May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Aug 16, 2018, 10:17 am
#4711
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I am at a point of confusion about my future card usage. I don't really have a clear path of usage, beyond my PC Optimum Mastercard.
I've been using my Cobalt, but my anniversary date is approaching, and no more bonus points. Not sure if it's worth the fee for the points - especially since most of my grocery spend seems to be going to Loblaws since I got the PC MC. I may churn this one, if the sign up bonus remains.
I have the Avion and WestJet cards, and I am not sure what to do about them, considering the new loyalty program. I was planning to cancel the Avion, but since the announcement of the new loyalty program, I may try to keep it going and see if they will waive the AF. I keep holding on the WestJet card in the hopes of using the companion fare - but two years in a row, it didn't get used. Not really a good use when you consider the AF.
My everyday spends seem to be split between my Cap One Aspire MC and my SPG Amex Biz. Both cards offer an incentive to offset the AF, and I think that's the only way I'll keep a card these days.
I am going to try to do another Alaska MC churn soon - and an SPG personal churn once we figure out what the card changes will be.
Still looking for a no-forex fee card...
I've been using my Cobalt, but my anniversary date is approaching, and no more bonus points. Not sure if it's worth the fee for the points - especially since most of my grocery spend seems to be going to Loblaws since I got the PC MC. I may churn this one, if the sign up bonus remains.
I have the Avion and WestJet cards, and I am not sure what to do about them, considering the new loyalty program. I was planning to cancel the Avion, but since the announcement of the new loyalty program, I may try to keep it going and see if they will waive the AF. I keep holding on the WestJet card in the hopes of using the companion fare - but two years in a row, it didn't get used. Not really a good use when you consider the AF.
My everyday spends seem to be split between my Cap One Aspire MC and my SPG Amex Biz. Both cards offer an incentive to offset the AF, and I think that's the only way I'll keep a card these days.
I am going to try to do another Alaska MC churn soon - and an SPG personal churn once we figure out what the card changes will be.
Still looking for a no-forex fee card...
Aug 16, 2018, 4:06 pm
#4712
Join Date: Aug 2003
Posts: 280
If you’re able to wait a few months, the Brim financial MC might be an ok choice. There is a giant thread on RFD that you can review if you want. Basically, their launch has been a disaster. However, cards do seem to be slowly getting shipped now.
I wouldn’t expect anything quickly, but their no fee, no FX fee card is decent value for use while travelling. There does seem to be some questions around whether it is truly no FX, as they are not going by the MC rate. Anyway, I’ll let you review for yourself.
Otherwise, there is the Home Trust preferred card, unless you live in Quebec.
I wouldn’t expect anything quickly, but their no fee, no FX fee card is decent value for use while travelling. There does seem to be some questions around whether it is truly no FX, as they are not going by the MC rate. Anyway, I’ll let you review for yourself.
Otherwise, there is the Home Trust preferred card, unless you live in Quebec.
Aug 17, 2018, 6:49 am
#4713
Join Date: Jan 2014
Location: yyz
Posts: 1,611
I am at a point of confusion about my future card usage. I don't really have a clear path of usage, beyond my PC Optimum Mastercard.
I've been using my Cobalt, but my anniversary date is approaching, and no more bonus points. Not sure if it's worth the fee for the points - especially since most of my grocery spend seems to be going to Loblaws since I got the PC MC. I may churn this one, if the sign up bonus remains.
I have the Avion and WestJet cards, and I am not sure what to do about them, considering the new loyalty program. I was planning to cancel the Avion, but since the announcement of the new loyalty program, I may try to keep it going and see if they will waive the AF. I keep holding on the WestJet card in the hopes of using the companion fare - but two years in a row, it didn't get used. Not really a good use when you consider the AF.
My everyday spends seem to be split between my Cap One Aspire MC and my SPG Amex Biz. Both cards offer an incentive to offset the AF, and I think that's the only way I'll keep a card these days.
I am going to try to do another Alaska MC churn soon - and an SPG personal churn once we figure out what the card changes will be.
Still looking for a no-forex fee card...
I've been using my Cobalt, but my anniversary date is approaching, and no more bonus points. Not sure if it's worth the fee for the points - especially since most of my grocery spend seems to be going to Loblaws since I got the PC MC. I may churn this one, if the sign up bonus remains.
I have the Avion and WestJet cards, and I am not sure what to do about them, considering the new loyalty program. I was planning to cancel the Avion, but since the announcement of the new loyalty program, I may try to keep it going and see if they will waive the AF. I keep holding on the WestJet card in the hopes of using the companion fare - but two years in a row, it didn't get used. Not really a good use when you consider the AF.
My everyday spends seem to be split between my Cap One Aspire MC and my SPG Amex Biz. Both cards offer an incentive to offset the AF, and I think that's the only way I'll keep a card these days.
I am going to try to do another Alaska MC churn soon - and an SPG personal churn once we figure out what the card changes will be.
Still looking for a no-forex fee card...
As for no fee forex fee card how about the Rogers World Elite Mastercard?
Aug 17, 2018, 11:29 pm
#4714
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I don't like ANY of the no forex options at the moment. I'd rather pay the fee and get incentives elsewhere (like say, with the Cobalt) then have another card that has no rewards I consider useful. I guess I was probably spoiled by Chase's cards, and nothing else measures up... 
Aug 18, 2018, 10:19 am
#4715
Join Date: Jan 2015
Programs: SPG Plat, Marriott Plat, Hilton Diamond, United Premier Silver
Posts: 205
[QUOTE=pokee;30089757
Still looking for a no-forex fee card...[/QUOTE]
What about the HSBC Mastercard? 3x on travel and no forex? That is what I am applying for before the promo ends on Sept 4
Still looking for a no-forex fee card...[/QUOTE]
What about the HSBC Mastercard? 3x on travel and no forex? That is what I am applying for before the promo ends on Sept 4
Aug 19, 2018, 2:14 pm
#4716
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,392
How about this for no-forex: https://www.scotiabank.com/ca/en/per...nite-card.html
Not great as far as rewards/annual fee, but it does come with 6 free priority pass visits.
Not great as far as rewards/annual fee, but it does come with 6 free priority pass visits.
Aug 19, 2018, 5:43 pm
#4717
Join Date: Sep 2012
Location: YVR
Posts: 1,847
How about this for no-forex: https://www.scotiabank.com/ca/en/per...nite-card.html
Not great as far as rewards/annual fee, but it does come with 6 free priority pass visits.
Not great as far as rewards/annual fee, but it does come with 6 free priority pass visits.
Actually, i applied for this card, but was declined. Household income was enough, but individual was not.
And plus, Scotiabank hates my credit bureaus. Excellent scores - too many credit cards open for their taste...
Aug 19, 2018, 5:47 pm
#4718
Join Date: Sep 2012
Location: YVR
Posts: 1,847
My credit score is excellent, but I hold a lot of cards.
Aug 22, 2018, 9:05 am
#4719
Join Date: Mar 2012
Posts: 85
Has anybody had success with getting the sign-up bonus from the Best Western Rewards® Platinum Plus MasterCard® while already having the card (i.e. signing up for multiples of the card)? If not, what is the shortest amount of time between sign-up, cancellation, and signing up again that has successfully got the bonus?
Aug 23, 2018, 8:52 am
#4720
Join Date: Mar 2018
Location: At the front
Programs: Amex, FPC, IHG Ambassador, Aeroplan,BA
Posts: 13
I don't think you can do multiples anymore. It would have to be 1 Best Western and 1 Alaska but not 2 of each anymore, at least that is what an agent told me a few months ago when I applied for a second Alaska card. ( I have have 3+ at once in the past) I have since changed my strategy and now have one of each, will call in shortly to cancel my Alaska and transfer my credit limit over to the Best Western card, wait about a month and then apply for Alaska again and do the same in reverse and so on.. I have done this successfully twice now. Just make sure you call in to activate your Best Western card and confirm they have your rewards number attached to your app or it may take 4 or more months to get the points and then you have to wait to cancel and switch.
Aug 23, 2018, 12:37 pm
#4721
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,520
Great offer on SPG Amex personal card
Just got this via email:
Earn a $50 statement credit when you spend $250 or more at SPG or Marriott properties.
Get away and enjoy an SPG or Marriott Rewards property and earn a $50 statement credit. All you need to do is register your eligible Starwood Preferred Guest®* Credit Card from American Express and spend $250 or more (after applicable taxes and fees) on eligible purchases before October 23, 2018.1
Earn a $50 statement credit when you spend $250 or more at SPG or Marriott properties.
Get away and enjoy an SPG or Marriott Rewards property and earn a $50 statement credit. All you need to do is register your eligible Starwood Preferred Guest®* Credit Card from American Express and spend $250 or more (after applicable taxes and fees) on eligible purchases before October 23, 2018.1
It’s easy to earn your $50 Statement Credit. 
1. Register your eligible CardRegister your eligible Starwood Preferred Guest Credit Card from American Express ending in XXXXX during the offer period of August 23, 2018 to October 23, 2018.
2. Make a purchase at SPG or Marriott propertiesUse your registered card to make a single qualifying purchase or cumulative qualifying purchases that total $250 or more (after applicable taxes and fees) during the offer period. This can be achieved by paying for a stay, or making a purchase at a property participating in the SPG or Marriott Rewards programs. Purchases made during the offer period prior to registration of your Card are not qualifying purchases.v
3. Earn a $50 Statement CreditA maximum of one statement credit of $50 will be applied to your account.
1. Register your eligible CardRegister your eligible Starwood Preferred Guest Credit Card from American Express ending in XXXXX during the offer period of August 23, 2018 to October 23, 2018.
2. Make a purchase at SPG or Marriott propertiesUse your registered card to make a single qualifying purchase or cumulative qualifying purchases that total $250 or more (after applicable taxes and fees) during the offer period. This can be achieved by paying for a stay, or making a purchase at a property participating in the SPG or Marriott Rewards programs. Purchases made during the offer period prior to registration of your Card are not qualifying purchases.v
3. Earn a $50 Statement CreditA maximum of one statement credit of $50 will be applied to your account.
View a list of Participating Properties
Register your eligible Card and book your stay today. Register Now Register Now
By proceeding you are agreeing to the ‘terms’ and will be registered for this offer.
Register your eligible Card and book your stay today. Register Now Register Now
By proceeding you are agreeing to the ‘terms’ and will be registered for this offer.
Last edited by margarita girl; Aug 23, 2018 at 12:51 pm
Aug 23, 2018, 11:34 pm
#4723
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,520
Same thing happened last time they had a similar offer. I called them and asked them for a sorted list which they gave me and I posted here (or maybe it was the Amex forum). I will call when I have a chance.
Aug 25, 2018, 4:16 pm
#4725
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,520