also applies to that corner store that says $10 minimum charge to CC's.
This is the bottom line.
Jan 11, 2011, 9:02 am
#56
Join Date: Oct 2009
Programs: AA, DL
Posts: 326
We bought a Toyota Prius several years ago in suburban DC (6hr drive away for us - we chose them bcz they offered best price in our search of scores of dealers for hundreds of miles around) when that model was in very short supply with high demand. Dealer said their limit was $2000 on cc.
Bought a budget Honda in Miami couple of yrs ago during the deep recession (again, best negotiated price from scores of dealers). Dealer capped at $2500 on cc.
Neither financed with dealers.
Bought a budget Honda in Miami couple of yrs ago during the deep recession (again, best negotiated price from scores of dealers). Dealer capped at $2500 on cc.
Neither financed with dealers.
Jan 11, 2011, 12:24 pm
#57
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Jan 11, 2011, 10:14 pm
#58
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Putting a whole car on a credit card costs them 2-3%. If they're willing to absorb that cost, that means they would have been willing to drop their price 2-3%. What seems like a deal to you, probably isn't. When's the last time you talked to anyone who didn't swear that they got a great deal on their car.
Say it cost them even 2% of the $23k that they lose to the card company. You could have just negotiated a 2% lower price. That would have saved you about $500. Cash > miles.
Just my 23,000 points worth.
Jan 11, 2011, 10:57 pm
#59
Join Date: Feb 2010
Posts: 134
Technically yes, but really no because .....
Well, the car I bought was fairly low on the food chain and while yes I could have negotiated harder I got what I wanted. I knew there was at least $100 more room to negotiate but I also knew it would be very hard to get. The 23,000 miles however did get me into business class when flying to Europe.
One last point, I did go in on the last day of their quarter so I knew they were hungry.
I was happy. (And yes, $$$s over miles or points)
Cheers,
CanuckOnFire
One last point, I did go in on the last day of their quarter so I knew they were hungry.
I was happy. (And yes, $$$s over miles or points)
Cheers,
CanuckOnFire
Jan 12, 2011, 9:30 am
#60
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Many U.S. state laws require this. This goes back to the days that shipping charges were based on actual shipping costs, not a fixed number that effectively serves to increase the price across the board. People would take a train to the factory, pick up a car for less, drive it back, and expect their local dealer to provide warranty service. Dealers, understandably, didn't like this, so they complained. State legislatures, realizing that dealers and their employees vote in their locale but folks in Detroit factories don't, passed laws to protect the dealers. Most of those laws are still on the books.