Jan 2, 2019, 9:51 am
Last edit by: danpeake
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe with some metas at some stores. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
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Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
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NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2019 - 2022)
Jan 14, 2019, 2:41 pm
#106
Join Date: Sep 2014
Posts: 1,837
Today the yellow jacket at my DC WM sold me 2x $999.12s but on the 4th swipe he accidentally hit cash instead of debit so the drawer opened and the MO printed out but I hadn't swiped my 4th card yet. So he asks the other yellow jacket what to do. He said just run the transaction again, and he did but he only charged me for 1 swipe and did the other $1500 on cash, and gave me the 2 new MO. I thought once the MO printed it could not be cancelled. So wouldn't he be short $2K on his drawer?
Jan 14, 2019, 11:14 pm
#108
Join Date: Aug 2011
Programs: AA, UAL
Posts: 545
Lately, have to provide DL and CSR takes down all the information from DL including name, address, DOB, DL# etc. and it takes about 7 to 10 minutes for the transaction, it at times irritates anyone who is behind in the line......
Jan 15, 2019, 6:29 am
#109
Suspended
Join Date: Sep 2016
Posts: 198
me too, how strange is that? I wonder what’s happening.
Jan 15, 2019, 12:06 pm
#110
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
BAU for me today, but yesterday it timed out and they kept fiddling with the machine and suddenly they were prompted for my ID even though payment was complete and waiting to print. After spending all that time inputting the information, the transaction was canceled and the machine instructed them to refund me in cash, which was fine with me.
Jan 15, 2019, 1:28 pm
#111
Join Date: Jan 2019
Posts: 4
Got shut down at two Walmarts outside of Philadelphia. Asked for $998 and they wanted to see the cards I was going to use and stated they cannot accept those cards. I have only done this twice before and only single swipes, so I am going to try again later. I am only trying to do a small amount of MS to get min spend, so its not like I am there every day. Is the trigger asking to split the purchase between two cards?
Jan 15, 2019, 1:34 pm
#112
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Got shut down at two Walmarts outside of Philadelphia. Asked for $998 and they wanted to see the cards I was going to use and stated they cannot accept those cards. I have only done this twice before and only single swipes, so I am going to try again later. I am only trying to do a small amount of MS to get min spend, so its not like I am there every day. Is the trigger asking to split the purchase between two cards?
Jan 15, 2019, 1:54 pm
#113
Join Date: Jan 2019
Posts: 4
Thanks. I am still trying to figure all this out. I am going to stick with single card transactions for now just so I can get the minimum spend I need and choose if I want to continue manufactured spending. I have a few options, however one of them is my GC source (I would rather not buy GCs then turn around and use them for MOs at the same store). I have two GCs to liquidate right now and only need between 2 and 4 more to finish my spend, so hopefully I won't have to stress much about it.
Jan 15, 2019, 2:48 pm
#114
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,423
Again. YMMV. There are 8 WMs I use to be able to go to which dwindled down to one. That one is now asking to see the card even for $199.00. This was a WM that 95% of the time never asked. I have tried four different times, four different shifts and all asked to see the card. The other 7 starting asking to see the cards over the last few years. I go back occasionally to see if anything has changed and it hasnt. I do grocery stores now or use friendly WMs in the areas I vacation in.
Jan 15, 2019, 5:39 pm
#115
Join Date: Oct 2012
Posts: 970
I think it's just one of the many glitches in derelict WM coding/ancient cobbled-together systems. Fwiw, I read a blog from a year ago where someone said to change the pin on gcs.com MC and it would work. Sure enough, I changed pins and cards worked (I first swiped a non-pin-changed MC as a test and it failed). Don't have a clue why changing a pin would make a difference, but once I did, stopped getting 'Debit Not Available" errors.
Jan 15, 2019, 6:15 pm
#116
Join Date: Nov 2005
Posts: 60
Got shut down at two Walmarts outside of Philadelphia. Asked for $998 and they wanted to see the cards I was going to use and stated they cannot accept those cards. I have only done this twice before and only single swipes, so I am going to try again later. I am only trying to do a small amount of MS to get min spend, so its not like I am there every day. Is the trigger asking to split the purchase between two cards?
Jan 15, 2019, 6:57 pm
#117
Join Date: Jan 2019
Posts: 4
Since my previous post, I went back to the same WM I was able to get MOs from in the past (different CSR than the previous attempt). Asked for a sub-$500 total, so only one swipe. The CSR again asked to see the card and I showed him the PNC card, but instead swiped the VGC. The system denied the swipe, twice. I thanked him and left without my MOs.
I make it a note to change the PIN on these cards prior to using them to minimize issues. There is a chance I used a GC that I had purchased about five hours earlier (I had two on me and didn't think to make note of which one I used), so maybe it wasn't fully activated? The registration website did show the money loaded on the card.
Jan 15, 2019, 8:26 pm
#118
Join Date: Jan 2019
Posts: 3
I was at a Ralphs grocery store (Kroger) today and saw they sell Visa by US Bank gift cards. Do these work the same at WM for MO as the MCGC by US Bank? Anyone have any experience?
Jan 15, 2019, 9:18 pm
#119
Join Date: Jun 2015
Posts: 1,727
USB from SS/Giant have worked before. Just buy 1-2 to try them. There should be no issues.
Jan 16, 2019, 7:06 am
#120
Join Date: May 2017
Programs: Diners Club
Posts: 35
responded below
Last edited by notalent; Jan 16, 2019 at 7:07 am Reason: didn't reply to the right post
