Canadian SPG American Express
Feb 6, 2012, 10:53 am
#1246
Join Date: Nov 2009
Programs: SPG,Air Canada aeroplan,
Posts: 5
Credit score to get approved for amex
Hi,
does anyone know what credit score you need to get approved for this card? I had some issues 2 years ago but I rebuild my credit since, I'm now at 670 with equifax
Is that enough to get approved or should i wait for it to go up even higher.
any help would be appreciated
Thank you,
does anyone know what credit score you need to get approved for this card? I had some issues 2 years ago but I rebuild my credit since, I'm now at 670 with equifax
Is that enough to get approved or should i wait for it to go up even higher.
any help would be appreciated
Thank you,
Feb 6, 2012, 1:55 pm
#1247
Join Date: Sep 2005
Posts: 62
Have any of you tried to negotiate your $30k spend bonus? I'm not interested in the automatic gold status at $30k since I earn Gold from SPG hotel stays. Anyone try getting something else, i.e. points?
Feb 6, 2012, 7:52 pm
#1248
Join Date: Apr 2002
Location: +61
Programs: SQ*PPS, QF-WP1 & LTG, VA-Gold, Marriott*LTT, Hilton*Gold, Accor*Platinum
Posts: 5,735
that would be amazing, but I've never heard of it. Maybe it adds to leverage when negotiating the annual fee?!
Feb 7, 2012, 10:49 am
#1249
Join Date: Apr 2011
Location: Quebec and Ontario, Canada
Programs: AC*E50, SPG/Marriott Plat
Posts: 1,917
YUL,
I hd the same thing happen when I applied for my card a year ago. AMEX had SPG create a new account (even tho I upplied my SPG number on the application). I had to call in and have my accounts merged. Basically they transferred my points from my old account to my new one.
In other news; I just cancelled my card this week (to avoid the annual fee of course) nd will try to get in on this 15K free before the end of March. 15k is a lot of hotels stays pro bono(if you redeem at the right properties)
I hd the same thing happen when I applied for my card a year ago. AMEX had SPG create a new account (even tho I upplied my SPG number on the application). I had to call in and have my accounts merged. Basically they transferred my points from my old account to my new one.
In other news; I just cancelled my card this week (to avoid the annual fee of course) nd will try to get in on this 15K free before the end of March. 15k is a lot of hotels stays pro bono(if you redeem at the right properties)
Thanks to William I now have my new number and everything is fixed (but lot of calls and email until that with no resolution). Without FT and William maybe I will still looking for my new number !
Feb 7, 2012, 11:12 am
#1250
Join Date: Mar 2010
Programs: LH SEN, SPG Gold, Aeroplan
Posts: 19
Getting hit by Amex annually with full credit check does not bother me since besides credit cards I do not use any other credit (mortgage, loans etc.). Therefore minor change in my credit score is meaningless to me. The only downside of churning SPG Amex (cancelling and re-explaining every year) I can see right now is the fact that I may be losing the extended warranty benefit on past purchases. Can Amex do it for that reason?
Why do you thing Amex Canada is letting us cancel the card and reapply basically in the same month, or even overlap two of the same credit cards? They cannot be doing it in order to attract new customers, because otherwise this no-fee offer would not happen second year in the row in the period aroung the SPG Amex Canada rollout anniversary. It would be much easier if they would just match first year offer to higher spenders (I spent 70K+ in this account year), as an appreciation of my business, without the need to reapply and cancel the current card. I could get over 100K annual spending, if my spouse’s supplementary card would be included for free as well.
Why do you thing Amex Canada is letting us cancel the card and reapply basically in the same month, or even overlap two of the same credit cards? They cannot be doing it in order to attract new customers, because otherwise this no-fee offer would not happen second year in the row in the period aroung the SPG Amex Canada rollout anniversary. It would be much easier if they would just match first year offer to higher spenders (I spent 70K+ in this account year), as an appreciation of my business, without the need to reapply and cancel the current card. I could get over 100K annual spending, if my spouse’s supplementary card would be included for free as well.
Feb 7, 2012, 11:24 am
#1251
Join Date: Mar 2010
Location: PHL
Programs: HH Diamond, SPG Plat; no plans for chasing any more airline status.
Posts: 880
Can I have both the American AND Canadian cards I've I have dual citizenship?
Feb 7, 2012, 12:50 pm
#1252
Join Date: Sep 2010
Location: YVR
Programs: AC*SE MM, Marriott Lifetime Titanium
Posts: 4,604
The requirement is more based on residency rather than citizenship. I've had U.S. credit cards in the past as a U.S. resident, but Canadian citizen. If you only live in Canada, then technically you're not eligible for the U.S. card.
Feb 7, 2012, 1:23 pm
#1253
Join Date: Mar 2010
Location: PHL
Programs: HH Diamond, SPG Plat; no plans for chasing any more airline status.
Posts: 880
Well, I do spent a significant amount of time both in Philly and in YVR.
Feb 7, 2012, 8:30 pm
#1255
Join Date: Mar 2010
Location: PHL
Programs: HH Diamond, SPG Plat; no plans for chasing any more airline status.
Posts: 880
Feb 8, 2012, 4:27 pm
#1256
Join Date: Jun 2011
Posts: 1,147
Churning Question
Hi all,
Quick question -- when you cancel and reapply for the SPG (perhaps even immediately), do you allow Amex/SPG to generate a new SPG number for you, or does it work to just use the SPG number from your existing SPG account?
Does it matter either way? I mean it would really suck not getting the sign-up bonus.
I've had my Amex SPG for about 6 months but would kind of like to cancel and reapply before the fee-free promo ends in March (and I just referred my parents and hope I get the referral bonus by then). Does anyone know how long the referral bonus takes to post?
Thanks very much!
Quick question -- when you cancel and reapply for the SPG (perhaps even immediately), do you allow Amex/SPG to generate a new SPG number for you, or does it work to just use the SPG number from your existing SPG account?
Does it matter either way? I mean it would really suck not getting the sign-up bonus.
I've had my Amex SPG for about 6 months but would kind of like to cancel and reapply before the fee-free promo ends in March (and I just referred my parents and hope I get the referral bonus by then). Does anyone know how long the referral bonus takes to post?
Thanks very much!
Feb 11, 2012, 10:27 pm
#1258
Join Date: Dec 2008
Posts: 4,519
Is current promo with "1st yr no fee" a target offer? Reason for my question is that I just noticed that I got different offer when I login to my SPG account (Gold) vs my wife SPG account (Basic):
My Account:
http://www.americanexpress.com/canad...yf_15_en.shtml
My Wife Account:
http://www.americanexpress.com/canad...ff_15_en.shtml
The only difference is the annual fee not wavied on the one off my wife account. Everything else seems to be the same.
Anyone else noticed this?
My Account:
http://www.americanexpress.com/canad...yf_15_en.shtml
My Wife Account:
http://www.americanexpress.com/canad...ff_15_en.shtml
The only difference is the annual fee not wavied on the one off my wife account. Everything else seems to be the same.
Anyone else noticed this?
Feb 12, 2012, 11:21 am
#1259
Join Date: Nov 2007
Location: YVR
Programs: AP, AS, BAEC, HH, SPG, FPC, PC
Posts: 282
How does one get the 5,000 referral bonus points?
I have simply just forwarded the link of the 1st year free with 15,000 bonus points website to at least six of my friends and all of them have been granted a new SPG Amex card.
Should I have done it any differently? Can I simply call Amex and have them manually credit me with the referral points?
Should I have done it any differently? Can I simply call Amex and have them manually credit me with the referral points?
Feb 12, 2012, 3:37 pm
#1260
Join Date: Oct 2004
Posts: 26
how does one get the referral bonus? do you think they'd pay it if I referred by husband?!