edited wiki a bit, removed some kid's referral RFD link and get used to new term, NFFY.. not free first year

Thanks for the info. Do you (or anyone) happen to know if the Cap One IHG mastercard pulls from eq and tu as well (double-pull)? Thanks.

Milesbuzz: Canada
 

yup double pull. Make sure you have had no apps for at least 3 months

X2 on this. Forgot I had a line of credit application in May (?), applied in Sep, automatic rejection.

Nasty! This is not a card I would recommend churning.

Thanks.

Maybe it should be NFYF, Not FYF, or non-FYF? I say this because we already use FYF for First Year Free.

non-FYF sounds about right.

microcosm, thanks for policing. But, did you also report the referral RFD link and FT-member who made that change, to the moderators? That is a huge infraction, and totally against the current FT policies.

Personally, I don't like NFFY, but maybe it's just me. :p

Instead, why not list the actual $150/yr fee, like the other cards that have AF, mentioned in the wiki? In fact, the Aeroplan Plus Gold card should just be yanked from the wiki since it's not even a good promo right now. When (if) it comes back as a FYF card, then re-list it. For eg., the Amex Biz Gold Rewards card is no longer FYF, and so it too is now no longer listed in the wiki.

5c-J

I like this. Just list the fee and for those cards that waive the fee for the first year, simply add FYF. Otherwise it becomes too alphabet-soupy.

Done.

Listed the fees for cards that were missing them. Some of us would actually consider keeping a card after the first year - speaking as an Aspire and Marriott cardholder.

The Alaska card doesn't waive the fee but the annual fee is also lower for an airline card (mostly offset by GCR). The companion fare alone is decent for keeping after year 1 if TD ever makes it much harder to churn for west coast cardholders

Excellent job. The list looks great! It really needed some updating. I'm still waiting to get enough posts to have permission to do some editing whenever appropriate.

You need 90 posts, so only a few more to go!

I just realized that you were talking of the link I added… You should really check your facts.

RFD requires to LOG-IN in order to get cashback. The link i used was a PUBLIC deeplink to the app, available on http://www.redflagdeals.com/cashback/. It takes you to a offer page, from where you will be redirected to the app page after logging in. If you're already logged in RFD, it will display YOUR tracking code.

When I copied the deeplink, I was LOGGED OUT from RFD, and using a PRIVATE SESSION of my browser, meaning no referral info could have been present.

If you know anything about how affiliate links work, just look at the parameters of the URL.
is RFD intern reference for this cashback deal.
is RFD default affiliate URL to the Scotia App page. If you use only this URL, RFD will get a commission, but in order to deliver cashback to a member, they'd need said member tracking code, which is not present in the link.

For instance, the tracking URL looks like this when I'm logged in (tracking code censored in example below) :
The tracking code is also displayed when applying while logged in. The default affiliate link is available if you click "I'm not interested in RedFlagDeals™ Cash Back".
http://i.imgur.com/k9R22bC.png

So what I added was a DEEPLINK the the RFD deal, but it never was a referral link of any sort. I hope things are clear.
Now, I agree I should have explained here what kind of link I posted. It would have avoided any confusion, and I understand it was easy to be confused by this link.
If no one sees any objection, we should add the link again to the Wiki, thus it will easier be for FTers to find the cashback offer.

for us, the Alaska card will become quite attractive if this rumored Costco switch from AMEX to MC occurs

1 point per $ is not amazing, but with Alaska points valued at over 2 cents, its one of the better MC rewards programs.