May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 6, 2017, 9:17 pm
#4261
Join Date: Mar 2012
Posts: 85
TD First Class Visa is FYF with 50,000 points right now.
Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1. +
30,000 TD Points when you spend $1,000 within 90 days of Account approval1.
https://www.td.com/ca/en/personal-ba...infinite-card/
Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1. +
30,000 TD Points when you spend $1,000 within 90 days of Account approval1.
https://www.td.com/ca/en/personal-ba...infinite-card/
Sep 6, 2017, 10:37 pm
#4263
Join Date: Jun 2015
Location: YYZ
Posts: 123
TD First Class Visa is FYF with 50,000 points right now.
Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1. +
30,000 TD Points when you spend $1,000 within 90 days of Account approval1.
https://www.td.com/ca/en/personal-ba...infinite-card/
Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1. +
30,000 TD Points when you spend $1,000 within 90 days of Account approval1.
https://www.td.com/ca/en/personal-ba...infinite-card/
I wonder why they bolded this on the fine print.
This offer is subject to your income declaration of a minimum annual personal income of $60,000 or minimum annual household income of $100,000.
Sep 6, 2017, 11:31 pm
#4265
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
TD First Class Visa is FYF with 50,000 points right now.
Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1. +
30,000 TD Points when you spend $1,000 within 90 days of Account approval1.
https://www.td.com/ca/en/personal-ba...infinite-card/
Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1. +
30,000 TD Points when you spend $1,000 within 90 days of Account approval1.
https://www.td.com/ca/en/personal-ba...infinite-card/
• If you redeem your reward through Expedia® For TD, 50000 points is worth $250.
• If you redeem for other travel, 50000 points is worth $200.
I'll probably apply for the card and use it for general travel credit. To me, trying to redeem through Expedia isn't worth the extra 50 bucks.
Here's the cardholder agreement:
https://www.tdcanadatrust.com/docume...nfinite%20Card
Source:
https://www.td.com/ca/en/personal-ba...arted/?tdtab=4
Sep 7, 2017, 10:23 am
#4266
Join Date: Dec 2008
Posts: 4,519
Just got this in the mail:
Apply by 31 October 2017 for the RBC Cathay Pacific Visa Platinum card and earn up to 30,000† to put towards your dream vacation - that is 15,000 welcome bonus, plus an additional 15,000 when you spend CAD7,500 in the first 3 months.
†Offer is available from 1 September 2017 to 31 October 2017. To receive the 15,000 Asia Miles welcome bonus, your application must be approved by Royal Bank of Canada. Please allow up to 8 weeks from the date of card issuance for the 15,000 Asia Miles to be credited to your Asia Miles account. The bonus 15,000 Asia Miles is only available when you successfully apply before 31 October 2017 and will be awarded to you if a total of CAD7,500 or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC Cathay Pacific Visa Platinum account within the first 3 full monthly statement periods (approximately 3 months from the date your account is opened), provided your credit card account is in good standing at the time you reach CAD7,500 in qualifying transactions. Qualifying transactions exclude cash advances (RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. The bonus 15,000 Asia Miles will be credited to your Asia Miles account within 8 weeks after meeting the spending requirement. This offer is only available to new RBC Cathay Pacific Visa Platinum cardholders. Supplementary cardholders, as well as existing RBC Cathay Pacific Visa Platinum cardholders as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer
†Offer is available from 1 September 2017 to 31 October 2017. To receive the 15,000 Asia Miles welcome bonus, your application must be approved by Royal Bank of Canada. Please allow up to 8 weeks from the date of card issuance for the 15,000 Asia Miles to be credited to your Asia Miles account. The bonus 15,000 Asia Miles is only available when you successfully apply before 31 October 2017 and will be awarded to you if a total of CAD7,500 or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC Cathay Pacific Visa Platinum account within the first 3 full monthly statement periods (approximately 3 months from the date your account is opened), provided your credit card account is in good standing at the time you reach CAD7,500 in qualifying transactions. Qualifying transactions exclude cash advances (RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. The bonus 15,000 Asia Miles will be credited to your Asia Miles account within 8 weeks after meeting the spending requirement. This offer is only available to new RBC Cathay Pacific Visa Platinum cardholders. Supplementary cardholders, as well as existing RBC Cathay Pacific Visa Platinum cardholders as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer
Sep 7, 2017, 11:29 am
#4269
Join Date: Dec 2011
Location: West
Posts: 3,357
• If you redeem your reward through Expedia® For TD, 50000 points is worth $250.
• If you redeem for other travel, 50000 points is worth $200.
I'll probably apply for the card and use it for general travel credit. To me, trying to redeem through Expedia isn't worth the extra 50 bucks.
• If you redeem for other travel, 50000 points is worth $200.
I'll probably apply for the card and use it for general travel credit. To me, trying to redeem through Expedia isn't worth the extra 50 bucks.
Sep 7, 2017, 1:02 pm
#4270
Join Date: Sep 2012
Location: YVR
Posts: 1,846
CIBC Shoppers Optimum Card?
I'm not sure if I had a dream about this, or if I read some random conversation online about credit card wish lists, but has anyone heard of CIBC introducing a new Shoppers Optimum credit card?
Sep 7, 2017, 1:38 pm
#4271
Join Date: Jan 2008
Location: YYZ
Programs: All Accor Plat, 1865 Voyager, AE E35K, HH Gold,Hyatt, Hrtz Gold, Marriott Gold, NEXUS
Posts: 1,669
I have BMO World Elite MC right now that come with 4 PP passes per year. I am planning to apply for the BMO Air Miles World Elite MC that also come with 2 PP passes. So, do I just apply for another PP membership with its own membership number? will PP even let you do that? Anyone has experience that can share? Thanks.
Sep 7, 2017, 7:33 pm
#4272
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
My plan would be:
• get card
• make minimum spend to earn the 50,000 points
• wait a few months for points to appear
• buy something, at any merchant that counts as "travel", for $200+.
• cash in the points
• cancel card between the 6-month and 11-month point.
Did you see something that would drag the process out longer?
Is the definition of "travel" really restrictive?
Sep 7, 2017, 8:45 pm
#4273
Join Date: Dec 2011
Location: West
Posts: 3,357
Not sure what you mean.
My plan would be:
• get card
• make minimum spend to earn the 50,000 points
• wait a few months for points to appear
• buy something, at any merchant that counts as "travel", for $200+.
• cash in the points
• cancel card between the 6-month and 11-month point.
Did you see something that would drag the process out longer?
Is the definition of "travel" really restrictive?
My plan would be:
• get card
• make minimum spend to earn the 50,000 points
• wait a few months for points to appear
• buy something, at any merchant that counts as "travel", for $200+.
• cash in the points
• cancel card between the 6-month and 11-month point.
Did you see something that would drag the process out longer?
Is the definition of "travel" really restrictive?
Sep 9, 2017, 3:16 pm
#4274
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
This RBC Avion 25,000 point offer was mentioned on another thread:
https://www.rbcroyalbank.com/service...ofr2-f-or.html
This offer is 25,000 Avion points. I don't see that the $120 annual fee is waived.
If you walk into an RBC branch and display a competitor's card, and say you want to switch, you should be able to get 15,000 Avion points, with $0 annual fee.
So the comparison is 25,000 ($120) versus 15,000 ($0).
Yes, it does require the time you spend at the branch to do it, though.
Also, the tiers with the RBC Avion program are:
15,000 Short-haul: Canada/United States Within or to an adjacent Province/Territory/U.S. State $350
35,000 Long-haul: Canada/United States Anywhere in Canada/U.S except Hawaii and Alaska $750
etc.
The in-branch offer gets you 15,000 points, which is right at one of the thresholds. My plan is to get my 15,000 Avion points, book a short haul flight (value $350), and call it a day with that card.
If you start with 25,000 Avion points, though, then you need to spend $10,000 more, to earn another 10,000 Avion points, to be able to use all your points.
So, if you're looking for a flight that's gonna be worth close to $750, then that might be the better option.
Sep 9, 2017, 4:54 pm
#4275
Join Date: Aug 2013
Location: YYZ, YUL, PEK
Posts: 429
This RBC Avion 25,000 point offer was mentioned on another thread:
https://www.rbcroyalbank.com/service...ofr2-f-or.html
This offer is 25,000 Avion points. I don't see that the $120 annual fee is waived.
If you walk into an RBC branch and display a competitor's card, and say you want to switch, you should be able to get 15,000 Avion points, with $0 annual fee.
So the comparison is 25,000 ($120) versus 15,000 ($0).
Yes, it does require the time you spend at the branch to do it, though.
Also, the tiers with the RBC Avion program are:
15,000 Short-haul: Canada/United States Within or to an adjacent Province/Territory/U.S. State $350
35,000 Long-haul: Canada/United States Anywhere in Canada/U.S except Hawaii and Alaska $750
etc.
The in-branch offer gets you 15,000 points, which is right at one of the thresholds. My plan is to get my 15,000 Avion points, book a short haul flight (value $350), and call it a day with that card.
If you start with 25,000 Avion points, though, then you need to spend $10,000 more, to earn another 10,000 Avion points, to be able to use all your points.
So, if you're looking for a flight that's gonna be worth close to $750, then that might be the better option.
Just tested this myself and it works. ^ The $120 had already posted to my account and the rep was more than happy to reverse it. Didn't even ask for proof or anything.