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Old Feb 11, 2014, 12:26 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
USB Buxx

(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)

  • Initial purchase fee: $15 + $2.50 load fee
  • Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
  • Max load per day: $2,000 per CC
  • Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
    NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later.
  • Max value at any time: $2,000
  • Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
  • You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.

Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.

Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank

NW Buxx

  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • The maximum Card value is $1,000.00
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
  • Max spend per 7 rolling days: $800


Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.

TD Bank Go Buxx

Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."

  • Initial purchase fee: $4.95 + $1 load fee.
  • Max load per day: $500
  • Max load per 7 days: $2,000
  • Max load per rolling 30 days: $3,000
  • Max per ATM withdraw: $60/week. (No fee at TD Bank.)
  • Max balance: $2,000
  • Max transactions: no limit
  • Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days


Limits are per teen card, not per master account

States not supported.

AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.


Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
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Old Jul 29, 2014, 12:33 pm
  #3091  
 
Join Date: Apr 2014
Posts: 51
ATM fee

Can anyone confirm Moneypass ATMs being fee free for USBuxx?
cancerisking is offline  
Old Jul 29, 2014, 12:49 pm
  #3092  
 
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
Originally Posted by cancerisking
Can anyone confirm Moneypass ATMs being fee free for USBuxx?
i don't think that is the case.
mintcilantro is offline  
Old Jul 29, 2014, 1:04 pm
  #3093  
 
Join Date: May 2014
Location: Central VA/LYH/ROA
Programs: BA, AA, SPG, HLTN, ETC
Posts: 365
i believe it is "free" in that moneypass will not charge you...but you will still be charged the 1.50 from USBank because you are not using their ATM.
air360 is offline  
Old Jul 29, 2014, 1:39 pm
  #3094  
 
Join Date: Apr 2014
Posts: 129
Originally Posted by lotrbfme
How do you guys liquidate the funds on the TD Buxx? Can I use it at WM to pay bills (aka my credit card)? Can I use it to load serve ONLINE? Can I use it to pay my mortgage and loans at evolve?

Or is it only for serve WM reloads?

Thanks in advance!
i DO NOT think u can load buxx as DC ONLINE for serve
u can load serve @ WM via kate or registers
jsmithj88 is offline  
Old Jul 29, 2014, 3:19 pm
  #3095  
Suspended
 
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
Originally Posted by cancerisking
Can anyone confirm Moneypass ATMs being fee free for USBuxx?
You do get charged the $1.50. I thought my Moneypass ATM was not going to result in the fee because the fee does not get charged right away. On my first withdrawal it wasn't charged until the next day. I use these for BP or MO now unless I need some cash right way.
payeco is offline  
Old Jul 29, 2014, 5:05 pm
  #3096  
 
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
Originally Posted by payeco
You do get charged the $1.50. I thought my Moneypass ATM was not going to result in the fee because the fee does not get charged right away. On my first withdrawal it wasn't charged until the next day. I use these for BP or MO now unless I need some cash right way.
If you are going the BP/MO route, I'd like to give you guys a warning. I swiped my card for a transaction just below 1k. It said approved but the machine started asking for money again. I ended up doing the same thing again three times. WM cashier says the transaction could not be completed. So I walked away without any receipt. I went home and checked the a/c online and it shows status as PFRAUD. I call buxx to clear it up and the rep says there have been several returns on my account so to unlock the a/c they need to see the receipts of the return transactions. I made the mistake of not collecting the receipt. And it will be a pain to collect receipt from WM. I have some money locked up with buxx b/c of this. I have still been loading and unloading on other teens so I'm not quite ready to fight them and close the a/c. I'd rather recover the money by doing more MS and taking advantage of this deal. I'm sure I'll get the money eventually when buxx ends.

So the lesson learned is if transaction fails, don't try it multiple times. Collect receipt if possible and withdraw cash before the a/c goes into PFRAUD mode.
mintcilantro is offline  
Old Jul 29, 2014, 5:17 pm
  #3097  
 
Join Date: Feb 2013
Location: PHL, maybe EWR
Programs: Plat IHG, Marriott Rewards Silver, CSP, Ink Bold, USDM, *Wood Gold, AA, Club Carl
Posts: 285
I had the same PFRAUD a few months back with kinda of same circumstances with a nervous WM clerk who kept charging & voiding multiple times. After letting that card chill for a week with just under a $1k on it it USB cleared the PFRAUD all by themselves (they even left 1 voice mail as I recall-I auto VMed the number) and I've been loading and unloading the card without issue since then. I always like to say "I can do nothing like nobody's business"...well that time doing nothing worked out!

Originally Posted by mintcilantro
If you are going the BP/MO route, I'd like to give you guys a warning. I swiped my card for a transaction just below 1k. It said approved but the machine started asking for money again. I ended up doing the same thing again three times. WM cashier says the transaction could not be completed. So I walked away without any receipt. I went home and checked the a/c online and it shows status as PFRAUD. I call buxx to clear it up and the rep says there have been several returns on my account so to unlock the a/c they need to see the receipts of the return transactions. I made the mistake of not collecting the receipt. And it will be a pain to collect receipt from WM. I have some money locked up with buxx b/c of this. I have still been loading and unloading on other teens so I'm not quite ready to fight them and close the a/c. I'd rather recover the money by doing more MS and taking advantage of this deal. I'm sure I'll get the money eventually when buxx ends.

So the lesson learned is if transaction fails, don't try it multiple times. Collect receipt if possible and withdraw cash before the a/c goes into PFRAUD mode.
vodkashine is offline  
Old Jul 29, 2014, 6:28 pm
  #3098  
 
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
Originally Posted by vodkashine
I had the same PFRAUD a few months back with kinda of same circumstances with a nervous WM clerk who kept charging & voiding multiple times. After letting that card chill for a week with just under a $1k on it it USB cleared the PFRAUD all by themselves (they even left 1 voice mail as I recall-I auto VMed the number) and I've been loading and unloading the card without issue since then. I always like to say "I can do nothing like nobody's business"...well that time doing nothing worked out!
it hasn't worked on this card. and it has been 3 months.

What I don't want them doing is looking into my transactions and seeing this is MS. I'd lose a lot more than 1k if I don't have access to us buxx.

Wonder how long they will take.. does it make sense to poke them?
mintcilantro is offline  
Old Jul 29, 2014, 6:36 pm
  #3099  
 
Join Date: Feb 2013
Location: PHL, maybe EWR
Programs: Plat IHG, Marriott Rewards Silver, CSP, Ink Bold, USDM, *Wood Gold, AA, Club Carl
Posts: 285
If it's been held in PFRAUD for 3 months I'd sure poke them.

So is there money gone from Buxx that didn't get to a MO or BP (vanished) or are you saying it's stuck on the card?
In my case it was merely frozen on the card and I was not "out" any money anywhere.

Originally Posted by mintcilantro
it hasn't worked on this card. and it has been 3 months.

What I don't want them doing is looking into my transactions and seeing this is MS. I'd lose a lot more than 1k if I don't have access to us buxx.

Wonder how long they will take.. does it make sense to poke them?
vodkashine is offline  
Old Jul 29, 2014, 7:12 pm
  #3100  
 
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Originally Posted by mintcilantro
it hasn't worked on this card. and it has been 3 months.

What I don't want them doing is looking into my transactions and seeing this is MS. I'd lose a lot more than 1k if I don't have access to us buxx.

Wonder how long they will take.. does it make sense to poke them?
My mom's account got a card in PFRAUD from when a Walmart I was at had mass networking issues and so debit purchases would go through then suddenly get reversed. Needless to say, that caused what looked like "returns" on the account. I had no issues calling in, explaining this, and getting the PFRAUD status removed, though I was a bit concerned they would notice the other teens on the account with identical names...but luckily the CSR either didn't look or didn't care about the other teen accounts and just resolved the single teen card. The PFRAUD status was removed in a day or two.
floressalicis is offline  
Old Jul 29, 2014, 7:35 pm
  #3101  
 
Join Date: Aug 2004
Posts: 84
PFRAUD due to 2 WMT transactions on US Buxx was resolved with 1 phone call quickly. CSR mentioned supervisor approving it, so better to call during business hours omly.
digital330 is offline  
Old Jul 30, 2014, 7:41 am
  #3102  
 
Join Date: Mar 2013
Posts: 195
Had something weird happen to me today...

Submitted a $999 payment using Evolve.
Got an email from TD that the transaction was declined, but it's pending on TD site, and still pending on Evolve.
I haven't gone over my $2k per 7 days

Any idea?
jorge18 is offline  
Old Jul 30, 2014, 7:52 am
  #3103  
 
Join Date: Jan 2014
Posts: 39
Originally Posted by jorge18
Had something weird happen to me today...

Submitted a $999 payment using Evolve.
Got an email from TD that the transaction was declined, but it's pending on TD site, and still pending on Evolve.
I haven't gone over my $2k per 7 days

Any idea?
Interesting. Please report back. I also submitted payment using Evolve on the 7/78 & 7/29 for $750 and $250. Have not heard anything yet.
rockclimber is offline  
Old Jul 30, 2014, 8:32 am
  #3104  
 
Join Date: Mar 2013
Posts: 195
Originally Posted by rockclimber
Interesting. Please report back. I also submitted payment using Evolve on the 7/78 & 7/29 for $750 and $250. Have not heard anything yet.
Still pending on both sides, and haven't heard anything from Evolve.
jorge18 is offline  
Old Jul 30, 2014, 8:36 am
  #3105  
 
Join Date: Jul 2013
Posts: 227
Maybe old news, but didn't see it in the last couple of days.

Noticed on the USB Buxx account page:

Please Note: As of Sept 21, 2014, regularly scheduled loads via “Allowance Schedules” will no longer be available. Any new or currently scheduled loads will need to be completed manually each time via “Add New Funds”.
PtsJunkieWI is offline  


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