Jan 2, 2019, 9:51 am
Last edit by: danpeake
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe with some metas at some stores. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
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Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
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NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2019 - 2022)
Apr 24, 2019, 7:24 pm
#496
Join Date: Feb 2017
Posts: 271
No, lucky you, in my South Cali (SNA Airport) area, Wally allows absolutely NOTHING with VGCs as every time they check them (haven't even tried in the last 6 months).
I am lucky I travel so much to the Middle of Nowhere Mid West for work and family visits that I get to use the perks of my 10 year seniority CSRs at the local Wally (even managers know me there), that will not change, as they do love their jobs, or they are very comfortable working there. It is strange, but they just don't change CSRs down there.
I am lucky I travel so much to the Middle of Nowhere Mid West for work and family visits that I get to use the perks of my 10 year seniority CSRs at the local Wally (even managers know me there), that will not change, as they do love their jobs, or they are very comfortable working there. It is strange, but they just don't change CSRs down there.
Apr 24, 2019, 8:23 pm
#497
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Apr 24, 2019, 9:53 pm
#499
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
I think you're confusing what some rogue WM manager cooks up in his twisted mind, vs. what MG actually tells them. I live in a town where about half the WM have numb nuts managers who banned GCs, and other WMs, some literally down the road, are ok with it. And all the ones who banned it swear it's company / regional regulations. They're all full of shi*t. Until WM central command actually starts banning people consistently based on buying multiples per day, any other denial is strictly one store's manager making it up.
Apr 24, 2019, 10:41 pm
#500
Join Date: May 2015
Posts: 40
Today I went to get one from my neighborhood wally and it no longer let's me cancel the transaction and select Debit card as I would usually do with my MC's. Interface looked the same other than missing that step. When I pressed cancel it simply canceled the entire transaction. I will try out the other ones around.
Apr 25, 2019, 7:23 am
#502
Join Date: Jun 2015
Posts: 1,727
Today I went to get one from my neighborhood wally and it no longer let's me cancel the transaction and select Debit card as I would usually do with my MC's. Interface looked the same other than missing that step. When I pressed cancel it simply canceled the entire transaction. I will try out the other ones around.
Apr 25, 2019, 7:30 am
#503
Join Date: Jan 2017
Programs: World of Hyatt Globalist; American Airlines Platinum; IHG Platinum; Marriott Gold
Posts: 42
Anyone from TLH on here? I move there in a 2.5 months, and I'm wondering if I should go extra hard before I move down there...
Apr 25, 2019, 7:33 am
#504
Join Date: Sep 2014
Posts: 1,837
I think you're confusing what some rogue WM manager cooks up in his twisted mind, vs. what MG actually tells them. I live in a town where about half the WM have numb nuts managers who banned GCs, and other WMs, some literally down the road, are ok with it. And all the ones who banned it swear it's company / regional regulations. They're all full of shi*t. Until WM central command actually starts banning people consistently based on buying multiples per day, any other denial is strictly one store's manager making it up.
The one who got audited was working fine for a loooong time.
Apr 25, 2019, 7:35 am
#505
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,673
I deleted a few posts that were getting the thread off track a bit. Please don't ever insult another poster even if you disagree with the content of the post.
Apr 25, 2019, 7:46 am
#506
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
The audit is an excuse. My go-to WMs all got audited as well, right around Fall when the new rules got introduced. According to the cashiers, this had nothing to do with GCs, and more focused on customer ID recording and enforcing money sending limits. Around that time they also banned any temp IDs, paper copies of IDs, etc..
Apr 25, 2019, 8:33 am
#507
Join Date: Sep 2014
Posts: 1,837
The audit is an excuse. My go-to WMs all got audited as well, right around Fall when the new rules got introduced. According to the cashiers, this had nothing to do with GCs, and more focused on customer ID recording and enforcing money sending limits. Around that time they also banned any temp IDs, paper copies of IDs, etc..
Apr 25, 2019, 9:11 am
#508
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
I even had one store with juvenile old women start pretending that their MO machine didn't work, just for me. I call in one day and on the phone they say it's working. I go over there and one of them was about to ring me up, when another winked at her, right in front of me, and oh! suddenly the computer is down. Those stores are staffed with juvenile imbecils. Don't trust anything they tell you, until you see an official memo from MG, and it's spread to ALL stores.
PS: What probably is happening, is that MS activity adds so much to daily MG volume that it invites extra scrutiny, or keeps the store on the MG radar for possible audits. They just want to cut you out so they have less risk of MG auditors breathing down their neck.
Last edited by littlewinglet; Apr 25, 2019 at 9:19 am
Apr 25, 2019, 9:42 am
#509
Join Date: Sep 2014
Posts: 1,837
You're basing that on what the CSR told you? ....or you talked to Moneygram directly and they told you that? I don't believe anything that a WM grunt manager says anymore. I've had plenty of friendly WM shut down with the excuse that regional, corporate, MG are to blame.
I even had one store with juvenile old women start pretending that their MO machine didn't work, just for me. I call in one day and on the phone they say it's working. I go over there and one of them was about to ring me up, when another winked at her, right in front of me, and oh! suddenly the computer is down. Those stores are staffed with juvenile imbecils. Don't trust anything they tell you, until you see an official memo from MG, and it's spread to ALL stores.
PS: What probably is happening, is that MS activity adds so much to daily MG volume that it invites extra scrutiny, or keeps the store on the MG radar for possible audits. They just want to cut you out so they have less risk of MG auditors breathing down their neck.
I even had one store with juvenile old women start pretending that their MO machine didn't work, just for me. I call in one day and on the phone they say it's working. I go over there and one of them was about to ring me up, when another winked at her, right in front of me, and oh! suddenly the computer is down. Those stores are staffed with juvenile imbecils. Don't trust anything they tell you, until you see an official memo from MG, and it's spread to ALL stores.
PS: What probably is happening, is that MS activity adds so much to daily MG volume that it invites extra scrutiny, or keeps the store on the MG radar for possible audits. They just want to cut you out so they have less risk of MG auditors breathing down their neck.
Other MSers in the area have said the same thing.
Call it what you want, but after an audit, the WM is most likely dead whether its MG breathing down on local WM or something else.
Apr 25, 2019, 9:47 am
#510
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
I returned to store multiple times and they check the card. I will not go back to that WM if all I can liquidate is 1 at a time. My time is worth way more than 1 VGC per trip.
Other MSers in the area have said the same thing.
Call it what you want, but after an audit, the WM is most likely dead whether its MG breathing down on local WM or something else.
Other MSers in the area have said the same thing.
Call it what you want, but after an audit, the WM is most likely dead whether its MG breathing down on local WM or something else.