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-   -   MilesBuzz: Canada (https://www.flyertalk.com/forum/milesbuzz/1466579-milesbuzz-canada.html)

flipstah Apr 8, 2015 12:25 pm


Originally Posted by crimsona (Post 24636091)
$249 USD (311 CAD) membership only gets you 10 visits
$399 USD (500 CAD) gets you unlimited visits.

But at $500 CAD, you are better off with the $699 Canadian Plat with $200 annual travel credit since that one covers guests too.

I don't travel more than 5 round trips so this actually works best for me. ^

zer0k1 Apr 8, 2015 12:27 pm


Originally Posted by crimsona (Post 24636091)
$249 USD (311 CAD) membership only gets you 10 visits
$399 USD (500 CAD) gets you unlimited visits.

But at $500 CAD, you are better off with the $699 Canadian Plat with $200 annual travel credit since that one covers guests too.

Yeah and if you are using Priority Pass frequently then the Business Plat wouldn't really be worth it because it gives you the lower tier membership to Priority pass, which charges $27 per visit.

gspurr Apr 8, 2015 2:06 pm

Although I have been churning for awhile I have not asked for a lot of advice on this and would like a bit of help in a couple of areas. Is there any downside of cancelling a card as soon as you don't have more need for it (i.e. you used all its points)? Is there a period you should always hold onto the card for since it was issued so the CC company doesn't come after you for its points back? Secondly, does Amex Platinum or Amex Aeroplan Platinum under any circumstances refund (prorated of course) its membership fees if you cancel before the year is up?

jerryhung Apr 8, 2015 2:51 pm


Originally Posted by gspurr (Post 24636523)
Although I have been churning for awhile I have not asked for a lot of advice on this and would like a bit of help in a couple of areas. Is there any downside of cancelling a card as soon as you don't have more need for it (i.e. you used all its points)? Is there a period you should always hold onto the card for since it was issued so the CC company doesn't come after you for its points back? Secondly, does Amex Platinum or Amex Aeroplan Platinum under any circumstances refund (prorated of course) its membership fees if you cancel before the year is up?

I know many say to cancel after 6 months
but not sure if it really matters

For AMEX Plat (Canadian at least), they issue 100% refund within 60 days
They MAY prorate after that, but YMMV

gspurr Apr 8, 2015 3:30 pm


Originally Posted by jerryhung (Post 24636774)
I know many say to cancel after 6 months
but not sure if it really matters

For AMEX Plat (Canadian at least), they issue 100% refund within 60 days
They MAY prorate after that, but YMMV

Thanks for the help

Finkface Apr 8, 2015 3:40 pm


Originally Posted by pokee (Post 24630850)
LOL - the BLI SpringHill is my go-to freebie each year, too! I think it's the only one left! And that one just got upped, too!....

Mine too, lol. In fact, I am staying there in a couple of weeks after coming off an 11pm arrival.

DealAddict Apr 8, 2015 4:50 pm


Originally Posted by jerryhung (Post 24636774)
I know many say to cancel after 6 months
but not sure if it really matters

For AMEX Plat (Canadian at least), they issue 100% refund within 60 days
They MAY prorate after that, but YMMV

Probably not if you got the sign up bonus though? I

zer0k1 Apr 9, 2015 9:53 am


Originally Posted by jerryhung (Post 24636774)
I know many say to cancel after 6 months
but not sure if it really matters

For AMEX Plat (Canadian at least), they issue 100% refund within 60 days
They MAY prorate after that, but YMMV

If you have already used the features like signup bonus and travel credit, they most likely will not issue a 100% refund and possibly not even a prorated refund. This is very YMMV.

CrownRoyalForever Apr 9, 2015 4:43 pm


Originally Posted by flipstah (Post 24636024)
I guess. I just don't like taking unnecessary dents in my credit. The VISA was given to me. ^

The 20k Starpoints is definitely worth the minor dent. I wouldn't even call it a dent, more like a blip.

Not to mention your SPG will inherit your 'Member Since Date'. I daisychain my Amex cards, applying for a different one every year just before I close the current one.


Cheers

Hyacinthe Apr 10, 2015 10:10 am

Just got alerted that GCR is increasing the cashback on several Scotia cards, up to $70, until May 31: http://www.greatcanadianrebates.ca/display/Scotiabank/

grandgourmand Apr 14, 2015 12:29 pm

Anyone churn the MBNA Best Western card?
 
Yes, I know, transferring hotel points to airlines is a bad ratio but...

1) No annual fee on this card
2) $25 GCR rebate
3) 20,000 = 5,000 AA points
4) Its MBNA so presumably you can have more than one card?

At least good for a top up.

JJonahJ Apr 14, 2015 2:06 pm


Originally Posted by grandgourmand (Post 24664619)
Yes, I know, transferring hotel points to airlines is a bad ratio but...

1) No annual fee on this card
2) $25 GCR rebate
3) 20,000 = 5,000 AA points
4) Its MBNA so presumably you can have more than one card?

At least good for a top up.

Discussed recently at the card's thread.
http://www.flyertalk.com/forum/best-...l#post24635304
Concur, can be good for top ups.

grandgourmand Apr 14, 2015 2:17 pm


Originally Posted by JJonahJ (Post 24665113)
Discussed recently at the card's thread.
http://www.flyertalk.com/forum/best-...l#post24635304
Concur, can be good for top ups.

Thanks. Will comment on that thread. Probably best not to convert and use for hotel redemptions. Hotel points are more valuable now given the CAD weakness.

ecgz88 Apr 16, 2015 6:09 pm

just received my first Alaska CC bill, have a annual fee $9 ? anyone know why? is it pro-rated? I don't want to call MBNA in case if it's their billing error and don't charge me $75:D

prmetime Apr 16, 2015 6:36 pm


Originally Posted by ecgz88 (Post 24676622)
just received my first Alaska CC bill, have a annual fee $9 ? anyone know why? is it pro-rated? I don't want to call MBNA in case if it's their billing error and don't charge me $75:D

Since your year starts when you apply it won't be pro-rated. I wouldn't call in and ask!


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