double dipping for points/miles/ etc
 

apologies if this is covered. could not get the search to find the answer.

can you double dip on credit card points and mileage for shopping.

example:

i buy at drugstore.com through the CO website to get 5 miles per dollar spent
i use my citi thank you card to get 6 thankyou points per dollar spent

possible? or is it drugstore that controls the 'credits' per transaction?

I have never heard of an instance where the miles earned from online shopping somehow override the miles/points earned on a credit card, because they are two different companies issuing the rewards independent of each other.

In other words, I always receive my miles or points from online shopping, even when I also earn from my credit card.

Mike

well even triple dipping is possible
 

for example.

you have refferal html link for amazon.com.
lets say your brother (or you) click on the link on your homepage and you will be redirected to amazon.

than you buy an ipod.

1.)
amazon gives in several countries a 5-10% cashback on several products.
if you buy an ipod for 200usd you get 1 -2 month later an electronic voucher with an code over 20USD.

2.)
your brother (you) gets refferal cashback from amazon 2%- 7%

3.) you earn miles through the payment with your creditcards.

4.) in some countries like japan, you get a double dip with the creditcard .
for example Lufthansa UFJ creditcard gives you 1mile per 1usd, but you get in the own UFJ points program a double dip point for 10usd you get 1 smile point.

so if you know how to do it, you can double, triple , quadruple dip with the right cards and the right tactics.

about amazon, this is just an example, you can use these cashback sites which are mentioned on FT to get a cashback.

about dipping, as miles are similar to cash for me, if i get a cashback , its the same as getting miles for me.

dp

you could visit a site someone in here told me about called evreward.com http://evreward.com/store/index and use that to both get a discount listed at any store, AND get the miles for buying through them online. As well, should that particular store be offering some online discount like free shipping or spend X to save Y, then you coudl still do that too!

In the non mileage world, I know if you happen to have coupons from Linnens & Things OR bed, Bath & Beyond and you want to shop at either store, both stores will take each other's certs even if they are from someone else or are expired. AND you can use up to 8 coupons at once sometimes if done in a certain way. An example of this is if you bought dining room chairs there. Make 8 sep. transactions and save more than you would if you did one big charge and used only one coupon.

And use a miles-earning CC too.

I've accumulated a pile of miles using the CO shopping portal for Christmas. Particularly from those merchants offering holiday specials.

For example, Hickory Farms is normally 10 pts/$. They offered 5 bonus points. I used my miles earning card and received another pt/$.

A bigger bonus was using my CO Chase card at merchants where you get 2 pt/$ for using the card, as well as points for shopping thru the portal.

I do this all the time.

Interesting.

However, i will have to test it out as in the case I'm talking about, drugstore.com gives 5 miles/$spent (using the portal) and 6 points/$spent (for using the citibank premier card)... if I were them, wouldn't this be something I can track?

Also, here is one that I've been contemplating:

1. Hyatt gives me a referal cash back for a link on my site. Use this to get to the Hyatt site. make a reservation through this

2. I buy a gift certificate for Hyatt from giftcertificates.com with my citibank credit card (4 points/$ spent)

3. I use certificate at Hyatt and get points as a paid stay

or how about this.

1. referral link to American Airlines (do they have cash back with anyone?)
2. Use AA gift certificates from giftcertificates.com (4pts/$ citibank)
3. Buy most of ticket with gift certificate and balance with citibank thankyou card
4. Get Business ExtrAA points for ticket purchase
5. Get airline miles for flying
6. Get thankyou flight points

that math on the value of this is quite astounding, so much so that I don't want to put it up publicly

I do this all the time. Credit card points are not connected to shopping portal points. Citibank is buying those points from CO and they are not linked to shopping thru the portal.

Another example.. Macy's is a Chase double miles partner. So, if I shop thru the portal I get 3 pts/$ from CO and I also get 2 pts/$ from Chase.

I've done this a few times & it works, however, I don't have a link on my site. But it should not matter, the points/miles you get from your credit cards have nothing to do with what you receive from Hyatt or Co, or whomever is offering you points/miles via their portal.

I can't comment about the AA scheme, as I'm not at all familiar with their program.

This policy is also dependent on the store. At Linen 'N Things near me only allow coupons that are within 60 days of expiration date but will take an unlimited amount per transaction.

As I understand, Drugstore.com awards six Thank You points per dollar only if you order through the Thank You shopping portal. You would earn one additional Thank You point per dollar for paying with your Citi card, total of seven.

Some of the IDINE Reward Network restaurants could be combined with the airlines shopping portals, or their promos or restaurants.com.

Can also be used with Mileage Plus Dining. When you sign up it asks for credit cardnumbers to be associated with your MP dining account. This CC doesn't have to be a United mileage earning CC. now find another CC that has a similar dining program or equivalent and attach it to your mileage plus dining account. Now find restaurants that are in both lists. I don't know what other kind of programs are out there for other CCs but BofA HA Visa has a Xtramiles program with some restaurants.. Some of those restaurants are also on the United Mileage Plus dining program. 3mi/$ for mileage plus dining (up to 10mi/$ for those who've made elite dining) and 5mi/$ for BofA HA Visa Xtramiles. Of course, there are only a handful of restaurants on both lists as the HA list is small and mostly in Hawaii and a few on the west coast.

Mileage Plus Dining = iDine, and it is not possible to register the same card with more than one iDine program.

If this is a response to my post;

While I don't disagree with what you're saying.. I don't 'register' my HA visa with their Xtramiles program. Shop/dine with thier card at an Xtramiles merchant, get Xtramiles, in addition to those from UA's idine. That's like saying I won't get bonus miles for booking UA with Chase UA Visa because the card is registered to idine. Unless you've specifically tried with the HA Visa and had bonus miles from one or the other denied, I'll take your post with a grain of salt.

If it's not a response to my post; disregard above. :)

Note this path with giftcertificates.com works with non-travel providers too. So that's definitely a way to double dip (triple dip if you also count the CC used to pay GC.com). Two concerns are:
1) You lose credit card protections (e.g., return protection, warranty extension) on the item purchased
2) If you return an expensive item, you could be stuck with a very large gift cert/store credit

It was...

Best wrote "Some of the IDINE Reward Network restaurants could be combined ..."

Ripper wrote "Can also be used with Mileage Plus Dining..."

...this gave the impression that Mileage Plus Dining was something other than IDine, and that was my only point of clarification. I'm afraid I do not recognize the aconymn "HA" in the context "BofA HA Visa", and could not follow the rest of the idea.

dennis