Buy Presidential Dollar Coins with CC @ Face Value, Free Shipping
Apr 10, 10, 11:34 am
#8431
Join Date: Jan 1999
Location: St Paul 02/04...not flying Delta
Posts: 2,324
Machine Failure
Well, I am getting coins, but the machine at my bank misfired again. The staff at the branch were great about it...you know dollars counting as quarters. They suggested next time I come in that I come to the teller first and they can 'watch' me put them in. I find in those situations, they even help a bit. Apparently Sundays are the quietest day for them.
Apr 10, 10, 5:55 pm
#8432
Join Date: Dec 2009
Posts: 5
Originally Posted by Astrophsx
I know there are a few members on here that are more knowledgeable on this topic than I am. I've seen posts that talk about how their bank was trying to charge them a fee to accept coins. Sometimes this is so they can pay for the truck to come haul the coins off to the reserve. I've seen some members reply that they can't spring new fees on you and such.
I am wondering about if a bank tells you that they are going to bill you a fee in order to sell back the currency to the reserve. That they have to pay a fee for the reserve to accept the money. That they cannot tell you what the fee is in advance and that they will just "apply" it to your account once they've been charged by the reserve.
I'm no MrPickles and I'm also not an expert on the inner-workings of a bank or know what legal rights I have. But I received a call today letting me know that if I bring anymore in that they will be forwarding on a charge that they receive from the reserve. I asked if they could mail me the actual fee, and they said they could not, that they would just apply the charge to my account when they receive it.
I found it to be very strange that they just now are springing this on me. I always call ahead and make sure they aren't busy when making a deposit and ask the bank manager if it's ok to come in at that time. Have had a very good relationship with the credit union. I'm not really sure if it's worth my time to fight over it, but I was just wondering if they are allowed to do this. If you have any thoughts let me know, I'd appreciate it!
I am wondering about if a bank tells you that they are going to bill you a fee in order to sell back the currency to the reserve. That they have to pay a fee for the reserve to accept the money. That they cannot tell you what the fee is in advance and that they will just "apply" it to your account once they've been charged by the reserve.
I'm no MrPickles and I'm also not an expert on the inner-workings of a bank or know what legal rights I have. But I received a call today letting me know that if I bring anymore in that they will be forwarding on a charge that they receive from the reserve. I asked if they could mail me the actual fee, and they said they could not, that they would just apply the charge to my account when they receive it.
I found it to be very strange that they just now are springing this on me. I always call ahead and make sure they aren't busy when making a deposit and ask the bank manager if it's ok to come in at that time. Have had a very good relationship with the credit union. I'm not really sure if it's worth my time to fight over it, but I was just wondering if they are allowed to do this. If you have any thoughts let me know, I'd appreciate it!
Apr 10, 10, 7:44 pm
#8433
Join Date: Sep 2009
Location: Austin TX
Programs: HH Dia, Hyatt Plat
Posts: 442
Originally Posted by rodneywkr
The State Employees Cr Union told me that they are no longer accept any coin deposit from me! PERIOD...... I thought about fighting it, then thought itis just easier to go to another bank
Apr 10, 10, 8:21 pm
#8434
Join Date: May 2009
Location: USA
Programs: UAL 1MM, Marriott Plat, Hyatt Globalist, AA 3MM
Posts: 828
Originally Posted by Astrophsx
I'm no MrPickles and I'm also not an expert on the inner-workings of a bank or know what legal rights I have.
Apr 10, 10, 9:52 pm
#8435
Moderator: Avis and Rental Cars
Join Date: Oct 2006
Programs: US Platinum, United 1k, HHonors Diamond, Avis CC, Priority Club Platinum, Marriott Gold
Posts: 7,710
Originally Posted by Frenchie Flyer
I've had 20 boxes of NAs on order for literally months. I lost out on the British Airways bonus miles, because of it. At first they said the coins were on hold and would ship, then on backorder. The dates keep moving out a few weeks. I think I'll cancel the order and try again. The first time it was the BA card that was rejecting the order...it was right at my credit line. So I split the order between two cards. So now I'll have to call and see what's up.
Frenchie Flyer
Frenchie Flyer
Last edited by IAHtraveler; Oct 26, 10 at 7:09 pm
Apr 10, 10, 10:54 pm
#8436
Join Date: Apr 2010
Programs: SPG Gold
Posts: 142
AMEX gift card is another option for the last minute. Remember to via ebates or mrrebates first to get another 1% cashback.
Originally Posted by IAHtraveler
Ouch! Lucky for us, my wife's tuition bill came due the same week we got the BA cards. If something like this happens to you again, I'd just go buy store gift cards on your last possible day so you don't forfeit the miles.
Apr 11, 10, 2:25 pm
#8437
Join Date: Feb 2009
Posts: 3,563
Originally Posted by mrpickles
I keep saying that I am just an average guy working my @@s off to make ends meet. Just my ends may be differant than most peoples. LOL
The only disappointing thing is how the value of the Delta Skymiles I've earned have greatly depreciated in just the past 6 months. I'm glad I was able to book tickets before they retired the NWA website. I only go for SPG points now or cash.
Bigcrumbs is a little above 1% cash rebate for American Express gift cards. My suggestion is to use your credit card to buy the Amex Gift card then use the gift card to buy the coins. The largest card you can get is $3k and I believe there is either a weekly or bi-weekly limit of $5k. There is a free 90 day next day shipping program and I can try and supply codes to wave the processing fee. So these cards come at no expense and you receive 1.2% cashback within 60 days. My lifetime payout from BigCrumbs is over $500. I can confirm these do earn points/miles when buying them with Amex brand cards.
Here is a referral link if you are interested: http://www.bigcrumbs.com/crumbs/land...rophys&s=64642
Apr 11, 10, 4:57 pm
#8438
Join Date: Dec 2007
Location: PDX|AKL|AMS|GVA|CPT - or somewhere in between
Programs: DL DM; 2MM
Posts: 2,322
American Express gift card acceptance ?
Originally Posted by Astrophsx
Bigcrumbs is a little above 1% cash rebate for American Express gift cards. My suggestion is to use your credit card to buy the Amex Gift card then use the gift card to buy the coins.
Is it possible to purchase coins with a giftcard ?
I've been doing a trial run thru the checkout process, but nowhere is payment accepted or facilitated of Amex Gift cards .... but sure enough with e-Gift Certificates.
And if so, would the purchase of Amex gift cards with a Visa/MasterCard CC count as cash advance or not accrue points at all (US Bank/Chase) ?
Apr 11, 10, 5:28 pm
#8439
Join Date: Apr 2010
Programs: SPG Gold
Posts: 142
I have mixed results with AMEX gift cards (regarded as credit cards). Some went through, and some didn't.
Purchases of AMEX gift cards are regarded as regular purchases, not cash advance.
Purchases of AMEX gift cards are regarded as regular purchases, not cash advance.
Originally Posted by Travelomania
Is it possible to purchase coins with a giftcard ?
I've been doing a trial run thru the checkout process, but nowhere is payment accepted or facilitated of Amex Gift cards .... but sure enough with e-Gift Certificates.
And if so, would the purchase of Amex gift cards with a Visa/MasterCard CC count as cash advance or not accrue points at all (US Bank/Chase) ?
I've been doing a trial run thru the checkout process, but nowhere is payment accepted or facilitated of Amex Gift cards .... but sure enough with e-Gift Certificates.
And if so, would the purchase of Amex gift cards with a Visa/MasterCard CC count as cash advance or not accrue points at all (US Bank/Chase) ?
Apr 11, 10, 6:16 pm
#8440
Join Date: Feb 2010
Location: TPA
Programs: Hyatt Globalist, SPG/Marriott Gold, AA Gold
Posts: 179
I have been able to purchase with a Visa gift card (which was purchased with an Amex). The card comes imprinted with my name, though-- not sure if that makes a difference. Purchase of the gift card showed up as a purchase on my Amex.
Apr 11, 10, 6:26 pm
#8441
Join Date: Dec 2007
Location: PDX|AKL|AMS|GVA|CPT - or somewhere in between
Programs: DL DM; 2MM
Posts: 2,322
Originally Posted by Corylopsis
I have mixed results with AMEX gift cards (regarded as credit cards). Some went through, and some didn't.
The United States Mint Online Catalog only accepts credit cards and United States Mint issued E-Gift Certificates.
Apr 11, 10, 7:13 pm
#8442
Join Date: Feb 2009
Posts: 3,563
Originally Posted by Travelomania
From the Mint website:
Or do you have to call in your order in order to facilitate acceptance of Giftcards ?
Or do you have to call in your order in order to facilitate acceptance of Giftcards ?
If you have any concerns start out small and work your way up. If for any reason you can't get it to work, which I don't see happening, you can always use the gift card to pay off your utilities.
Apr 11, 10, 7:17 pm
#8443
Join Date: Mar 2006
Posts: 1,629
Originally Posted by Astrophsx
Bigcrumbs is a little above 1% cash rebate for American Express gift cards. My suggestion is to use your credit card to buy the Amex Gift card then use the gift card to buy the coins. The largest card you can get is $3k and I believe there is either a weekly or bi-weekly limit of $5k. There is a free 90 day next day shipping program and I can try and supply codes to wave the processing fee. So these cards come at no expense and you receive 1.2% cashback within 60 days. My lifetime payout from BigCrumbs is over $500. I can confirm these do earn points/miles when buying them with Amex brand cards.
Apr 11, 10, 7:20 pm
#8444
Join Date: Feb 2009
Posts: 3,563
Originally Posted by crabbing
the actual return from bigcrumbs is something like 1.04%, once you consider (1) the amex $3.95 card fee and (2) bigcrumbs' 2% commission. it becomes 0.8% if you're stuck with shipping.
2) I have no idea what you are talking about with a bigcrumbs commsion
3) Shipping can be waived for 90 days with the free shipping program
Apr 13, 10, 10:30 am
#8445
Join Date: Apr 2000
Location: Fort Myers, FL
Programs: Hilton Gold, SPG & IHG Plat, & every airline program that I can join
Posts: 2,278
Originally Posted by Astrophsx
1) There is a code for $3.95 fee
2) I have no idea what you are talking about with a bigcrumbs commsion
3) Shipping can be waived for 90 days with the free shipping program
2) I have no idea what you are talking about with a bigcrumbs commsion
3) Shipping can be waived for 90 days with the free shipping program
What happens with the Gift card when it is down to next to nothing? Can you call for a check of the remainder like with the Staples Visa rebate cards?
JudyJFLA
