why not load the card and then take it to any bank to get a cash advance? it wont charge you anything because it's not a credit card, but this would enable you to get all the money off with no fee to you.

I am not worried about giving my SSn to these guys--after all, all the gift cards were the same kind of thing and a few banks use 3rd party call centers so even if you do know they are legit, getting CS to help you stinks even with them. What worries me is the day they change their terms cuz guys like me churn this til the sun comes down and they get overloaded :D

Then it takes like 8 weeks to get back some high balance left on your card or something. This one needs more MM research and some testing. But this is definitely worth looking into! many thanks to the OP!

:) MM

there was a long thread about an identical scheme using google's payment site discussing the legalities.

edit: http://www.flyertalk.com/forum/showthread.php?t=622507