Canadian SPG American Express
Mar 31, 2010, 1:19 pm
#556
Join Date: Mar 2001
Location: Abbotsford, BC, Canada
Programs: Marriott Gold, HHonors Gold, IHG Silver, Aeroplan 25K, DVC
Posts: 310
Mar 31, 2010, 1:30 pm
#558
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
[Moderator enters ...]
I have moved this in an attempt to keep discussion of the SPG credit cards in the Starwood section.
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I have moved this in an attempt to keep discussion of the SPG credit cards in the Starwood section.
[...moderator exits]
Mar 31, 2010, 2:03 pm
#559
Join Date: Jun 2003
Location: YVR
Programs: AC E75, SPG Plat, HH peon-by-choice (ex Gold)
Posts: 8,090
Mar 31, 2010, 2:04 pm
#560
Join Date: Dec 2007
Location: SFO
Posts: 4,911
whoa...expensive annual fee 
... since it is free for the first year like the US-based card, i somehow see the reapplication rate on these cards to be 11 mos 30 days... cancel and reapply (haha...which is probably for any other cards as well)
... since it is free for the first year like the US-based card, i somehow see the reapplication rate on these cards to be 11 mos 30 days... cancel and reapply (haha...which is probably for any other cards as well)
Mar 31, 2010, 4:29 pm
#562
FlyerTalk Evangelist
Join Date: Aug 2000
Location: Edmonton, AB, Canada
Programs: AC 75K, Hertz President’s Circle, Accor Gold, Hilton Gold, Marriott Gold
Posts: 10,068
Personally, I buy out of province medical from TD separately. Covers the whole family for $162 annually, and does not require that we go to our out of province destination on a flight purchased on a specific credit card (that's the only time the CC insurance is in effect). I travel by car frequently enough to the US or Quebec that having coverage all the time is good value to me.
http://www.rbcroyalbank.com/cards/tr...-infinite.html
There is no requirement for anything to be purchased on the card. You can drive over and be covered. I suspect they will want proof of departure date in some form if you make a claim to establish the 15 days of coverage.
Mar 31, 2010, 4:41 pm
#563
Join Date: Feb 2007
Posts: 251
The above is not correct re: RBC Avion Infinite. See under Out of Country:
http://www.rbcroyalbank.com/cards/tr...-infinite.html
There is no requirement for anything to be purchased on the card. You can drive over and be covered. I suspect they will want proof of departure date in some form if you make a claim to establish the 15 days of coverage.
http://www.rbcroyalbank.com/cards/tr...-infinite.html
There is no requirement for anything to be purchased on the card. You can drive over and be covered. I suspect they will want proof of departure date in some form if you make a claim to establish the 15 days of coverage.
Mar 31, 2010, 4:54 pm
#564
Join Date: Nov 2008
Location: YYC
Programs: Hilton Diamond, Fairmont Plat, IHG Spire, SPG Gold, WS Gold, Hertz PC, National E Elite,
Posts: 2,766
I assume no rules in applying for both.
Mar 31, 2010, 5:00 pm
#565
Join Date: Nov 2009
Location: Waterloo, ON, Canada
Programs: SPG Gold
Posts: 228
I had a quick look through the RBC terms and it looks like the only "hole" in coverage would be if your kids traveled without the cardholder.
Mar 31, 2010, 5:44 pm
#566
Join Date: Jun 2003
Location: YVR
Programs: AC E75, SPG Plat, HH peon-by-choice (ex Gold)
Posts: 8,090
Mar 31, 2010, 5:56 pm
#567
Join Date: Jan 2008
Location: YYZ
Programs: All Accor Plat, 1865 Voyager, AE E35K, HH Gold,Hyatt, Hrtz Gold, Marriott Gold, NEXUS
Posts: 1,669
Just applied through the apply now link on the 11000 bonus email I received. I was approved instantly, but my credit limit is less than 1/4 of what it was on the SPG Mastercard. How are you supposed to earn points like that? I called and spoke to a rather condescending woman who treated me like I was trying to cheat them and said I could apply for an increase in 6 months!?!?! I felt like cancelling the card on the spot! I will probably work through my bonuses and do just that!
Any one have a similar experience or is it just me? I think the low limit is probably due to the fact that I keep an AMEX card right now just to use at Costco, so it doesn't get much use.
Any one have a similar experience or is it just me? I think the low limit is probably due to the fact that I keep an AMEX card right now just to use at Costco, so it doesn't get much use.
Mar 31, 2010, 6:42 pm
#568
Join Date: Mar 2010
Posts: 1
I think you'll find the amex site offer is not first year free! The 11k plus first year free appears to only be available on the spg site
Mar 31, 2010, 6:54 pm
#569
Join Date: Mar 2010
Programs: SPG Platinum, AC SE
Posts: 5
1) Give Gold status to a family/friend
2) Upgrade to Platinum if you already are Gold
3) Free Cat 5-6 night
Those would be nice thank-you's to people who already are loyal to SPG and also spend on the card.
Like many others, with no annual fee, the offer is too good to pass-up. I'll cancel a year from now ... AMEX is probably hoping none of us put the anniversary date in our calendars and forget to cancel.
Mar 31, 2010, 7:03 pm
#570
Join Date: Mar 2001
Location: Abbotsford, BC, Canada
Programs: Marriott Gold, HHonors Gold, IHG Silver, Aeroplan 25K, DVC
Posts: 310
