Are you banned at Wal-Mart?
Sep 30, 2019, 9:56 am
#31
Join Date: Aug 2009
Location: Washington DC
Programs: United, AA, Avianca
Posts: 249
I did 3 back to back yesterday in different transcations. First 999.11 no problem, second 799.12 no problem, third 999.11 required ID. It was 3 in a row. It was at a neighborhood store which i normally don't go to. I also did 3 later that day at a non neighborhood store without an issue (all <1K). Doubt there is any interpretation from this. Just a DP.
Sep 30, 2019, 11:36 am
#32
Join Date: Sep 2019
Posts: 317
I did 3 back to back yesterday in different transcations. First 999.11 no problem, second 799.12 no problem, third 999.11 required ID. It was 3 in a row. It was at a neighborhood store which i normally don't go to. I also did 3 later that day at a non neighborhood store without an issue (all <1K). Doubt there is any interpretation from this. Just a DP.
Sep 30, 2019, 12:15 pm
#33
Join Date: Mar 2009
Posts: 2,293
People get banned who have never done a money order transaction that requires an SSN. I've been banned. Now that I think about it, I have done several transactions over $7K (using a real bank debit card but always use my real SSN.
BTW, I was going to say that using a fake SSN is illegal, but possibly it isn't illegal under this circumstance when requested by a WM CSR. You're not submitting an official form to the government. It's only a Walmart request. SSNs are not supposed to be used for ID anyway. Still, illegal or not, it's certainly not advisable.
BTW, I was going to say that using a fake SSN is illegal, but possibly it isn't illegal under this circumstance when requested by a WM CSR. You're not submitting an official form to the government. It's only a Walmart request. SSNs are not supposed to be used for ID anyway. Still, illegal or not, it's certainly not advisable.
I had a friendly CSR get to that point in the typing and say "So, what's your second form of verification" (or something similar). She said I can give my passport or do SSN. I didn't have passport with me (and never brought it since) but there seemingly are other options.
Sep 30, 2019, 1:40 pm
#34
Join Date: Sep 2019
Posts: 317
You don't have to provide SSN for amounts over $3k. You can choose to provide a second ID (ie passport) instead.
I had a friendly CSR get to that point in the typing and say "So, what's your second form of verification" (or something similar). She said I can give my passport or do SSN. I didn't have passport with me (and never brought it since) but there seemingly are other options.
I had a friendly CSR get to that point in the typing and say "So, what's your second form of verification" (or something similar). She said I can give my passport or do SSN. I didn't have passport with me (and never brought it since) but there seemingly are other options.
Oct 2, 2019, 3:23 am
#35
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 270
I was completely shut down by Moneygram a couple of years ago. Closed my regular moneygram account that was used only online directly with MG. Was sending only 50 or $100 a couple of times a year so that’s not how I got shut down. I believe it was due to using money gram BP at WM to pay my AMEX bills. But WM did not shut me down and I have continued to use MG BP at WM.
Last edited by worldtravels; Oct 2, 2019 at 3:40 am
Oct 2, 2019, 12:18 pm
#36
Original Poster
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,420
.
I was completely shut down by Moneygram a couple of years ago. Closed my regular moneygram account that was used only online directly with MG. Was sending only 50 or $100 a couple of times a year so that’s not how I got shut down. I believe it was due to using money gram BP at WM to pay my AMEX bills. But WM did not shut me down and I have continued to use MG BP at WM.
I was completely shut down by Moneygram a couple of years ago. Closed my regular moneygram account that was used only online directly with MG. Was sending only 50 or $100 a couple of times a year so that’s not how I got shut down. I believe it was due to using money gram BP at WM to pay my AMEX bills. But WM did not shut me down and I have continued to use MG BP at WM.
We don't know why people are canned or who is even doing the canning.
I suspect that it is big hitters, i.e. those who either BP in the high 4 dgit or low 5 digit range or who buy large (again high 4 or low 5 dtrigit range) amounts of MOs. Those people have to use ID for their purchase and are well out of the normal range of money that usual MG users request. But there are DPs out there of people being shut down for seemingly trivial amounts of MO business.
On a hypothetical opinion (my own
), I think that the SM $1000 VGCs has made it more apparent to MG what is going on and who is doing it. There are probably many neophytes out there buying 5 to 10 cards and trying to convert them to MOs. More IDs being taken and MG getting more DPs on what exactly MSing is and how it is affecting their business. SM is (IMO) not doing us any favors with the new VGC denominations.It has the faint whiff of the USPS MOs prior to the shut down.
Oct 2, 2019, 2:38 pm
#37
Suspended
Join Date: Jun 2019
Location: Gringolandia y LatinoAmerica a veces EU y Asia
Programs: AV, AA, BA, CM, UA, Hertz, Marriott, Hilton
Posts: 153
From DPs I have been reading, some are saying that the block is coming from MG.
it would be very helpful to know if people who cannot purchase MG MOs from WM have experienced the same problem when buying a MG MO from another vendor.
That would mean that even using cash, you are banned.
This would be important to know.
it would be very helpful to know if people who cannot purchase MG MOs from WM have experienced the same problem when buying a MG MO from another vendor.
That would mean that even using cash, you are banned.
This would be important to know.
Oct 3, 2019, 7:37 am
#38
Join Date: Jun 2015
Posts: 1,727
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I was completely shut down by Moneygram a couple of years ago. Closed my regular moneygram account that was used only online directly with MG. Was sending only 50 or $100 a couple of times a year so that’s not how I got shut down. I believe it was due to using money gram BP at WM to pay my AMEX bills. But WM did not shut me down and I have continued to use MG BP at WM.
I was completely shut down by Moneygram a couple of years ago. Closed my regular moneygram account that was used only online directly with MG. Was sending only 50 or $100 a couple of times a year so that’s not how I got shut down. I believe it was due to using money gram BP at WM to pay my AMEX bills. But WM did not shut me down and I have continued to use MG BP at WM.
Oct 10, 2019, 8:18 pm
#40
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 270
Only regular MG to individuals, small dollar amounts in regular MG account , not a WM account. No check free pay online. For a couple of month period, I did quite a few max MG BP at WM because of need for high spend. Thats when MG closed my personal account directly with them. Couldn't even log in. Called in and told it was closed.
Oct 10, 2019, 11:12 pm
#41
Join Date: Mar 2016
Posts: 267
After asking a WM employee to purchase another <1k MO, and telling him he can see my ID but I don't want my personal info to be stored in some DB, he told me he can't do it due to regulations, and warned me that if I get caught trying to buy more MO's by jumping stores, I'll get banned. That made me think that maybe that's the reason at least some people got banned. That also would explain why there's no obvious pattern to these bans. Lots of folks jump through stores, but it would take some special circumstances why MG or WM would decide to actually check/track somebody specific, which is not difficult, even if it happens accidently.
Also curious to know from anybody who got shut down if they ever went over the daily limit ex post facto: purchase 8k with ID, but later purchase separate <1k MO's in a different WM (which doesn't require ID during the actual transaction) but provided ID after that because employee asked for it since the total was over 1k in different transactions. I asked for an explanation why they need an ID since MG doesn't require one because a transaction is <1k, and was told that WM can still tag your info to provide to MG if you buy in multiples transactions totaling >1k. I would think this might be an issue only if you go over 8k in total, and there are reports of bans from doing low numbers, so not sure, but still something to keep in mind.
Also curious to know from anybody who got shut down if they ever went over the daily limit ex post facto: purchase 8k with ID, but later purchase separate <1k MO's in a different WM (which doesn't require ID during the actual transaction) but provided ID after that because employee asked for it since the total was over 1k in different transactions. I asked for an explanation why they need an ID since MG doesn't require one because a transaction is <1k, and was told that WM can still tag your info to provide to MG if you buy in multiples transactions totaling >1k. I would think this might be an issue only if you go over 8k in total, and there are reports of bans from doing low numbers, so not sure, but still something to keep in mind.
Oct 11, 2019, 7:05 pm
#42
Join Date: Jun 2015
Posts: 1,727
After asking a WM employee to purchase another <1k MO, and telling him he can see my ID but I don't want my personal info to be stored in some DB, he told me he can't do it due to regulations, and warned me that if I get caught trying to buy more MO's by jumping stores, I'll get banned. That made me think that maybe that's the reason at least some people got banned. That also would explain why there's no obvious pattern to these bans. Lots of folks jump through stores, but it would take some special circumstances why MG or WM would decide to actually check/track somebody specific, which is not difficult, even if it happens accidently.
Also curious to know from anybody who got shut down if they ever went over the daily limit ex post facto: purchase 8k with ID, but later purchase separate <1k MO's in a different WM (which doesn't require ID during the actual transaction) but provided ID after that because employee asked for it since the total was over 1k in different transactions. I asked for an explanation why they need an ID since MG doesn't require one because a transaction is <1k, and was told that WM can still tag your info to provide to MG if you buy in multiples transactions totaling >1k. I would think this might be an issue only if you go over 8k in total, and there are reports of bans from doing low numbers, so not sure, but still something to keep in mind.
Also curious to know from anybody who got shut down if they ever went over the daily limit ex post facto: purchase 8k with ID, but later purchase separate <1k MO's in a different WM (which doesn't require ID during the actual transaction) but provided ID after that because employee asked for it since the total was over 1k in different transactions. I asked for an explanation why they need an ID since MG doesn't require one because a transaction is <1k, and was told that WM can still tag your info to provide to MG if you buy in multiples transactions totaling >1k. I would think this might be an issue only if you go over 8k in total, and there are reports of bans from doing low numbers, so not sure, but still something to keep in mind.
Oct 12, 2019, 10:49 am
#43
Join Date: Mar 2016
Posts: 267
which rule are you referring to? the ID rule is mg rule, not wm. The wm can tag your ID with the transaction to mg if they want, even on transactions <1k, but whether it's their rule or not doesn't matter here. And the wm employee wasn't clear on who's going to ban you, mg or wm. He seemed to be informed of the MS activities (beyond what happens just at wm), so it's not clear whether he meant a ban by mg or wm. I assumed he meant the former, but in the hindsight, should have asked to clarify.
Oct 18, 2019, 9:07 am
#44
Join Date: Apr 2015
Location: Hopkinton, MA
Posts: 232
Am I missing something? If a CSR were to ask me for an ID for a transaction, I'd say "Sorry, I don't have one, I guess we have to cancel the transaction" and end it right there. None of the WMs have my id and none ever will. I have no problem avoiding a particular WM for 6 months to let them forget me.
Oct 18, 2019, 9:50 am
#45
Join Date: Sep 2019
Posts: 317
Am I missing something? If a CSR were to ask me for an ID for a transaction, I'd say "Sorry, I don't have one, I guess we have to cancel the transaction" and end it right there. None of the WMs have my id and none ever will. I have no problem avoiding a particular WM for 6 months to let them forget me.