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MilesBuzz: Canada

Old May 13, 2013, 10:15 pm
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MilesBuzz: Canada

Old Dec 7, 2014, 9:48 am
  #1261  
alc
 
Join Date: Dec 2008
Posts: 4,519
Originally Posted by jerryhung
I think AMEX Air Miles card is 1600 AM via referral (look in the Referral AMEX thread). Public offer is 1000 AM, not 500 though
Preacher7 is not looking for the AMEX Plat card, hence it is 500 Air Miles sign-up bonus.

Originally Posted by jerryhung
As for VISA, what do you already have? and not have?
TD Aeroplan VISA is obviously better with 25K Aeroplan, FYF
or maybe SCOTIA VISA with $75 Amazon cashback?
Preacher7 is looking for "no annual fee" card and not "First Year Free" card.

Preacher7, here are my suggestions:

VISA - open a "TD All-Inclusive Banking" account and put $5000 in it. Then you can get a TD First Class Travel Visa Infinite Card with no annual fee forever (or until TD cancel this feature). There are a number of other benefits too (TD USD VISA, TD USD Account, $60 off toward a Safety Deposit Box, etc...)

MC - Target / PC Financial World. Depending where you shop your stuff the most, or just get them all. I do price match at Target and get 5% off, and the rest price match at other Loblaws family of store to get 2% rebate in PC Points.

AMEX - SimplyCash (not the Preferred one) and get 5% for 1st 6 months and 1.25% afterward.

Goodluck
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alc is offline  
Old Dec 7, 2014, 9:53 am
  #1262  
 
Join Date: Sep 2013
Programs: AC SE100K, AA EXP, SPG Plt, HH Dmnd
Posts: 1,508
Amex seems to be tightening up their offerings quite a bit. Going on 8 months without a SPG offer, recent cancellation of the Holt Renfrew card, losing Costco, and not much in the way of above-average bonuses on the other cards.
Bonaventure is offline  
Old Dec 7, 2014, 9:54 am
  #1263  
 
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,589
If it's a long term hold, the signup bonus shouldn't matter.

The Amazon.ca Visa is the best no annual fee Visa card, because of the no forex fees. People who have annual fee cards still end up using this card while traveling instead of putting it away in a sock drawer, so there's value in it.

The Amex Blue Sky gives 10k points upon 500 in spending (worth $100 travel credit, referral available if you have friends/family with it), or the Simply Cash regular gives 6 months 5% cashback on gas/groceries/restaurants which may beat the Blue Sky at higher spending levels.
crimsona is offline  
Old Dec 7, 2014, 11:00 am
  #1264  
 
Join Date: Nov 2010
Programs: Enough
Posts: 961
Originally Posted by crimsona
The Amazon.ca Visa is the best no annual fee Visa card, because of the no forex fees. People who have annual fee cards still end up using this card while traveling instead of putting it away in a sock drawer, so there's value in it.
The Amazon.ca VISA is the one card I'd recommend everyone just holds onto. If someone just turned 18, and they're searching for their first credit card (which they should always keep), I'd recommend the Amazon.ca VISA.
durberville is offline  
Old Dec 7, 2014, 3:38 pm
  #1265  
 
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Thanks a lot to all of you for your help, I really appreciate it!
Preacher7 is offline  
Old Dec 7, 2014, 4:11 pm
  #1266  
 
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Preacher, I know you're also an Airmiles casual collector, so in addition to the Amex Airmiles no fee regular card, there's also the BMO Airmiles MC with 400 welcome points.

I know you want those as keeper cards to build up credit history, and you probably don't want to spend much with them, but I would make sure you also spend time to keep those accounts active with the odd purchase every month or two...For eg., in the case of BMO, they monitored my lack of usage and lowered the limit without any warning. With MBNA, they closed up one of my wife's accounts when she had no activity for 12 months, never got any notification that it was going to be canceled.
JJonahJ is offline  
Old Dec 7, 2014, 5:03 pm
  #1267  
 
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Thx, JJJ! The no-activity reminder is a good one. Some of our Choice cards haven't had activity on them since the summer. I'd hate to have them shut down without warning.
Preacher7 is offline  
Old Dec 8, 2014, 6:19 am
  #1268  
 
Join Date: Aug 2014
Posts: 120
I don't know if this was already discussed in here, but apparently RFD is offering $85 cashback with the TD Aeroplan card.

Info here:
http://www.redflagdeals.com/deal/cre...an-miles-more/
scoobybpc is offline  
Old Dec 8, 2014, 10:40 am
  #1269  
 
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,176
Originally Posted by stoddaj1
I too tried to complete the online application and it indicated the $150 fee. Suggestions?
The page has disappeared completely now. Funny, wasn't the whole point to maximize signups to raise money for UHN? They could have smashed their projections by allowing signups through this week

This was a pretty awesome deal... usually I avoid the proprietary Aventura/Avion type arrangements because even if FYF, it takes me longer than just one year to get enough points to make a redemption worthwhile. But at 3 years free, well, now we're talking.
heraclitus is offline  
Old Dec 8, 2014, 12:52 pm
  #1270  
 
Join Date: Mar 2007
Posts: 4,786
Originally Posted by scoobybpc
I don't know if this was already discussed in here, but apparently RFD is offering $85 cashback with the TD Aeroplan card.

Info here:
http://www.redflagdeals.com/deal/cre...an-miles-more/
it's now $70 after Dec 8th 1 pm


and the BMO $400 credit offer is DEAD also, now that it has gone "public"
jerryhung is offline  
Old Dec 8, 2014, 5:57 pm
  #1271  
 
Join Date: Oct 2014
Location: Canada
Posts: 248
Originally Posted by jerryhung
it's now $70 after Dec 8th 1 pm


and the BMO $400 credit offer is DEAD also, now that it has gone "public"
I applied just this afternoon for the RFD deal... I hope I even get any amount of cashback at this point. I applied online only for them to create the application over the phone. I wonder if them just adding the RFD code will link it back to the same tracking id on RFD?
bjywong is offline  
Old Dec 8, 2014, 8:34 pm
  #1272  
 
Join Date: Nov 2010
Programs: Enough
Posts: 961
Re: BMO

There are currently posts on RFD, from senior posters, that say they've spoken with a supervisor at BMO and they will be honouring. Again, just a third-party anecdote, but it looks good, and BMO might be doing a great good by donating a huge amount of $ to the Toronto Hospital system!
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durberville is offline  
Old Dec 9, 2014, 4:07 pm
  #1273  
 
Join Date: Nov 2014
Posts: 4
Originally Posted by durberville
Re: BMO

There are currently posts on RFD, from senior posters, that say they've spoken with a supervisor at BMO and they will be honouring. Again, just a third-party anecdote, but it looks good, and BMO might be doing a great good by donating a huge amount of $ to the Toronto Hospital system!
I was approved for the card today. A rep called, asked a few questions about my income, verified my dob and address, andand said I can expect the card in 10 business days. Sure hope all the benefits are included.
yakadayaka is offline  
Old Dec 10, 2014, 11:20 am
  #1274  
 
Join Date: Nov 2011
Posts: 95
I was referred for my Amex business gold and have just fulfilled the $5000 spending requirement within 3 months. I am quite happy to see 30,000 points bonus posted in my account right after I spent over $5000. Anyone knows when they will post the remaining 10,000 points bonus (30k non referral vs 40k via referral) ? Maybe I am too early to worry about it..
hktramz is offline  
Old Dec 10, 2014, 11:51 am
  #1275  
 
Join Date: Sep 2012
Location: SEA, YVR
Programs: Alaska MVPG, Flying Blue Gold, BA Silver, Hilton Diamond, Hyatt Globalist
Posts: 570
Originally Posted by hktramz
I was referred for my Amex business gold and have just fulfilled the $5000 spending requirement within 3 months. I am quite happy to see 30,000 points bonus posted in my account right after I spent over $5000. Anyone knows when they will post the remaining 10,000 points bonus (30k non referral vs 40k via referral) ? Maybe I am too early to worry about it..
After I hit the $5,000 min spend requirement, my 40k points posted on the next statement - it wasn't split into 30,000 / 10,000 increments. It might be worth sending an email through secure message to double check.
lily23 is offline  

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