Jan 2, 2019, 9:51 am
Last edit by: danpeake
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe with some metas at some stores. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
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Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
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NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2019 - 2022)
Jan 19, 2019, 6:19 pm
#137
Join Date: Apr 2012
Posts: 213
Home Depot, grocery stores (make sure they’re not vanilla), Staples/OfficeMax
Jan 19, 2019, 6:24 pm
#139
Join Date: Jan 2019
Posts: 7
perfect! I’ll try that tomorrow. Thank you! Also, is it possible to reload any of these cards with credit card, after an initial purchase?
Jan 19, 2019, 6:54 pm
#141
Join Date: Apr 2012
Posts: 213
the reloadable cards generally cannot be reloaded with a credit card. Only debit.
Jan 19, 2019, 7:40 pm
#143
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Again, read Wiki before asking novice questions.
Jan 19, 2019, 7:56 pm
#145
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
You can use Serve to buy MO at WM. But there is no benefits at all. One time I made a mistake and took $$$ from the Serve card to load the same Serve card. It went through. It was just a round-trip and I did not benefit from it.
This is the thread on MO at WM. Better keep it focused. Read Serve and BB Wikis.
Jan 19, 2019, 8:01 pm
#146
Join Date: Apr 2012
Posts: 213
Read Wiki on Serve. For some of the 3rd party AmEx cards, you get reward points from loading Serve. Definitely there are benefits. But do not abuse it.
You can use Serve to buy MO at WM. But there is no benefits at all. One time I made a mistake and took $$$ from the Serve card to load the same Serve card. It went through. It was just a round-trip and I did not benefit from it.
This is the thread on MO at WM. Better keep it focused. Read Serve and BB Wikis.
You can use Serve to buy MO at WM. But there is no benefits at all. One time I made a mistake and took $$$ from the Serve card to load the same Serve card. It went through. It was just a round-trip and I did not benefit from it.
This is the thread on MO at WM. Better keep it focused. Read Serve and BB Wikis.
and then you quoted another post to bring up Serve cards.
better keep it focused!
Jan 19, 2019, 8:30 pm
#147
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Clearly this statement is not true. It may not work with MO, but work with loading Serve/BB.
Jan 19, 2019, 9:18 pm
#148
Join Date: Nov 2018
Posts: 30
I was finally able to buy my first MO of $999.12 (total $1k).
However, after doing a split payment of 2x$500 gebit, I was told to wait as the "system is processing". After a while, the store manager (yellow vest) came and asked me what I wanted to do with the transaction--I repeated and say I want to do a split payment of 2 $500. The transaction completed and I got the MO.
I asked what the limit for an MO was and wanted to do another transaction and was told I can't do another transaction (no multiple transactions) by the manager. I have no idea what this means--is it store policy to allow only 1 transaction per customer, presumably per day? I hadn't ask as I didn't want to persist. I hadn't provided them my ID and the only cards involved were my Metabank gebits--they don't have my name or anything. I got the sense that had the transaction not already gone through by the cashier, the manager would have cancelled the transaction and tell me no gift cards allowed, but she didn't say that.
Also, since I'm able to buy a $1k MO in my state, I suppose I can go for the "limit" of 2k (since 4 swipes of max of $500 GC by Metabank) and it would be for $1999.12, right?
Lastly, the $8k/24 hours limit--that's only possible if you due multiple transactions (since 4 swipes of max $500 GC = $2k max per transaction) and that would mean the limit for my WM is not $8k/24 hours but actually $2k/24 hours given what they've said, right?
However, after doing a split payment of 2x$500 gebit, I was told to wait as the "system is processing". After a while, the store manager (yellow vest) came and asked me what I wanted to do with the transaction--I repeated and say I want to do a split payment of 2 $500. The transaction completed and I got the MO.
I asked what the limit for an MO was and wanted to do another transaction and was told I can't do another transaction (no multiple transactions) by the manager. I have no idea what this means--is it store policy to allow only 1 transaction per customer, presumably per day? I hadn't ask as I didn't want to persist. I hadn't provided them my ID and the only cards involved were my Metabank gebits--they don't have my name or anything. I got the sense that had the transaction not already gone through by the cashier, the manager would have cancelled the transaction and tell me no gift cards allowed, but she didn't say that.
Also, since I'm able to buy a $1k MO in my state, I suppose I can go for the "limit" of 2k (since 4 swipes of max of $500 GC by Metabank) and it would be for $1999.12, right?
Lastly, the $8k/24 hours limit--that's only possible if you due multiple transactions (since 4 swipes of max $500 GC = $2k max per transaction) and that would mean the limit for my WM is not $8k/24 hours but actually $2k/24 hours given what they've said, right?
Jan 19, 2019, 9:43 pm
#149
Join Date: Apr 2012
Posts: 213
well, I meant to buy MO...as the person that asked the question tried to do. I didn't specify MO, but that is what I meant since I was replying to that posted and this is "buying MO at WM" thread. Vanilla do not work (again, unless you do $49.12, which is useless).
Jan 19, 2019, 9:48 pm
#150
Join Date: Apr 2012
Posts: 213
I was finally able to buy my first MO of $999.12 (total $1k).
However, after doing a split payment of 2x$500 gebit, I was told to wait as the "system is processing". After a while, the store manager (yellow vest) came and asked me what I wanted to do with the transaction--I repeated and say I want to do a split payment of 2 $500. The transaction completed and I got the MO.
I asked what the limit for an MO was and wanted to do another transaction and was told I can't do another transaction (no multiple transactions) by the manager. I have no idea what this means--is it store policy to allow only 1 transaction per customer, presumably per day? I hadn't ask as I didn't want to persist. I hadn't provided them my ID and the only cards involved were my Metabank gebits--they don't have my name or anything. I got the sense that had the transaction not already gone through by the cashier, the manager would have cancelled the transaction and tell me no gift cards allowed, but she didn't say that.
Also, since I'm able to buy a $1k MO in my state, I suppose I can go for the "limit" of 2k (since 4 swipes of max of $500 GC by Metabank) and it would be for $1999.12, right?
Lastly, the $8k/24 hours limit--that's only possible if you due multiple transactions (since 4 swipes of max $500 GC = $2k max per transaction) and that would mean the limit for my WM is not $8k/24 hours but actually $2k/24 hours given what they've said, right?
However, after doing a split payment of 2x$500 gebit, I was told to wait as the "system is processing". After a while, the store manager (yellow vest) came and asked me what I wanted to do with the transaction--I repeated and say I want to do a split payment of 2 $500. The transaction completed and I got the MO.
I asked what the limit for an MO was and wanted to do another transaction and was told I can't do another transaction (no multiple transactions) by the manager. I have no idea what this means--is it store policy to allow only 1 transaction per customer, presumably per day? I hadn't ask as I didn't want to persist. I hadn't provided them my ID and the only cards involved were my Metabank gebits--they don't have my name or anything. I got the sense that had the transaction not already gone through by the cashier, the manager would have cancelled the transaction and tell me no gift cards allowed, but she didn't say that.
Also, since I'm able to buy a $1k MO in my state, I suppose I can go for the "limit" of 2k (since 4 swipes of max of $500 GC by Metabank) and it would be for $1999.12, right?
Lastly, the $8k/24 hours limit--that's only possible if you due multiple transactions (since 4 swipes of max $500 GC = $2k max per transaction) and that would mean the limit for my WM is not $8k/24 hours but actually $2k/24 hours given what they've said, right?