May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Jan 16, 2015, 11:25 am
#1366
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
I have heard that a waiting period of 6 months or so is best?
And, also, do you know how many times someone can churn these cards?
Do you know if creditors take a view one way or the other when they see that someone has been applying for 5-10 cards in a year, for example?
And, also, do you know how many times someone can churn these cards?
Do you know if creditors take a view one way or the other when they see that someone has been applying for 5-10 cards in a year, for example?
I don't know an upper limit on churning, as I'm relatively new to this too.
I don't know how deep the creditors will look into your file...you would think that with online instant approvals, the number of opened accounts isn't being considered. But I don't know. I just hope that they aren't keeling over when they see how many I have opened and cancelled.
Jan 16, 2015, 12:42 pm
#1367
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
JJJ's advice is good. Here's what has worked for our family for years:
1. Apply for a different Amex card every 3+ months.
2. After 6+ months, close the card.
3. After 6+ months, re-apply for the same card.
I hope it works for you as well as it has worked for us!
1. Apply for a different Amex card every 3+ months.
2. After 6+ months, close the card.
3. After 6+ months, re-apply for the same card.
I hope it works for you as well as it has worked for us!
Jan 17, 2015, 1:02 am
#1368
Join Date: Jun 2010
Posts: 198
Opinions will vary, but for Amex I'll personally try to adhere to the 6 months guideline.
I don't know an upper limit on churning, as I'm relatively new to this too.
I don't know how deep the creditors will look into your file...you would think that with online instant approvals, the number of opened accounts isn't being considered. But I don't know. I just hope that they aren't keeling over when they see how many I have opened and cancelled.
I don't know an upper limit on churning, as I'm relatively new to this too.
I don't know how deep the creditors will look into your file...you would think that with online instant approvals, the number of opened accounts isn't being considered. But I don't know. I just hope that they aren't keeling over when they see how many I have opened and cancelled.
My pattern is currently off, but yours does sound the best. ^
Jan 17, 2015, 12:42 pm
#1369
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
But, if you are a single person, or even if you are a paired couple but with ONLY one good card to churn, it's impossible/hard to do the conga referrals to keep the points within the family. You'll have to adjust to suit.
JJJ, passing the bananas along.
Jan 17, 2015, 7:50 pm
#1370
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
What you have to understand is that Preacher7 has everyone in the family carrying Amex cards, including the pet dog and orangutan. This makes it easy to follow the schedule he outlined.
But, if you are a single person, or even if you are a paired couple but with ONLY one good card to churn, it's impossible/hard to do the conga referrals to keep the points within the family. You'll have to adjust to suit.
JJJ, passing the bananas along.
But, if you are a single person, or even if you are a paired couple but with ONLY one good card to churn, it's impossible/hard to do the conga referrals to keep the points within the family. You'll have to adjust to suit.
JJJ, passing the bananas along.
Jan 19, 2015, 1:24 pm
#1371
Join Date: May 2014
Location: YYZ
Posts: 527
it seems that they have updated the spg referral 
Edit: weird. the biz version of the card is still 5k ref and 10k signup. except via ref-trick its 10k... still only 10k for the person signing up though
Edit: weird. the biz version of the card is still 5k ref and 10k signup. except via ref-trick its 10k
... still only 10k for the person signing up though
Last edited by zer0k1; Jan 19, 2015 at 1:30 pm
Jan 19, 2015, 6:52 pm
#1372
Join Date: Oct 2011
Location: YOW
Programs: AC Irrelevant, IHG Platinum, Marriot Gold, Hertz Gold, Avis First
Posts: 273
Marriott 50K Sign-up Bonus
Came across this promo again while booking a recent stay at a Marriott.
FYF and bonus points trigger after first purchase plus Cat 4 cert.
https://lp34.marriottpremier.ca/?JOBNUM=VMR1407020
Edit: Looks like its targeted for Elite members. I'm only a Silver and it triggered for me.
FYF and bonus points trigger after first purchase plus Cat 4 cert.
https://lp34.marriottpremier.ca/?JOBNUM=VMR1407020
Edit: Looks like its targeted for Elite members. I'm only a Silver and it triggered for me.
Last edited by Cruban; Jan 19, 2015 at 6:54 pm Reason: Targeted offer
Jan 19, 2015, 9:02 pm
#1373
Join Date: Mar 2007
Posts: 4,784
Came across this promo again while booking a recent stay at a Marriott.
FYF and bonus points trigger after first purchase plus Cat 4 cert.
https://lp34.marriottpremier.ca/?JOBNUM=VMR1407020
Edit: Looks like its targeted for Elite members. I'm only a Silver and it triggered for me.
FYF and bonus points trigger after first purchase plus Cat 4 cert.
https://lp34.marriottpremier.ca/?JOBNUM=VMR1407020
Edit: Looks like its targeted for Elite members. I'm only a Silver and it triggered for me.
See this thread
http://www.flyertalk.com/forum/marri...l#post24198294
Jan 20, 2015, 9:46 am
#1374
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,159
Great offer. Thanks for sharing it, Cruban. My wife and I signed up for that one a couple of years ago and got excellent value from it.
Nice to see the pot sweetened a bit by SPG and Marriott Rewards
Nice to see the pot sweetened a bit by SPG and Marriott Rewards
Jan 20, 2015, 9:24 pm
#1375
Join Date: May 2010
Location: YHM
Programs: Flying Blue, Aeroplan, Marriott Gold Elite, Nexus
Posts: 19
Came across this promo again while booking a recent stay at a Marriott.
FYF and bonus points trigger after first purchase plus Cat 4 cert.
https://lp34.marriottpremier.ca/?JOBNUM=VMR1407020
Edit: Looks like its targeted for Elite members. I'm only a Silver and it triggered for me.
FYF and bonus points trigger after first purchase plus Cat 4 cert.
https://lp34.marriottpremier.ca/?JOBNUM=VMR1407020
Edit: Looks like its targeted for Elite members. I'm only a Silver and it triggered for me.
Jan 22, 2015, 5:40 am
#1376
Join Date: Jan 2012
Location: YYZ, Canada
Posts: 120
With the huge dive of the US dollar due to yesterday's rate cut, (and the expected decline to continue) travel for us Canadians is getting so much more expensive. It's going to cost close to $2 for a UK pound, $1.50 for a Euro. A lot of us have plenty of points, or are constantly accumulating them, and need to go somewhere.
While I think we should all be exploring our great country more, as we know, it ain't cheap either (although the low gas prices will certainly help with a road trip). Any suggestions of destinations that will allow us a reasonable bang for our buck?
While I think we should all be exploring our great country more, as we know, it ain't cheap either (although the low gas prices will certainly help with a road trip). Any suggestions of destinations that will allow us a reasonable bang for our buck?
Jan 22, 2015, 6:50 am
#1377
Join Date: Sep 2012
Posts: 1,098
With the huge dive of the US dollar due to yesterday's rate cut, (and the expected decline to continue) travel for us Canadians is getting so much more expensive. It's going to cost close to $2 for a UK pound, $1.50 for a Euro. A lot of us have plenty of points, or are constantly accumulating them, and need to go somewhere.
While I think we should all be exploring our great country more, as we know, it ain't cheap either (although the low gas prices will certainly help with a road trip). Any suggestions of destinations that will allow us a reasonable bang for our buck?
While I think we should all be exploring our great country more, as we know, it ain't cheap either (although the low gas prices will certainly help with a road trip). Any suggestions of destinations that will allow us a reasonable bang for our buck?
Jan 22, 2015, 9:32 am
#1378
Join Date: Jan 2014
Location: yyz
Posts: 1,611
With the huge dive of the US dollar due to yesterday's rate cut, (and the expected decline to continue) travel for us Canadians is getting so much more expensive. It's going to cost close to $2 for a UK pound, $1.50 for a Euro. A lot of us have plenty of points, or are constantly accumulating them, and need to go somewhere.
While I think we should all be exploring our great country more, as we know, it ain't cheap either (although the low gas prices will certainly help with a road trip). Any suggestions of destinations that will allow us a reasonable bang for our buck?
While I think we should all be exploring our great country more, as we know, it ain't cheap either (although the low gas prices will certainly help with a road trip). Any suggestions of destinations that will allow us a reasonable bang for our buck?