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Multiple AMEX apps - 1 inquiry?
If I apply for multiple AMEX cards (gold, SPG, plat) at one time in different browsers, will I only end up with 1 inquiry on credit report?
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yes, you will only get 1 inquiry but each additional application will be automatically rejected. amex only allows 1 app every 30 days. i tried this multiple times ;)
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Originally Posted by nystateomind
(Post 16701369)
yes, you will only get 1 inquiry but each additional application will be automatically rejected. amex only allows 1 app every 30 days. i tried this multiple times ;)
ha.. thanks for the info! |
Originally Posted by AVIZ
(Post 16701400)
ha.. thanks for the info!
also no matter how many browser windows or type of browser you use at same time, each application makes a call to the "credit report server"..so they are all marked as separate credit queries.. |
Originally Posted by nystateomind
(Post 16701369)
yes, you will only get 1 inquiry but each additional application will be automatically rejected. amex only allows 1 app every 30 days. i tried this multiple times ;)
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Originally Posted by MVF Trekker
(Post 16701511)
That's not true. Four months ago, I applied online for 3 Amex cards and got immediately approved for all of them. I applied for the 2nd and 3rd card on the same day, the day after I applied for the first card.
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Originally Posted by nystateomind
(Post 16701369)
yes, you will only get 1 inquiry but each additional application will be automatically rejected. amex only allows 1 app every 30 days. i tried this multiple times ;)
I applied for the JetBlue Personal & Business AMEX one right after the other (same day), and got them both pending. With a little handiwork on the phone I got them both approved. Neither were instantly denied though. |
My wife and I applied for two AmEx cards each a couple of weeks ago, and only got a single pull each. I was accepted for both and she was accepted for one and declined for the other. I applied one personal and one business and she applied for two business.
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You may want to hold off on your SPG app for a while. I've seen a couple of posts imply that there will be a good SPG bonus card coming later this month. See the bottom of this post.
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I would suggest looking at www.creditboards.com for more exact information.
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Originally Posted by mragin
(Post 16702175)
You may want to hold off on your SPG app for a while. I've seen a couple of posts imply that there will be a good SPG bonus card coming later this month. See the bottom of this post.
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So, is the general consensus that you can pretty easily apply for AMEX cards every 30 days without the hassle of potentially calling them? I recently got the Gold Premier card, but hoping for the new SPG card that is being rumored to be around the corner.
Thanks! |
I have heard various "rules" on here as to when you can apply for CC's but I don't think there are hard and fast rules with either AMEX or Chase.... I applied for and was approved for the Amex PR and less than 30 days later the Plat card. With Chase the Continental then BA card in a couple months time.
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Originally Posted by nystateomind
(Post 16701369)
yes, you will only get 1 inquiry but each additional application will be automatically rejected. amex only allows 1 app every 30 days. i tried this multiple times ;)
Also checked, and this was only one pull on her credit history. |
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