free/low fee re-loadable debit you can fund with visa gc?
Feb 1, 2019, 6:48 am
#1
Original Poster
Join Date: Sep 2017
Posts: 206
free/low fee re-loadable debit you can fund with visa gc?
Hey
I have a bunch of $200 visa debit/gif cards. I would like ot somehow load them into one card so I can then use that card to make larger payments when paying for things.
Is there a way to do it? will amex serve work or something else?
I have a bunch of $200 visa debit/gif cards. I would like ot somehow load them into one card so I can then use that card to make larger payments when paying for things.
Is there a way to do it? will amex serve work or something else?
Feb 1, 2019, 8:04 am
#2
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,433
May I suggest politely that you start at the very top of the MS site and begin reading. This should be a great introduction into the question you asked above. Good Luck
Feb 1, 2019, 10:24 am
#4
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
I'm not into the whole MS thing, but I find that most stores will allow you to split your payment over a couple of cards if you ask. People often combine several gift cards that they received as legitimate gifts (weddings, baby showers, etc.) to make a larger purchase. But I guess it depends on how many "a bunch" is.
Feb 2, 2019, 12:13 pm
#6
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Feb 2, 2019, 12:50 pm
#7
Original Poster
Join Date: Sep 2017
Posts: 206
Basically only fee is the monthly 3.99 which is waived first month. amazing.
I am sure they will care less that the name of the "parent" & "child" is the same...
Thank you so much inY!
Feb 2, 2019, 9:16 pm
#8
Join Date: Dec 2017
Posts: 463
Thanks inY, but near the bottom of the home page it says
I don't know if goHenry enforces this, but if so then it's a no go for vgc.
For security reasons, you won’t be able to add money to your child’s card using a credit card or pre-paid card.
Feb 6, 2019, 6:01 pm
#10
Join Date: May 2015
Posts: 78
This looks interesting, but after going over the T&C for awhile, I don't know if this will work for MS. I actually don't see where it says loading with prepaid cards isn't allowed, but it does say:
If it won't work for MO, the only way to liquidate reliably is through ATMs. It says ATM withdrawls are limited to $120 a day, and gohenry charges a $1.50 fee per withdrawl. So even if loading with a prepaid GC does work, that's a pretty steep fee to liquidate. Maybe still worth it to meet minimum spend though.
You may use your Card to purchase or lease goods or services everywhere Mastercard is accepted as long as you do not exceed the value available on your Card Account. However, for the privacy and security of our customers, gohenry Cards will not be accepted for the following transactions:
- Wires or money orders
Feb 6, 2019, 6:56 pm
#11
Original Poster
Join Date: Sep 2017
Posts: 206
This looks interesting, but after going over the T&C for awhile, I don't know if this will work for MS. I actually don't see where it says loading with prepaid cards isn't allowed, but it does say:
If it won't work for MO, the only way to liquidate reliably is through ATMs. It says ATM withdrawls are limited to $120 a day, and gohenry charges a $1.50 fee per withdrawl. So even if loading with a prepaid GC does work, that's a pretty steep fee to liquidate. Maybe still worth it to meet minimum spend though.
If it won't work for MO, the only way to liquidate reliably is through ATMs. It says ATM withdrawls are limited to $120 a day, and gohenry charges a $1.50 fee per withdrawl. So even if loading with a prepaid GC does work, that's a pretty steep fee to liquidate. Maybe still worth it to meet minimum spend though.
I ordered the card. Had to put on my son's name which I think is fine but we will see.
Feb 19, 2019, 12:13 pm
#15
Original Poster
Join Date: Sep 2017
Posts: 206
Bklgafly: Were you successful in loading your son's Gohenry card with your VGCs in spite of GoHenry's website saying it was not allowed?
They said should arrive between 10-15th the latest. Of course it didn't.
I will keep you guys posted.