Mileage Credit Cards
 

Hi!

I am trying to apply a Mile accuring credit card (I have a HK Mastercard collecting "useless" asiamiles and a non-mileage US student Amex).

I fly AA normally and thinking about Citibank's AA or Diner's Club. Which one is more beneficial and which one is easiler to get approval?

Thanks!!

Both these cards are pretty easy to get, and I have both. It's nice to have both because the Diners is a better card, but there are still many laces that don't take it. So I use Diners when I can, and a variety of other cards when I can't. But Diners is certainly my favorite mileage earning card overall, for the following reasons: Last 3 years they've had a double conversion "sale" where you could convert the DC points to British Air miles at 2 points for every dollars spent. This is a great return! In 1999, they also did this once with Delta. So at each opportunity I transfer all DC points into one of these programs. Also they have the best customer service by far in the industry, best rental car insurance coverage, some good special offers sometimes, etc.

The Citibank AAdvantage is also a good card. Thye have had a promo last 6 months for a Click Citi card (find old threads on FT) that gave 2 miles for every dollar. This promo expires this month, but perhpas they shall repeat it?

If you want the Diners Club, I'd be happy if you'd use my referral. And Diners Club gives you 24,000 points for a first year bonus just for paying the $80 annual fee and using the card once a month. So this is well worth it I think. Good luck.

to hk:
the "insurance advantage" that diners provides is that diners will assume PRIMARY insurance responsibility when used for your rental car as opposed to SECONDARY insurance responsibility. this means even if you have an "at fault" accident your local auto insurance company will not be notified (and thus raise your rate). not a bad form of protection while traveling for only $80 per annum.

to steffo:
are you sure that dc is giving 24.000 miles bonus and not 12.000?

bcnul8r

I use the First USA Holiday Inn Visa card and it gives me 1 mile per $1 spent twoards my American Advantage account.

The best part is that they have NO annual fee! http://www.flyertalk.com/forum/biggrin.gif

As you already have a credit history with AmEx, my suggestion is to get the AmEx Starwood card (Part of Sheraton/Westin hotel chain). It has no annual fee, and you earn 1 Starpoint per dollar spent (which is translatable one for one to 8 or so different Airline frequent flyer programs... Also, when you hit 20,000 Starpoints, it can be converted into 25,000 Freq. Flyer Points, so in essesence, you get more than 1 for 1. You can also redeem for hotel and other rewards).

Also, by applying they will give you 1,000 Starpoints as well as free Gold status in Starwood Preferred Guest for one year.

See: http://home1.americanexpress.com/app...t.asp?6/22/b/1

Cit1wlm, Steffo said 24,000 POINTS, not 24,000 miles. Two DC points convert to one airline mile.

Last month I applied for an AA member number online. Last week I received an application for a Citibank AAdvantage card. The promo is: one mile for every dollar transfer from other cards, and a free companion ticket for when I buy a coach class ticket round trip ticket for domestic flight for $348 or more.

Sorry to as kthis question as I am new in US credit cards.

In fact I always pay the tatement once I receive the statement (much before the due day). So for "balance transfer" from other credit card, when will the interest starts?
Thanks!

If you are interested in getting AA CitiBank card, then look for 10K signup bonus. The free companion ticket might/might not be useful to you.

As far as balance transfer promotion is concern, mine was for 9.9%. Watch out for the term! When the promotion rate expires the rate goes up to 19-20%.

If you are interested in no annual fee option check out http://www.valueconsumer.com/CreditC...reditCards.htm

HK-UMICH- you need to be careful about transfers as the $ fees often start as soon as the balance is transferred. when i have used this to get miles in the past, i deposited the payment to the card ahead of the time the $ is transferred so avoided the high interest but still got the points/miles.

BobCharlap, you said you had a Holiday Inn First USA Card? I looked on both Holiday Inn / Bass Resorts and FirstUSA's web sites and found no mention of such a card. Where did you sign up for it and how long ago? What are the terms? Do you really get one airline mile per dollar spent and can you earn that mile on any airline? Do you get miles for balance transfers? Thanks for any amplifying info, this sounds like a good card for me.

The NextCard Visa is a great deal. The platinum card gets you 2 miles/points per dollar and it's a free card. You need a balance transfer of $5,000, or alternatively I believe you can pay a $39.00 fee and no balance transfer. Read the details at www.nextcard.com. I've only had the card a month, but so far I love it. You can check your account online and see each transaction posted. I like that feature.

Kay&Lowell: I just used your link to check into Nextcard Visa. They're saying 1 point per $1. Also, they are not offering miles for points, rather free flight or discount certificates for points (some of which are not bad deals). Things may have changed there since you signed on a month ago. Anyway, if anyone is interested in seeing their travel award scheme, here's the page:
http://www.nextcard.com/rewards_char...76773739810200

Thanks all for advice and one question: Since the biggest sum of my expenses are paid to the university (around 30000/year in four installments) and it don't accept Credit card (only Check/MO/Cash). Any method to earn miles when paying for this big sum of momey?

Thanks!

Deleted for setting new topic.
Sorry.