FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   Ongoing MS Gebit BHN breakdown (https://www.flyertalk.com/forum/manufactured-spending/2113029-ongoing-ms-gebit-bhn-breakdown.html)

Chasepoints Feb 26, 2023 5:44 pm


Originally Posted by iahphx (Post 35044499)
Are the new problems all related to that company?

FWIW, I was buying a few $500 giftcards at Walgreens to meet a minimum spend last month. No problem liquidating them, except the last one became "not authoritzed" at an Albertson's store earlier this month. i assume Walgreens sell BHN and I got caught in the "crackdown"?

Yes-New problems related to BHN and more specifically the $1K Simon VGCs.
The Walgreens VGCs that I purchase are the Vanilla ones which are serviced/distributed by InComm.
They work for MOs at WMT.

iahphx Feb 26, 2023 6:12 pm


Originally Posted by Chasepoints (Post 35044508)
Yes-New problems related to BHN and more specifically the $1K Simon VGCs.
The Walgreens VGCs that I purchase are the Vanilla ones which are serviced/distributed by InComm.
They work for MOs at WMT.

Interesting. I guess I recall that some stores sell gift cards that are serviced by different outfits. Am I correct tht some Vanillas are serviced by InComm and some aren't? "Who sells what" is now a very big deal.

Chasepoints Feb 26, 2023 7:09 pm


Originally Posted by iahphx (Post 35044565)
Interesting. I guess I recall that some stores sell gift cards that are serviced by different outfits. Am I correct tht some Vanillas are serviced by InComm and some aren't? "Who sells what" is now a very big deal.

Vanilla VGC and Secure Spend VGC are only serviced by InComm.

radonc1 Feb 26, 2023 7:29 pm


Originally Posted by andyandy (Post 35044482)
Interesting. I'm attempting to liquidate Sunrise VGCs at WD with zero success. "Not authorized" on cards with confirmed balance with PIN reset - which itself difficult to manage with the giftcardmall site totally broken. And this is at a very MS friendly WD.

Andyandy

If my DP helps, I was unable to liquidate a Sunrise VGC at WM for a MO.
It was bought at Meijers which I believe it means that it was serviced by BHN, which may explain the result.

Chasepoints Feb 26, 2023 7:46 pm


Originally Posted by radonc1 (Post 35044703)
If my DP helps, I was unable to liquidate a Sunrise VGC at WM for a MO.
It was bought at Meijers which I believe it means that it was serviced by BHN, which may explain the result.

The VGCs at my local grocery store sell the ones that are issued by Sunrise and they are serviced by BHN.

bdwyfan Feb 26, 2023 8:57 pm


Originally Posted by Chasepoints (Post 35044673)
Vanilla VGC and Secure Spend VGC are only serviced by InComm.

Just curious.
Why is there a Vanilla and a Secure Spend. What's the difference?

GetawaysRus Feb 26, 2023 9:12 pm

Apologies to the OP if I'm veering a little off the intended topic of this thread.

I have given up on MOs. Liquidation into MOs in my area has become too much of a PITA. So I sometimes liquidate online (for example, by paying quarterly estimated taxes or by paying Medicare fees).

I only have one local Albertson's store where the cashiers will allow me to buy a VGC with a credit card. That store has switched from Metabank cards to InComm cards (Vanilla VISAs and Secure Spend cards). The old Metas were easy to register online with my address. But I'm finding Vanilla registration confusing. Here's what I've just started doing for Vanillas. (Secure Spend cards have me baffled.) I hope someone will tell me if I'm on the right track. The goal is to use these Vanillas online.

Step 1: Create an account at https://www.vanillagift.com/customer/account/create/. I then clicked the Address Book and entered my address and zip code. OK, so now my address should be attached to my Vanilla account.

Step 2: When I buy a Vanilla VISA, go to https://www.vanillagift.com/, sign in to my account, then click on Check Balance. Now enter the card #, expiration, and CVV. Click Sign In to see the card balance. Then click Manage PIN to set a card PIN. If I understand, the card should now be activated and (I hope) registered so that I can use it online.

My question: am I on the right track? Does this register the card with my address so I can use a Vanilla VISA online?

I should be able to make first quarter 2023 estimated tax payments online starting this coming week and I'm hoping it goes smoothly.

Chasepoints Feb 26, 2023 9:39 pm


Originally Posted by bdwyfan (Post 35044854)
Just curious.
Why is there a Vanilla and a Secure Spend. What's the difference?

For liquidation purposes, no difference. They have different issuers but the same servicer. I wanted to make you aware that Secure Spends also work.

Chasepoints Feb 26, 2023 10:17 pm


Originally Posted by GetawaysRus (Post 35044875)
Apologies to the OP if I'm veering a little off the intended topic of this thread.

I have given up on MOs. Liquidation into MOs in my area has become too much of a PITA. So I sometimes liquidate online (for example, by paying quarterly estimated taxes or by paying Medicare fees).

I only have one local Albertson's store where the cashiers will allow me to buy a VGC with a credit card. That store has switched from Metabank cards to InComm cards (Vanilla VISAs and Secure Spend cards). The old Metas were easy to register online with my address. But I'm finding Vanilla registration confusing. Here's what I've just started doing for Vanillas. (Secure Spend cards have me baffled.) I hope someone will tell me if I'm on the right track. The goal is to use these Vanillas online.

Step 1: Create an account at https://www.vanillagift.com/customer/account/create/. I then clicked the Address Book and entered my address and zip code. OK, so now my address should be attached to my Vanilla account.

Step 2: When I buy a Vanilla VISA, go to https://www.vanillagift.com/, sign in to my account, then click on Check Balance. Now enter the card #, expiration, and CVV. Click Sign In to see the card balance. Then click Manage PIN to set a card PIN. If I understand, the card should now be activated and (I hope) registered so that I can use it online.

My question: am I on the right track? Does this register the card with my address so I can use a Vanilla VISA online?

I should be able to make first quarter 2023 estimated tax payments online starting this coming week and I'm hoping it goes smoothly.

You should be good to go.

danhouston Feb 27, 2023 1:48 am


Originally Posted by littlewinglet (Post 35044355)
Today was trying to load my BB at WM MC, with 99 swipes. After two 297 transactions, on the 2nd swipe of the 3rd transaction, started getting Debit 12 or 93 errors. One was on the exact same $200 card I just used for Swipe 1. After a few futile attempts, I finished it with a DE card. This is a new development.

are these product from Staples? Did u give it another try at another time, the 2nd swipe, hoping for better outcome? 🤔 if not, would be a PITA to only liquidate or load $99 at a time

andyandy Feb 27, 2023 5:51 am


Originally Posted by Chasepoints (Post 35044508)
Yes-New problems related to BHN and more specifically the $1K Simon VGCs.

FWIW, I created this thread because the problem goes beyond the Simon 1Ks and seems to affect all BHN cards. Certainly it has nerfed the BHN 500 VLCs that I am able to get at my local WD.

Andyandy

iahphx Feb 27, 2023 8:13 am


Originally Posted by andyandy (Post 35045544)
FWIW, I created this thread because the problem goes beyond the Simon 1Ks and seems to affect all BHN cards. Certainly it has nerfed the BHN 500 VLCs that I am able to get at my local WD.

Andyandy

I would suggest that the Simons are just a tiny part of this new problem. I think of those 1ks as a niche product, largely appealing to the heavy hitters. Now, buying any MO with gift cards is a confusing PITA. This impacts almost everyone who's ever done this. Heck, in the past, I've advised a few newbies to turn a Gebit at a supermarket to easily satisfy a credit card sign up bonus. I don't think I'd do that these days. :)

danhouston Feb 27, 2023 8:29 am


Originally Posted by iahphx (Post 35045834)
I would suggest that the Simons are just a tiny part of this new problem. I think of those 1ks as a niche product, largely appealing to the heavy hitters. Now, buying any MO with gift cards is a confusing PITA. This impacts almost everyone who's ever done this. Heck, in the past, I've advised a few newbies to turn a Gebit at a supermarket to easily satisfy a credit card sign up bonus. I don't think I'd do that these days. :)

still possible for now, as long as one would avoid most BHN-serviced cards

ra7 Feb 27, 2023 9:00 am


Originally Posted by radonc1 (Post 35044703)
If my DP helps, I was unable to liquidate a Sunrise VGC at WM for a MO.
It was bought at Meijers which I believe it means that it was serviced by BHN, which may explain the result.

Can you try at Meijer though?

knopfler Feb 27, 2023 10:08 am


Originally Posted by littlewinglet (Post 35044355)
Today was trying to load my BB at WM MC, with 99 swipes. After two 297 transactions, on the 2nd swipe of the 3rd transaction, started getting Debit 12 or 93 errors. One was on the exact same $200 card I just used for Swipe 1. After a few futile attempts, I finished it with a DE card. This is a new development.

You probably hit the the store limit of $485 or so every 7-10 minutes. If you wait a few more minutes it would probably work. The second or third swipe of your second transaction should have failed unless it was more than 7-10 minutes after the first swipe of the first transaction.


All times are GMT -6. The time now is 5:04 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.