Community
Wiki Posts
Search
Old Aug 9, 2023, 9:44 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: lowkeyflyer
The purpose of this thread is to discuss which VGCs are sold at WM.

WM sells two main kinds of VGC: Vanilla and SS.
The activation fee should be $4.94.
Print Wikipost

Walmart VGC master thread

Thread Tools
 
Search this Thread
 
Old May 26, 2023, 7:13 pm
  #211  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by chatgpt
I read from others' posts that there is still a delay of one hour after purchase same as Green Dot VGC's
Confirming the 1hr delay for WM vanillas
jumbotron_ is offline  
Old Jun 6, 2023, 2:14 pm
  #212  
 
Join Date: Jan 2018
Posts: 47
When buying $500 Incomm VGC at WM, do they check ID and CC have the same name ? I will be the one buying the VGC, but the CC is under wife's name. She is not able to get to this and isn't happy about the work that needs to be done to enjoy the points, so I am doing the heavy lifting. Want to get this spend out of the way. We have about $522 left to spend, I can buy the VGC at WM using her card and she can spend on whatever else she needs elsewhere. Please let me know. Thx.
joewynton is offline  
Old Jun 6, 2023, 2:18 pm
  #213  
 
Join Date: Aug 2019
Posts: 404
Originally Posted by joewynton
When buying $500 Incomm VGC at WM, do they check ID and CC have the same name ? I will be the one buying the VGC, but the CC is under wife's name. She is not able to get to this and isn't happy about the work that needs to be done to enjoy the points, so I am doing the heavy lifting. Want to get this spend out of the way. We have about $522 left to spend, I can buy the VGC at WM using her card and she can spend on whatever else she needs elsewhere. Please let me know. Thx.
You can buy it at the SC.
Chasepoints likes this.
berombeu is offline  
Old Jun 7, 2023, 4:47 am
  #214  
 
Join Date: Jan 2017
Posts: 13
Originally Posted by joewynton
When buying $500 Incomm VGC at WM, do they check ID and CC have the same name ? I will be the one buying the VGC, but the CC is under wife's name. She is not able to get to this and isn't happy about the work that needs to be done to enjoy the points, so I am doing the heavy lifting. Want to get this spend out of the way. We have about $522 left to spend, I can buy the VGC at WM using her card and she can spend on whatever else she needs elsewhere. Please let me know. Thx.
No, they usually don't check ID.
FrequentFlyingMermaid is offline  
Old Jun 16, 2023, 10:31 am
  #215  
 
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,469
In an effort to standardize the thread titles for better readability and searchability, could a mod please rename this thread to:

"Buying VGC/MCGC at WM"
littlewinglet likes this.
lowkeyflyer is offline  
Old Jun 17, 2023, 6:56 pm
  #216  
 
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,469
Originally Posted by lowkeyflyer
In an effort to standardize the thread titles for better readability and searchability, could a mod please rename this thread to:

"Buying VGC/MCGC at WM"
Paging tcook052
lowkeyflyer is offline  
Old Jun 23, 2023, 12:22 pm
  #217  
 
Join Date: Jan 2014
Location: Triangle
Posts: 32
I've started buying the WM Vanilla VGCs after my usual ones issued by US Bank went up to a $6.95 fee in recent months.

I've had issues after setting the PIN online (and via a phone call) where the VGC gets marked for fraud and can't be used without the fraud hold to be removed after another phone call. Very frustrating when trying to get MOs and the card doesn't work.

I'm curious why some are comfortable with "select any 4 digit PIN at first use" that comes with these cards.

What if I'm unable to totally liquidate after 1 hour of waiting? What if the MO machine is down for the day and I've got to wait to liquidate later?

I've had some NASTY fraud with US Bank VGCs in the past where the PIN was set to the last 4 digits of the card, and one would need to change the PIN ASAP to prevent fraud. I would think "select any 4 digit PIN at first use" would also be ripe for fraud if someone had the 16 digits and I hadn't used the card yet. What am I missing on this?

While the changing of the PIN and having the card not work has been a major headache to get fixed on a follow-up call with a CSR (waits can be LONG!), it is better than filling out paperwork like I had to do with USB once my VGC got liquidated by a fraudster who simply used the last 4 digits or any digits, for that matter.

Just curious on best practices to use these without getting scammed if I cannot use it right away.
Caryite is offline  
Old Jun 23, 2023, 12:33 pm
  #218  
 
Join Date: Aug 2014
Location: Dallas
Programs: AA, Southwest
Posts: 175
Best practice is liquidate within a few days and don't set any pin beforehand.
Caryite and Idk like this.
XtraPerks is offline  
Old Jun 23, 2023, 12:43 pm
  #219  
 
Join Date: Apr 2014
Posts: 276
Originally Posted by Caryite
I've started buying the WM Vanilla VGCs after my usual ones issued by US Bank went up to a $6.95 fee in recent months.

I've had issues after setting the PIN online (and via a phone call) where the VGC gets marked for fraud and can't be used without the fraud hold to be removed after another phone call. Very frustrating when trying to get MOs and the card doesn't work.

I'm curious why some are comfortable with "select any 4 digit PIN at first use" that comes with these cards.

What if I'm unable to totally liquidate after 1 hour of waiting? What if the MO machine is down for the day and I've got to wait to liquidate later?

I've had some NASTY fraud with US Bank VGCs in the past where the PIN was set to the last 4 digits of the card, and one would need to change the PIN ASAP to prevent fraud. I would think "select any 4 digit PIN at first use" would also be ripe for fraud if someone had the 16 digits and I hadn't used the card yet. What am I missing on this?

While the changing of the PIN and having the card not work has been a major headache to get fixed on a follow-up call with a CSR (waits can be LONG!), it is better than filling out paperwork like I had to do with USB once my VGC got liquidated by a fraudster who simply used the last 4 digits or any digits, for that matter.

Just curious on best practices to use these without getting scammed if I cannot use it right away.
The newer packing on US Bank VGC have done wonder, I haven't come across any report of fraud with those. Same with Vanilla packing, its very hard to temper with the barcode.
Caryite and Idk like this.
benny08 is offline  
Old Jun 23, 2023, 12:58 pm
  #220  
Idk
 
Join Date: Nov 2021
Posts: 68
Originally Posted by XtraPerks
Best practice is liquidate within a few days and don't set any pin beforehand.
This. I never purchase unless I can liquidate within 24hrs. Always just enter the same 4 random numbers for a pin. Works perfectly.
Idk is offline  
Old Jun 23, 2023, 3:33 pm
  #221  
Original Poster
 
Join Date: Feb 2016
Posts: 826
Originally Posted by benny08
The newer packing on US Bank VGC have done wonder, I haven't come across any report of fraud with those. Same with Vanilla packing, its very hard to temper with the barcode.
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
Gitangali is offline  
Old Jun 23, 2023, 4:20 pm
  #222  
 
Join Date: Mar 2009
Posts: 2,293
Originally Posted by Gitangali
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
I assume in the scenario you gave the outside of the package wouldn't match the inside and the card would not validate and thus not active.
danpeake is offline  
Old Jun 23, 2023, 5:32 pm
  #223  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by Gitangali
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
The two halves of the barcode would be different so don't think it would even scan
jumbotron_ is offline  
Old Jun 23, 2023, 7:34 pm
  #224  
 
Join Date: Apr 2014
Posts: 276
Originally Posted by Gitangali
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
Barcode is divided into halve. Part of barcode is on the packaging, and the other part is on the card itself. You need both in order for the card to scan. They would have to copy a valid barcode then recreate a packaging with half of a barcode, and a laser engraved barcode on a another card for the other half. Make it all align nicely, and make sure it doesn't look like its been temper with. Doubt it can be easily done.
Caryite likes this.
benny08 is offline  
Old Jun 23, 2023, 7:46 pm
  #225  
 
Join Date: Apr 2014
Posts: 276
Upon further research, they actually received a patent for this barcode design.
https://www.prnewswire.com/news-rele...300486039.html
benny08 is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.