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-   -   Best CC for VIA Rail (https://www.flyertalk.com/forum/milesbuzz/2206159-best-cc-via-rail.html)

GrayAnderson Oct 28, 2025 1:09 pm

Best CC for VIA Rail
 
Bit of a niche question. For the last decade, basically, CSR was the winner here - three points/dollar on travel, redeemable at 1.5 cents/point for future travel.

Well, Chase dropped a turd on that with re-farting the card, and I do use VIA a good bit (basically making YUL, YOW, and YYZ mostly-interchangeable). The fancy Alaska card would be a replacement, but BofA has temporarily put the kibosh on that (apparently because I stopped using a card that they gutted, they dropped the credit limit and wouldn't reconsider), so...what's the next-best option here? I'm not sure if the Hyatt card would get 2 points/dollar, there's Amtrak, or isn't there...some other issuer with 3 points/dollar on a broad-based "all travel" category?

mia Oct 28, 2025 6:58 pm


Originally Posted by GrayAnderson (Post 37396424)
....isn't there...some other issuer with 3 points/dollar on a broad-based "all travel" category?

You asked the same question in this thread, and there are several helpful suggestions: https://www.flyertalk.com/forum/chas...csr-spend.html

GrayAnderson Oct 28, 2025 8:52 pm


Originally Posted by mia (Post 37396913)
You asked the same question in this thread, and there are several helpful suggestions: https://www.flyertalk.com/forum/chas...csr-spend.html

90% of the discussion there was dining-related (the "transit" bit was more "bus pass" than "intercity train"), and dining isn't at issue here.

"Transit" is a slippery category. As far as I can tell:
-The no-fee Autograph card includes passenger railways as part of "transit" (or perhaps "other travel", but advertising-wise the phrasing is slippery) at 3x but the $95 version doesn't.
-The fancy Atmos card covers it as a "foreign purchase" at 3x.
-The Amtrak card covers it at 2x (which is perhaps ironic in Florida these days).
-Venture X comes in at 2x because everything is at 2x.
-The Chase Hyatt card(s) don't.
-Chase Sapphire Preferred simply doesn't define "travel" in their offer, so I'd be playing roulette.
-I don't think any Amex cards offer a bonus here (not DL/Marriott, for sure).

I'm mostly ignoring straight cash-back cards.

Am I missing anything big?

guv1976 Oct 28, 2025 10:28 pm


Originally Posted by GrayAnderson (Post 37397031)
90% of the discussion there was dining-related (the "transit" bit was more "bus pass" than "intercity train"), and dining isn't at issue here.

"Transit" is a slippery category. As far as I can tell:
-The no-fee Autograph card includes passenger railways as part of "transit" (or perhaps "other travel", but advertising-wise the phrasing is slippery) at 3x but the $95 version doesn't.
-The fancy Atmos card covers it as a "foreign purchase" at 3x.
-The Amtrak card covers it at 2x (which is perhaps ironic in Florida these days).
-Venture X comes in at 2x because everything is at 2x.
-The Chase Hyatt card(s) don't.
-Chase Sapphire Preferred simply doesn't define "travel" in their offer, so I'd be playing roulette.
-I don't think any Amex cards offer a bonus here (not DL/Marriott, for sure).

I'm mostly ignoring straight cash-back cards.

Am I missing anything big?

According to the Points Guy, "passenger trains" count as "travel" on the CSP:

https://thepointsguy.com/credit-card...rve-preferred/

mia Oct 29, 2025 5:28 am


Originally Posted by GrayAnderson (Post 37397031)
-Chase Sapphire Preferred simply doesn't define "travel" in their offer, so I'd be playing roulette.
-I don't think any Amex cards offer a bonus here (not DL/Marriott, for sure).

Sapphire Preferred and Reserve use the same Travel definition, see here: https://www.flyertalk.com/forum/chas...solidated.html

American Express Green, 3X on Travel, Transit and Dining: https://www.americanexpress.com/us/c...ds/card/green/


eligible transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.

Caspavio Oct 29, 2025 7:22 am


Originally Posted by GrayAnderson (Post 37397031)
-Chase Sapphire Preferred simply doesn't define "travel" in their offer, so I'd be playing roulette.

Rewards Category FAQ | Credit Card | Chase.com


Originally Posted by GrayAnderson (Post 37397031)
Am I missing anything big?

FutureCard VisaŽ Debit Card: 5% Cash Back, Rewards & No Fees

Polytonic Oct 30, 2025 8:21 pm

If you're okay with business cards, the Amex Business Gold has 4xTransit as an eligible category:

Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways


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