VISA Buxx

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USB Buxx

(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)

  • Initial purchase fee: $15 + $2.50 load fee
  • Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
  • Max load per day: $2,000 per CC
  • Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
    NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later.
  • Max value at any time: $2,000
  • Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
  • You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.

Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.

Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank

NW Buxx

  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • The maximum Card value is $1,000.00
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
  • Max spend per 7 rolling days: $800


Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.

TD Bank Go Buxx

Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."

  • Initial purchase fee: $4.95 + $1 load fee.
  • Max load per day: $500
  • Max load per 7 days: $2,000
  • Max load per rolling 30 days: $3,000
  • Max per ATM withdraw: $60/week. (No fee at TD Bank.)
  • Max balance: $2,000
  • Max transactions: no limit
  • Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days


Limits are per teen card, not per master account

States not supported.

AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.


Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
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Old Oct 20, 14, 10:12 pm
  #3796  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Originally Posted by neophyte View Post
I have in issue adding my BofA Travel Rewards Visa (now 2.625%) to USBank Buxx card:
"An error occurred while attempting to update your funding source information. Please verify that the information you provided is correct"

It's not related to 180/30/1 day rule, not limited to a single Buxx account.

I was able to add the same Visa to Nationwide Buxx, works as a purchase, puzzling

Anyone added BofA cards ?
I added one...It works fine. How are you getting 2.625?
Membersince2013 is offline  
Old Oct 20, 14, 10:12 pm
  #3797  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Originally Posted by HGF View Post
I've only done 2 loads totaling $500 in the past month on my NW Buxx card and I keep getting "Maximum number of reloads reached." with both of my CCs on file. Anyone have any solutions?
I think they change the load limit for all cards to $1000 a month.
Membersince2013 is offline  
Old Oct 20, 14, 10:46 pm
  #3798  
Original Poster
 
Join Date: Mar 2000
Location: Bay Area
Posts: 362
Originally Posted by Membersince2013 View Post
I added one...It works fine. How are you getting 2.625?
Bank of America Preferred Rewards, Platinum Honors status:
https://www.bankofamerica.com/preferred-rewards/
gives 75% bonus on 1.5% card

Still can't add it though, dread to call CS - don't want to ruin something lasting for 11 years
neophyte is offline  
Old Oct 20, 14, 11:20 pm
  #3799  
 
Join Date: Oct 2013
Posts: 252
Originally Posted by floressalicis View Post
The limit is per teen, not per parent account.
Thanks.
andres17 is offline  
Old Oct 21, 14, 6:23 am
  #3800  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Originally Posted by neophyte View Post
Bank of America Preferred Rewards, Platinum Honors status:
https://www.bankofamerica.com/preferred-rewards/
gives 75% bonus on 1.5% card

Still can't add it though, dread to call CS - don't want to ruin something lasting for 11 years
LOL...What are you gonna say? "I tried to cheat you guys but it didn't work, please fix it" LMAO. You people are so funny.
Membersince2013 is offline  
Old Oct 21, 14, 6:25 am
  #3801  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Originally Posted by neophyte View Post
Bank of America Preferred Rewards, Platinum Honors status:
https://www.bankofamerica.com/preferred-rewards/
gives 75% bonus on 1.5% card

Still can't add it though, dread to call CS - don't want to ruin something lasting for 11 years
Also, if you're MSing to keep those funds at 50k and earning interest on it (Checking account or savings), you're going to have huge problems down the road. Beware.
Membersince2013 is offline  
Old Oct 21, 14, 11:24 am
  #3802  
 
Join Date: Feb 2008
Location: NYC
Posts: 329
My TD card didn't work today at TD Bank's 2 ATMs, had no time to talk to reps and left. Online account doesn't indicate anything.
Is there any reason to keep TD Buxx?
Will they send me a check if I'll close?
avagyan is offline  
Old Oct 21, 14, 11:43 am
  #3803  
 
Join Date: Sep 2013
Posts: 404
It gives you access to Penny Arcade, that's about it. Fee-free ATMs in Canada as well.
waygora is offline  
Old Oct 21, 14, 11:50 am
  #3804  
 
Join Date: Jul 2014
Posts: 65
Originally Posted by avagyan View Post
My TD card didn't work today at TD Bank's 2 ATMs, had no time to talk to reps and left. Online account doesn't indicate anything.
Is there any reason to keep TD Buxx?
Will they send me a check if I'll close?
If you close your TD Buxx, they'll mail you a check 30 days from the date you close the account. I just got a confirmation a few days ago that my check was mailed.
bewareofduck is offline  
Old Oct 21, 14, 3:02 pm
  #3805  
 
Join Date: Jul 2014
Posts: 48
Originally Posted by avagyan View Post
My TD card didn't work today at TD Bank's 2 ATMs, had no time to talk to reps and left. Online account doesn't indicate anything.
Is there any reason to keep TD Buxx?
Will they send me a check if I'll close?
Are you outside your timed limits ($60 ATM per 7 days, $2k spend in 7 days?
Bryant Leeds is offline  
Old Oct 21, 14, 3:04 pm
  #3806  
 
Join Date: Jul 2014
Posts: 48
TD Buxx

I have the points earning TD VISA, it does earn the equivalent of 1% (if redeeming for cash).

The load initially scared me as it was showing as a "Cash Advance", but that pending charge dropped after a week. (The actual purchase shows up as a purchase even when the pending cash advance still hung around).
Bryant Leeds is offline  
Old Oct 21, 14, 4:34 pm
  #3807  
HGF
 
Join Date: Jun 2013
Location: ORD
Programs: AA EXP
Posts: 223
Originally Posted by Membersince2013 View Post
I think they change the load limit for all cards to $1000 a month.
Ok, but I have only loaded $500, so unless they made it $500 a week and not per day anymore, that has no effect on the problem I am experiencing
HGF is offline  
Old Oct 21, 14, 8:25 pm
  #3808  
 
Join Date: Apr 2014
Location: SFO
Posts: 167
US Buxx, online load, last used 10/7 (A+ & Citi Exec, no problem), haven't met monthly minimum, 2 cards. Both cards failed last 3 days in a row. NP loading SO Buxx w/Arrival+.
annhedonia is offline  
Old Oct 21, 14, 8:51 pm
  #3809  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Originally Posted by HGF View Post
Ok, but I have only loaded $500, so unless they made it $500 a week and not per day anymore, that has no effect on the problem I am experiencing
Yeah, i feel like they changed something because i'm having a hard time over here too.
Membersince2013 is offline  
Old Oct 21, 14, 10:36 pm
  #3810  
 
Join Date: Feb 2013
Location: Danville, CA
Programs: Marriott, Hilton Diamond, Starwood, Hyatt, AA Gold, SWA, United, British Air, Virgin, Jet B, Alaska
Posts: 61
Bad day at WM

For Oct, prior to today, I had one day (10/9) of loading at WM Customer Service.
USB Buxx 2x$1000 onto Serve
USB Buxx 2x$1000 onto BB

Today, I tried round 2.
Many attempts, repeated fails 1x$1000 USB Buxx onto BB
One attempt, successful, 2x$1000 USB Buxx onto Serve.

The customer swipe pad indicated pending, then approved, then all of a sudden the 1/2 inch paper prints out that indicates the transaction failed. Tender not allowed.

I then tried a $500 VGC and the customer swipe pad threw up a signature screen briefly before descending into a failed transaction, tender not allowed.

I then tried $500 VGC at a regular cashier and got the same effect.

Since I was successful with Serve, I tend to discount the likelihood of operator error.

I know every step of the way is YMMV, and different WM may be different. But, my conclusion is that between 10/9 and 10/21 WM cash register software changed such that it recognizes USB Buxx (for BB) and VGC up front and kicks it out, where before it worked.

If anyone has suggestions other than 'try another WM' I am very interested. Big problem if I can't unload Buxx or VGC onto BB. Thx.

WM was in Martinez, CA
rmunson1 is offline  

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