Last edit by: lowkeyflyer
The purpose of this thread is to discuss which VGCs are sold at WM.
WM sells two main kinds of VGC: Vanilla and SS.
The activation fee should be $4.94.
WM sells two main kinds of VGC: Vanilla and SS.
The activation fee should be $4.94.
Walmart VGC master thread
#212
Join Date: Jan 2018
Posts: 47
When buying $500 Incomm VGC at WM, do they check ID and CC have the same name ? I will be the one buying the VGC, but the CC is under wife's name. She is not able to get to this and isn't happy about the work that needs to be done to enjoy the points, so I am doing the heavy lifting. Want to get this spend out of the way. We have about $522 left to spend, I can buy the VGC at WM using her card and she can spend on whatever else she needs elsewhere. Please let me know. Thx.
#213
Join Date: Aug 2019
Posts: 404
When buying $500 Incomm VGC at WM, do they check ID and CC have the same name ? I will be the one buying the VGC, but the CC is under wife's name. She is not able to get to this and isn't happy about the work that needs to be done to enjoy the points, so I am doing the heavy lifting. Want to get this spend out of the way. We have about $522 left to spend, I can buy the VGC at WM using her card and she can spend on whatever else she needs elsewhere. Please let me know. Thx.
#214
Join Date: Jan 2017
Posts: 13
When buying $500 Incomm VGC at WM, do they check ID and CC have the same name ? I will be the one buying the VGC, but the CC is under wife's name. She is not able to get to this and isn't happy about the work that needs to be done to enjoy the points, so I am doing the heavy lifting. Want to get this spend out of the way. We have about $522 left to spend, I can buy the VGC at WM using her card and she can spend on whatever else she needs elsewhere. Please let me know. Thx.
#215
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,469
In an effort to standardize the thread titles for better readability and searchability, could a mod please rename this thread to:
"Buying VGC/MCGC at WM"
"Buying VGC/MCGC at WM"
#217
Join Date: Jan 2014
Location: Triangle
Posts: 32
I've started buying the WM Vanilla VGCs after my usual ones issued by US Bank went up to a $6.95 fee in recent months.
I've had issues after setting the PIN online (and via a phone call) where the VGC gets marked for fraud and can't be used without the fraud hold to be removed after another phone call. Very frustrating when trying to get MOs and the card doesn't work.
I'm curious why some are comfortable with "select any 4 digit PIN at first use" that comes with these cards.
What if I'm unable to totally liquidate after 1 hour of waiting? What if the MO machine is down for the day and I've got to wait to liquidate later?
I've had some NASTY fraud with US Bank VGCs in the past where the PIN was set to the last 4 digits of the card, and one would need to change the PIN ASAP to prevent fraud. I would think "select any 4 digit PIN at first use" would also be ripe for fraud if someone had the 16 digits and I hadn't used the card yet. What am I missing on this?
While the changing of the PIN and having the card not work has been a major headache to get fixed on a follow-up call with a CSR (waits can be LONG!), it is better than filling out paperwork like I had to do with USB once my VGC got liquidated by a fraudster who simply used the last 4 digits or any digits, for that matter.
Just curious on best practices to use these without getting scammed if I cannot use it right away.
I've had issues after setting the PIN online (and via a phone call) where the VGC gets marked for fraud and can't be used without the fraud hold to be removed after another phone call. Very frustrating when trying to get MOs and the card doesn't work.
I'm curious why some are comfortable with "select any 4 digit PIN at first use" that comes with these cards.
What if I'm unable to totally liquidate after 1 hour of waiting? What if the MO machine is down for the day and I've got to wait to liquidate later?
I've had some NASTY fraud with US Bank VGCs in the past where the PIN was set to the last 4 digits of the card, and one would need to change the PIN ASAP to prevent fraud. I would think "select any 4 digit PIN at first use" would also be ripe for fraud if someone had the 16 digits and I hadn't used the card yet. What am I missing on this?
While the changing of the PIN and having the card not work has been a major headache to get fixed on a follow-up call with a CSR (waits can be LONG!), it is better than filling out paperwork like I had to do with USB once my VGC got liquidated by a fraudster who simply used the last 4 digits or any digits, for that matter.
Just curious on best practices to use these without getting scammed if I cannot use it right away.
#219
Join Date: Apr 2014
Posts: 276
I've started buying the WM Vanilla VGCs after my usual ones issued by US Bank went up to a $6.95 fee in recent months.
I've had issues after setting the PIN online (and via a phone call) where the VGC gets marked for fraud and can't be used without the fraud hold to be removed after another phone call. Very frustrating when trying to get MOs and the card doesn't work.
I'm curious why some are comfortable with "select any 4 digit PIN at first use" that comes with these cards.
What if I'm unable to totally liquidate after 1 hour of waiting? What if the MO machine is down for the day and I've got to wait to liquidate later?
I've had some NASTY fraud with US Bank VGCs in the past where the PIN was set to the last 4 digits of the card, and one would need to change the PIN ASAP to prevent fraud. I would think "select any 4 digit PIN at first use" would also be ripe for fraud if someone had the 16 digits and I hadn't used the card yet. What am I missing on this?
While the changing of the PIN and having the card not work has been a major headache to get fixed on a follow-up call with a CSR (waits can be LONG!), it is better than filling out paperwork like I had to do with USB once my VGC got liquidated by a fraudster who simply used the last 4 digits or any digits, for that matter.
Just curious on best practices to use these without getting scammed if I cannot use it right away.
I've had issues after setting the PIN online (and via a phone call) where the VGC gets marked for fraud and can't be used without the fraud hold to be removed after another phone call. Very frustrating when trying to get MOs and the card doesn't work.
I'm curious why some are comfortable with "select any 4 digit PIN at first use" that comes with these cards.
What if I'm unable to totally liquidate after 1 hour of waiting? What if the MO machine is down for the day and I've got to wait to liquidate later?
I've had some NASTY fraud with US Bank VGCs in the past where the PIN was set to the last 4 digits of the card, and one would need to change the PIN ASAP to prevent fraud. I would think "select any 4 digit PIN at first use" would also be ripe for fraud if someone had the 16 digits and I hadn't used the card yet. What am I missing on this?
While the changing of the PIN and having the card not work has been a major headache to get fixed on a follow-up call with a CSR (waits can be LONG!), it is better than filling out paperwork like I had to do with USB once my VGC got liquidated by a fraudster who simply used the last 4 digits or any digits, for that matter.
Just curious on best practices to use these without getting scammed if I cannot use it right away.
#220
Join Date: Nov 2021
Posts: 68
#221
Original Poster
Join Date: Feb 2016
Posts: 826
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
#222
Join Date: Mar 2009
Posts: 2,293
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
#223
Join Date: Apr 2020
Posts: 235
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
#224
Join Date: Apr 2014
Posts: 276
can someone explain, why it is hard to tamper with vannis? I know they have the bar code inside and half outside but I am not sure how that makes it tamper proof. if someone were to slide a different card inside and you missed to feel /see the difference in the packaging, after all scamsters are no rookies. They analyzed from all angles.
#225
Join Date: Apr 2014
Posts: 276
Upon further research, they actually received a patent for this barcode design.
https://www.prnewswire.com/news-rele...300486039.html
https://www.prnewswire.com/news-rele...300486039.html