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-   -   help getting points/miles (https://www.flyertalk.com/forum/milesbuzz/1299247-help-getting-points-miles.html)

loudgonzo Jan 6, 2012 9:08 am

help getting points/miles
 
I want to pay off the balance on an auto loan using a credit card. The bank accepts CC (visa,mc,discover only) but it comes across as a cash advance (found this out because it was declined, called CC and they told me cash advance limit is 1k per day).

What other option can I use to pay this off....$5,600
I have Citi AA and Amex gold reward and would prefer to use the Amex.

clacko Jan 6, 2012 9:25 am

5 days @ $1k ea & 1 @ $600?....maybe have a $6k credit balance to start?

loudgonzo Jan 6, 2012 9:41 am


Originally Posted by clacko (Post 17760533)
5 days @ $1k ea & 1 @ $600?....maybe have a $6k credit balance to start?

I have the credit available, on either card, but the payment would come across as a cash advance, which limits it to 1k per day, and no points or miles.

I was thinking more along lines of using gift cards

Palaimo Jan 6, 2012 10:07 am

Haven't tried it before, but maybe look into Chargesmart?

jjmiller69 Jan 6, 2012 10:39 am


Originally Posted by loudgonzo (Post 17760388)
I want to pay off the balance on an auto loan using a credit card. The bank accepts CC (visa,mc,discover only) but it comes across as a cash advance (found this out because it was declined, called CC and they told me cash advance limit is 1k per day).

What other option can I use to pay this off....$5,600
I have Citi AA and Amex gold reward and would prefer to use the Amex.

If you find a way I'll be watching. I owe $5700. and can pay it off any time. I was just going to write a check this month, because I'm not aware off any way to pay with a CC and get milage? Good luck

AlohaDaveKennedy Jan 6, 2012 12:21 pm

Giftcards.com or simonmalls VISAs purchased with your cc? Carefully look at the profit margin and at rebate sites that might be able to reduce the hit.:p


Originally Posted by jjmiller69 (Post 17761029)
If you find a way I'll be watching. I owe $5700. and can pay it off any time. I was just going to write a check this month, because I'm not aware off any way to pay with a CC and get milage? Good luck


clacko Jan 6, 2012 1:55 pm

will the bank take the gift cards?....if so, go for it?



above, i was talking about how to do the cc payment by using the max each day & hoping to avoid paying any balance interest, only the cash advance costs.....i wasn't advocating it?


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