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Originally Posted by mileshound
(Post 18051651)
Good deed appreciated. We will try. Thanks
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Originally Posted by mileshound
(Post 18050353)
Like the OP, a friend needs 300K to get 3 people to Europe in 2013. He has not played the CC game and is starting from scratch so he has lots of opportunities. This is my plan for him. I think you can still get the Onepass card then the explorer card. Please correct me if I am wrong. The OP may want to consider this too.
Another thing they are doing is not applying for the exact same card at the same time. This is in case a better deal comes along at least one of them can get in on it. Also, he can not do Fidelity or TD Ameritrade due to his job. One issue is this plan is all cards are with Chase. Even if he applies 60 days apart, this will take about 8 months for the miles to post. Husband: One pass card – 30K Sapphire – 50K Explorer – 50K Freedom - 30K Wife: One pass card – 30K Explorer – 50K Sapphire – 50K Freedom - 30K Any other suggestions are appreciated. |
This is pretty sick. I should have done this when meeting my Ink Bold spend....
Originally Posted by Frequent Miler
(Post 18046976)
I agree with others that the Ink Bold is probably your best bet. That would give you 50K bonus points plus at least 5K due to the minimum spend requirements. Here's the really cool part: since the Ink Bold gives 5 points per dollar for office supply purchases, you can follow this strategy to meet your minimum spend and get many more points:
First, go through the Ultimate Rewards Mall to Staples. Staples sells gift cards online. With your Ink Bold, buy as many gift cards this way as you can actually feasibly use. Except for bank Visa cards, there are no shipping or service fees when purchasing these. You will get a total of 9 points per dollar for these purchases! (5X from Ink Bold + 4X Ultimate Rewards Mall). If you meet your minimum spend entirely this way, you would get an extra 5000 X 9 = 45,000 Ultimate Rewards points! Unfortunately, Staples.com doesn't carry a great selection of gift cards, so the next best option is to go to nearby office supply stores and find their gift card racks. Buy Amazon gift cards, gas cards, etc. These will net you 5 points per dollar. Another option, with or without the Ink Bold: You can also do things like "Buy Ultimate Rewards Points for 1.1 cents each". Good luck! |
Originally Posted by civico
(Post 18051989)
Is he comfortable getting the Ink Bold Business card? I know it has been mentioned here before (even by myself) but it really is the best, quickest way to build Chase points. This is because you can almost always get approved for business card at the same time as a personal card, meaning that you can pull in 100k at one point instead of just 50k or 30k. Something to definitely consider, and it is only my opinion, but I highly doubt that a bigger bonus will come around for it, since it is a biz card. Usually, the big offers are for the personal cards, so they can rest easy getting that card now. And if they both go it, that would really help.
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Use UR Mall
Any big purchases via UR Mall can add up quickly as well
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Originally Posted by mileshound
(Post 18050353)
Like the OP, a friend needs 300K to get 3 people to Europe in 2013. He has not played the CC game and is starting from scratch so he has lots of opportunities. This is my plan for him. I think you can still get the Onepass card then the explorer card. Please correct me if I am wrong. The OP may want to consider this too.
Another thing they are doing is not applying for the exact same card at the same time. This is in case a better deal comes along at least one of them can get in on it. Also, he can not do Fidelity or TD Ameritrade due to his job. One issue is this plan is all cards are with Chase. Even if he applies 60 days apart, this will take about 8 months for the miles to post. Husband: One pass card – 30K Sapphire – 50K Explorer – 50K Freedom - 30K Wife: One pass card – 30K Explorer – 50K Sapphire – 50K Freedom - 30K Any other suggestions are appreciated. |
Originally Posted by 8mpg
(Post 18053719)
That is an awful lot of Chase cards at once. I doubt you will get them all. You need to apply for 2 same day then wait 90+ days to get the next round. Then you will probably run into having maxed out credit they will lend to you.
Another option is to substitute one card for a business card so they are only going for 3 personal cards in a year. |
Originally Posted by timbuk
(Post 18045741)
I'm planning on taking a trip with my wife summer of 2013 and am aiming for 200K UA miles to get two roundtrip biz class tickets to Europe. I currently have around 50k miles from the Explorer card bonus, plan on getting another 50k via the Sapphire Preferred. After those, with a rough spend estimate I'd get to ~120k total in about a year. So, 80k short of the goal. The kicker: the wife's not so enthusiastic about signing up for new cards, so the more I can keep her from having to do so, the better.
Any bonuses I'm missing out on? Any more 100k-type bonuses coming down the pike? I appreciate the advice, thanks! |
Originally Posted by mileshound
(Post 18054465)
They will have to space them out at least 2 months apart. I figure the 1st 2 are easy, the 3rd may need a call and the 4th may need a call and a need to cancel a curent card.
Another option is to substitute one card for a business card so they are only going for 3 personal cards in a year. |
The quickest obvious way is to get her to sign up for her own UA and Sapphire cards.
But I agree that making sure you are maximizing shopping mall points for online purchases can be an easy way to multiply your points. As long as it is stuff you would otherwise be buying anyway. The UR mall has some very good bonus opportunities. The UA MP shopping mall does as well. You just have to remember to use the portals when you are shopping online. It can be a tough habit to get into though...at least it was for me, but I am a lot more vigilant about it these days. |
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Originally Posted by civico
(Post 18051989)
Is he comfortable getting the Ink Bold Business card? I know it has been mentioned here before (even by myself) but it really is the best, quickest way to build Chase points. This is because you can almost always get approved for business card at the same time as a personal card, meaning that you can pull in 100k at one point instead of just 50k or 30k. Something to definitely consider, and it is only my opinion, but I highly doubt that a bigger bonus will come around for it, since it is a biz card. Usually, the big offers are for the personal cards, so they can rest easy getting that card now. And if they both go it, that would really help.
ink bold had targeted offers of 80k too. I do agree that 50k is a good offer and if you need the miles now, go for it. If you are willing to wait, or travel is not imminent, maybe you will see a higher bonus offer down the line. |
Another benefit of the Chase Freedom card is the quarterly revolving 5x points bonus categories. They advertise it as 5% cash back, but really it's 5x points that can be redeemed for cash. But if you have the Chase Sapphire Preferred, you can just transfer the points from your Freedom card to the Sapph Pref card (easily done online). This was recently explained on Deals We Like's blog:
http://boardingarea.com/blogs/dealsw...chase-freedom/ Right now it's 5x on Gas and Amazon.com purchases. Starting in April it will be grocery stores and movies. July-Sept is Gas and Restaurants. Oct-Dec is Hotels, Airlines, Best Buy, and Kohl's. It's a great way to boost your points earning, and assuming you spend $1.5k per quarter in the categories, that's an extra 24k UA miles in your wallet. One thing to realize, however, is that only $1,500 in spending each quarter is eligible for the 5x points. |
Originally Posted by timbuk
(Post 18045741)
I'm planning on taking a trip with my wife summer of 2013 and am aiming for 200K UA miles to get two roundtrip biz class tickets to Europe. I currently have around 50k miles from the Explorer card bonus, plan on getting another 50k via the Sapphire Preferred. After those, with a rough spend estimate I'd get to ~120k total in about a year. So, 80k short of the goal. The kicker: the wife's not so enthusiastic about signing up for new cards, so the more I can keep her from having to do so, the better.
Any bonuses I'm missing out on? Any more 100k-type bonuses coming down the pike? I appreciate the advice, thanks! |
Originally Posted by RichmondFlyer
(Post 18057229)
Looking at this summer, having a hard time finding any flights from Dulles to Rome for less than 110,000 RT in COACH. How far in advance do you suspect you'll need to book to find those flights in business class at 100K per RT?
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